Affirm

Director of Product Management, Financial Platforms

Affirm$267K — $327K *
US-AnywhereRemote in United States
Finance & Insurance
8 - 10 years of experience
Job Overview by Ladders

Qualifications

  • 10+ years of product management experience, with 3-5 years in leadership roles
  • Deep understanding of lending systems and loan lifecycle mechanics
  • Comprehensive knowledge of payments infrastructure and money movement
  • Experience in fintech or financial services is highly preferred
  • Proven ability to strategize in fast-paced and ambiguous environments
  • Technical fluency in data models and APIs
  • Strong proficiency with AI-assisted productivity tools
  • Successful track record of scaling high-performing product management teams
  • Exceptional stakeholder management and communication skills
  • Bachelor's degree in a related field or equivalent experience

Responsibilities

  • Lead and develop a high-performing product management team of 6-10 professionals
  • Define and articulate the vision and long-term strategy for Loans Lifecycle and Money Movement
  • Act as a subject matter expert for loan operations and payment systems
  • Collaborate cross-functionally to align multiple departments on product initiatives
  • Design platform strategies for scalability and international market expansion
  • Establish key metrics to evaluate platform reliability and performance
  • Present strategic priorities and tradeoffs to senior leadership

Benefits

  • 100% subsidized medical coverage for employees and their dependents
  • Generous stipends for technology, food, lifestyle needs, and family forming expenses
  • Competitive vacation and holiday time off
  • Employee stock purchase plan with discounted shares
  • Remote-first work environment with flexibility for office-based roles
Full Job Description
Our Financial Platform sits at the heart of every loan Affirm makes and every dollar we move. We're looking for a Director of Product Management to lead and scale the teams behind two of our most critical and complex domains: Loans Lifecycle and Money Movement. This is a role for a seasoned product leader who thrives in the intersection of financial systems, platform engineering, and organizational scale.

What you'll do
  • Lead and grow a high-performing PM team.Build, mentor, and manage a team of 6-10 product managers, including people managers. You'll set the bar for craft, create development paths, and cultivate a culture of ownership, rigor, and candor.
  • Own the vision and strategy for Loans Lifecycle and Money Movement.Define the multi-year product strategy for Affirm's foundational loan systems and global money movement infrastructure - ensuring they are scalable, compliant, and capable of supporting rapid product innovation. Translate that vision into clear roadmaps and decisions that teams can execute against.
  • Be the domain authority.Serve as the executive-level subject matter expert on loan lifecycle mechanics, payment rails, settlement flows, and institutional transfers - guiding product, engineering, and business partners on tradeoffs, best practices, and platform decisions.
  • Drive cross-functional alignment at scale.Partner closely with Engineering, Accounting, Treasury, Capital Markets, Legal, Compliance, and Client Success teams. Navigate complexity, balance competing stakeholder needs, and build trust through clear communication and a strong delivery track record.
  • Enable platform scalability and international expansion. Architect platform strategies that simplify domain boundaries, standardize loan behaviors across products and markets, and unlock faster time-to-market for new geographies and product lines.
  • Measure and improve platform health.Define success metrics - including settlement success rates, reconciliation coverage, exception volumes, and time-to-resolution - and hold teams accountable to the reliability and accuracy standards these critical systems demand.
  • Influence up and across the organization.Regularly present strategy, tradeoffs, and priorities to senior leadership. Shape organizational thinking on where to invest and what to deprioritize.


What we look for
  • 10+ years of product management experience, with at least 3-5 years managing and developing PM teams including people managers
  • Deep experience in loans or lending systems - you understand loan lifecycle mechanics, platform architecture for loan servicing, and the compliance and operational requirements that come with it
  • Meaningful experience in money movement, payments infrastructure, or financial operations - you're fluent in payment rails, settlement flows, cross-border transfers, and the reliability and accuracy standards these systems demand
  • Experience in fintech, financial services, or banking; familiarity with BNPL, platform products, or backend infrastructure is strongly preferred; capital markets background is a plus
  • Demonstrated ability to set and execute long-term platform strategy in ambiguous, fast-moving environments
  • Strong technical fluency - you're comfortable diving into data models and API discussions with engineers and holding informed opinions
  • Proficiency with AI-assisted tools (e.g., Claude, Cursor) to accelerate your own work and raise the bar for your team
  • Track record of building and scaling distributed, high-performing PM teams across multiple domains simultaneously
  • Exceptional stakeholder management skills - you can align Legal, Finance, Engineering, and executive leadership around a common direction
  • Outstanding written and verbal communication; you tell crisp, data-driven stories to diverse audiences
  • Bachelor's degree in a related field or equivalent practical experience


Pay Grade - T
Equity Grade - 18

Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.

Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)

USA base pay range (CA, WA, NY, NJ, CT) per year: $300,000 - $360,000
USA base pay range (all other U.S. states) per year: $267,000 - $327,000

#LI-Remote

Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.

We're extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:
  • Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
  • Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
  • Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
  • ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount

About Affirm

Affirm is a publicly traded financial technology company headquartered in San Francisco, United States. Founded in 2012, the company operates as a financial lender of installment loans for consumers to use at the point of sale to finance a purchase. Affirm was founded in 2012 by Max Levchin, Nathan Gettings, Jeffrey Kaditz, and Alex Rampell as part of the initial portfolio of startup studio HVF. Levchin, who co-founded PayPal, became CEO of Affirm in 2014. In October 2017, the company launched a consumer app that allowed loans for purchases at any retailer. The company announced a partnership with Walmart in February 2019. Under the partnership, Affirm is available to customers in-store and on the Walmart website. Affirm has partnered with e-commerce platforms including Shopify, BigCommerce, and Zen-Cart. On November 18, 2020, Affirm filed with the Securities and Exchange Commission in preparation for an initial public offering. On December 12, 2020, it was reported that Affirm had postponed its IPO. On January 13, 2021, Affirm became listed on NASDAQ with symbol AFRM, raising about $1.2 billion in its IPO. By the next day, the price of shares had doubled, making Levchin's stake worth about $2.5 billion. In May 2021, Affirm acquired Returnly, a financial technology service company, for $300 million.
Learn more about Affirm
Size
1,300 employees
Market Cap
$2.5 billion
Industry
Net Income
-$97.6 million
Founded
2012
Revenue
$617.1 million
NASDAQ

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