The Director of Financial Reporting will lead all external and internal reporting for a growing, fast-paced non-standard auto insurance carrier. This role will own the integrity of GAAP and statutory reporting, ensure compliance in a highly regulated environment, and serve as a key partner cross-functionally to support a dynamic, rapid-growth underwriting environment. This is a high-impact leadership role requiring both technical expertise and the ability to operate effectively in a complex, evolving environment.

RESPONSIBILITIES

• Own the financial reporting function to include the monthly, quarterly, and annual close processes and deliverables
• Lead all GAAP and statutory reporting, including Annual and Quarterly Statements and related disclosures
• Direct the MARS audit process end-to end, including planning, coordination, testing support, and final deliverables.
• Serve as the technical accounting lead, providing guidance on complex and non-routine transactions
• Provide guidance on complex accounting issues, document conclusions, and defend positions with auditors
• Establish and maintain accounting policies and procedures, ensuring alignment with evolving GAAP and statutory requirements
• Monitor and implement emerging accounting standards and assess operational and financial impact to the business
• Partner cross-functionally with underwriting, actuarial, and claims teams to ensure accurate financial representation of a high-volume, rapidly changing book of business, i.e., (rate changes, claims volatility, and growth)
• Oversee external audits and regulatory examinations, acting as the primary point of contact for auditors and regulators.
• Strengthening and scaling internal controls over financial reporting in a rapid growth environment

JOB REQUIREMENTS
• CPA required; Bachelor's degree in Accounting or Finance required
• 10+ years of progressive accounting and financial reporting experience, including Property & Casualty insurance depth, and U.S. GAAP
• Deep expertise in GAAP and statutory accounting (SAP/NAIC)
• Strong understanding of SSAPs, NAIC Annual/Quarterly Statement instructions, and disclosure requirements
• Proven experience operating in a high-growth or complex insurance environment (non-standard auto insurance environment preferred)
• Experience with public company reporting requirements strongly preferred

• Demonstrated ability to lead through ambiguity, drive process improvement, and influence cross-functional partners
• Own the financial integrity where results move fast, and scrutiny is high-while helping leadership make informed decisions in a volatile market.
• Advanced proficiency in Excel, ERP systems, and other reporting tools.

PHYSICAL DEMANDS:

The physical demands described here are representative of those that an employee must meet to perform the essential functions of this job successfully. Reasonable accommodations may be made to enable individuals with disabilities to perform these functions.

While performing the duties of this job, the employee is regularly required to perform manual tasks, including hand and finger use and control operations. Tasks may also require the ability to talk or hear. The employee will frequently sit, bend, and reach with hands and arms, and is occasionally required to stand and walk. The employee may occasionally lift and/or move up to 10 pounds. Specific vision abilities required by this job include close vision, color vision, and the ability to adjust focus. Other abilities include possessing the capacity to learn, concentrate, think, and read. Often, employees communicate and interact with others while working.

To perform this job successfully, an individual must satisfactorily perform each essential duty. The listed requirements represent the knowledge, skills, and/or abilities required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

This job description in no way states or implies that these are the only duties to be performed by the employee(s) incumbent in this position. Employee(s) will be required to follow any other job-related instructions and perform any other job-related duties requested by anyone authorized to give instructions or assignments

#LI-REMOTE