The Standard

Disability Claim Specialist

The Standard$76K — $111K *
US-AnywhereRemote in Portland, OR
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree preferred or equivalent IDI claims experience.
  • Minimum 3+ years of disability claims processing experience, including 2+ years of IDI-specific claims.
  • Ability to interpret claim evaluation materials, including contract language and medical records.
  • Experience liaising with underwriting, legal, and investigative teams.
  • Skill in identifying potential fraud and managing defensible claims files.

Responsibilities

  • Investigate and analyze claimant information to determine eligibility for disability benefits.
  • Evaluate insurance applications for accuracy and collaborate with Underwriting and Legal teams.
  • Partner with medical, vocational, and financial resources for comprehensive claim evaluations.
  • Communicate disability approval decisions and disburse the correct benefits.
  • Maintain detailed documentation to support claim decisions.

Benefits

  • Rich medical, dental, and vision benefits, plus a 401(k) with matching contributions.
  • Annual incentive bonus plan.
  • Generous paid time off including 11 holidays and 2 wellness days.
  • Support for career growth and advancement opportunities.
  • Paid parental leave and adoption/surrogacy assistance.
Full Job Description
Job Summary

As an IDI disability claims analyst you will secure and analyze claim information to make disability claim decisions, including complex and high liability claims while also delivering excellent and timely customer service.
  • Investigate, secure, and analyze information pertaining to claimants' medical condition, occupational demands, work earnings, business income/expenses, insured status, and other policy provisions to accurately determine eligibility for disability benefits.
  • Evaluate the insurance application for accuracy and consistency, engaging Underwriting, Legal, and other teams as needed.
  • Work in partnership with medical, vocational, and financial resources supporting a thorough and consistent claim evaluation.
  • Make and communicate disability approval decisions and issue correct benefits.


Skills and Background You'll Need

Education: Bachelor's degree is preferred but in lieu of degree, IDI claims experience may substitute.

Experience:
  • A minimum of 3+ years of disability claims processing experience with at least 2 years of IDI specific claims experience.
  • Ability to understand and interpret all claim evaluation materials such as contract language, medical records, financial records and legal correspondence.
  • Experience acting as a liaison with underwriting, reinsurance carriers, sales, private investigators, etc.
  • Recognize, understand and respond to situations involving potentially fraudulent activity and/or litigation to ensure a defensible file.
  • Effectively identify and prioritize critical objectives focusing on high impact components. Provide effective leadership.


Key Behaviors of a Successful Candidate
  • Taking action: Independently drives work forward and takes responsibility for achieving job requirements, tasks and objectives.
  • Customer focus: Displays an interest in the customer by trying to understand their concerns and issues; draws on customer insight to help others with how to best meet current and future customer needs.
  • Improvement mindset: Sees old problems and status quo as opportunities to improve; identifies opportunities to improve team performance.


  • A rich benefits package including medical, dental, vision and a 401(k) plan with matching company contributions
  • An annual incentive bonus plan
  • Generous paid time off including 11 holidays, 2 wellness days, and 8 volunteer hours annually - PTO increases with tenure
  • A supportive, responsive management approach and opportunities for career growth and advancement
  • Paid parental leave and adoption/surrogacy assistance
  • An employee giving program that double matches your donations to eligible nonprofits and schools


In addition to the competitive salary range below, our employee-focused benefits support work-life balance. Learn more about working at The Standard.
  • Eligibility to participate in an incentive program is subject to the rules governing the program and plan. Any award depends on a variety of factors including individual and organizational performance.


The actual compensation for this role will be based on a combination of education and experience, knowledge and skills, position budget, internal equity, and market data.

Salary Range:
$76,250.00 - $111,500.00

Positions will be posted for at least 5 days from original posting date.

About The Standard

The Standard is a financial services company that provides insurance, retirement, and investment products to individuals and businesses. The company's insurance products include life, disability, and dental insurance. The Standard also offers retirement plans, such as 401(k) and pension plans, and investment products, including mutual funds and annuities. The company was founded in 1906 and is headquartered in Portland, Oregon. The Standard has over 3,000 employees and serves customers across the United States.
Learn more about The Standard
Size
3,000 employees
Industry
Founded
1998

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