Citigroup, Inc

Digital Product Developer, VP

Citigroup, Inc • $114K — $172K *
New Castle, DE 19720Hybrid
Consumer Technology
5 - 7 years of experience
Today
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Job Overview by Ladders

Qualifications

  • 6-10 years of experience
  • Expertise in Product Management and/or Product Development
  • Experience in logistics or Industrial verticals with e-commerce solutions preferred
  • Strong analytical skills for complex judgment-making
  • Ability to develop innovative solutions through quantitative and qualitative analysis
  • Experience in problem resolution using creativity
  • Proficient in delivering presentations to clients and senior managers

Responsibilities

  • Partner across product disciplines to manage overall performance of product suite
  • Mentor and coach team members on product performance and maintenance
  • Implement performance improvement strategies focused on market and competitive analysis
  • Assist sales teams in identifying client needs and proposing solutions
  • Gather market intelligence to analyze sector trends and opportunities
  • Represent customer needs and provide strategic direction for product development
  • Collaborate with cross-functional teams to deliver comprehensive solutions

Benefits

  • Medical, dental & vision coverage
  • 401(k) plan
  • Life, accident, and disability insurance
  • Wellness programs
  • Paid time off including vacation, sick leave, and holidays
Full Job Description
The role is a strategic professional who stays abreast of developments within own field and contributes to directional strategy by considering their application in own job and the business. Recognized technical authority for an area within the business. Requires basic commercial awareness. There are typically multiple people within the business that provide the same level of subject matter expertise. Developed communication and diplomacy skills are required in order to guide, influence and convince others, in particular colleagues in other areas and occasional external customers. Significant impact on the area through complex deliverables. Provides advice and counsel related to the technology or operations of the business. Work impacts an entire area, which eventually affects the overall performance and effectiveness of the sub-function/job family.

Responsibilities:
  • Partners across product disciplines, assists in managing the overall performance of a given product suite and monitors performance drivers for the products and portfolios
  • This position may mentor and coach team members that is responsible for supporting ongoing performance and maintenance of a product or set of products, including client experience, pricing, risk and distribution
  • Implements performance improvement strategies, with a specific focus on cross-sell and integration, including the development of competitive analyses, market analyses, product development road maps, market plans, pricing strategies and product line extensions
  • Assists sales and relationship managers in building skills needed to identify client needs, and proposes solutions in line with business objectives
  • Manages ongoing performance and maintenance of a product or set of products, including client experience, pricing, risk and distribution
  • Gathers market intelligence and develops market sizing studies and models to identify the attractiveness of particular markets segments and product offerings. Defines and analyzes sector trends, opportunities and issues
  • Represent customer needs and provide strategic direction on product development features, functionality and overall competitiveness
  • Partners closely with sales teams to identify client opportunities and with the client management organization to meet with prospective clients and to size new opportunities
  • Build consensus and awareness of value proposition throughout the organization and key partners
  • Participates in and prepares materials for the Product Approval Program and related processes, ensures products are delivered and adhere to all parameters globally
  • Collaborates with cross-functional teams, including technology, operations, legal, implementations, and sales to deliver solutions for Citi clients
  • Refines and produces sector-specific marketing material that will arm sales force with the tools necessary to grow Citi's business
  • Manage product risk and control, documentation, credit, legal and regulatory risk, and manage transactional P&L through business drivers, and profitability ratios
  • Analyzes vertical/product specific P&L's to ensure goals are being met
  • Participates in/facilitates product discussions with partners in asset distribution, legal, credit risk, operations and systems capabilities to ensure seamless delivery of program expansions
  • Involved in coaching and training of new recruits and mentor other team members
  • Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.


Qualifications:
  • 6-10 years of experience
  • Level of expertise and demonstrated experience in Product Management and/or Product Development discipline
  • Experience in and understanding of logistics or Industrial verticals with e-commerce solutions preferred
  • Ability to make complex judgments and to provide solutions based on sophisticated analytical thought comparing and selecting complex alternatives
  • In-depth quantitative or qualitative analysis to solve problems and develop new, innovative solutions
  • Ability to apply ingenuity and creativity to problem analysis and resolution in complicated and/or novel situations
  • Developed diplomacy skills are required in order to guide, influence and convince others, in particular colleagues in other areas and occasional external customers
  • Experience with and confidence in delivering presentations to clients and senior managers


Education:
  • Bachelor's/University degree, Master's degree preferred


This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.

The Global Liquidity Cash Concentration team, part of Liquidity Management Services, is seeking a Product Developer to drive the development of next-generation digital solutions.

This role is focused on building innovative, data-driven, and AI-enabled financial products that enhance client experience and improve decision-making. The ideal candidate will have strong expertise in digital onboarding, advanced analytics, and the integration of AI-driven insights into interactive dashboards and reporting tools.

Key Responsibilities
  • Design and develop digital product capabilities for cash concentration and liquidity management solutions
  • Lead the creation of intuitive, interactive dashboards and reporting tools that enable data-driven decision-making
  • Integrate AI-powered insights into product features to enhance analytics and user experience
  • Partner with cross-functional teams to deliver seamless digital onboarding experiences
  • Leverage data and analytics to improve product performance and client outcomes
  • Contribute to API-based platform development and integration


Experience & Skills
  • Experience with digital onboarding platforms and client journey optimization
  • Strong background in data analytics, visualization, and dashboard development
  • Familiarity with AI/ML applications in financial services, particularly for insights generation
  • Knowledge of cash forecasting analytics and liquidity management concepts
  • Experience working with API-based architectures and modern digital platforms


Job Family Group:
Product Management and Development

Job Family:
Product Performance Management

Time Type:
Full time

Primary Location:
New Castle Delaware United States

Primary Location Full Time Salary Range:
$114,720.00 - $172,080.00

In addition to salary, Citi's offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.

Most Relevant Skills
Please see the requirements listed above.

Other Relevant Skills
For complementary skills, please see above and/or contact the recruiter.

Anticipated Posting Close Date:
Jun 19, 2026

About Citigroup, Inc

Citigroup is a financial services holding company that provides financial products and services. The company operates through two segments, Global Consumer Banking (GCB) and Institutional Clients Group (ICG). The GCB segment offers traditional banking services to retail customers through retail banking, commercial banking, Citi-branded cards, and Citi retail services. The ICG segment offers various banking, and financial products and services to corporate, institutional, public sector, and high-net-worth clients. This segment provides wholesale banking products and services, including fixed-income and equity sales and trading, foreign exchange, prime brokerage, derivative services, equity and fixed-income research, corporate lending, investment banking, and advisory services, private banking, cash management, trade finance, and securities services. Citi is committed to sustainability and social responsibility, and the company invests in initiatives that promote economic progress.

Citigroup, Inc Careers

Join the vibrant team at Citigroup, Inc, a leading global bank, and propel your career into the future. Citigroup offers a plethora of job opportunities that span across various fields and expertise, making it an ideal place for ambitious professionals to thrive.

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Learn more about Citigroup, Inc
Market Cap
$1.3 billion
Industry
Finance & Insurance
Net Income
$89.6 million
Founded
1812
5 Year Trend
+4.6%
NASDAQ
C
* Ladders Estimates

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