JP Morgan Chase & Co.

Credit Strategy - Chase Auto - Vice President

JP Morgan Chase & Co.$150K — $180K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree in finance, business, economics, or similar field.
  • 7+ years of experience in consumer lending, credit strategy, or portfolio risk management.
  • Expertise in credit risk evaluation and decision-making.
  • Strong analytical skills to synthesize quantitative and qualitative data.
  • Ability to translate strategy into actionable execution.
  • Proven leadership in developing high-performing teams.
  • Experience communicating effectively with senior leadership.

Responsibilities

  • Lead evaluation of high-value consumer credit exposures.
  • Monitor portfolio performance and emerging risk trends.
  • Shape and evolve credit policies and risk management frameworks.
  • Advise senior stakeholders on complex credit transactions.
  • Collaborate with cross-functional teams to align credit strategy.
  • Mentor and develop team members for accountability and skill enhancement.

Benefits

  • Comprehensive health care coverage.
  • On-site health and wellness centers.
  • Retirement savings plan.
  • Backup childcare assistance.
  • Tuition reimbursement.
  • Mental health support resources.
  • Financial coaching services.
Full Job Description
Job Description

Bring your expertise to JPMorganChase and serve as a senior thought partner in shaping consumer credit strategy, overseeing high-value credit exposures and influencing credit policy across the portfolio.

As the Credit Strategy - Chase Auto - Vice President, you will report to the Credit Strategy Officer - Executive Director within the Chase Auto Credit Decisioning Unit. You will lead complex credit analyses, develop forward-looking risk management strategies, and help define underwriting and policy frameworks aligned with the firm's risk appetite and financial objectives. Partnering closely with Risk, Underwriting, Finance, Legal, and senior leadership, you will balance growth and profitability while ensuring strong governance, controls, and regulatory compliance at JPMorgan Chase.

Job Responsibilities
  • Lead evaluation of complex and high-value consumer credit exposures, ensuring alignment with established risk appetite, policies, and underwriting standards.
  • Monitor portfolio performance and emerging risk trends across the credit lifecycle; develop and recommend mitigation strategies to protect asset quality and returns.
  • Shape and evolve credit policies, underwriting guidelines, and risk management frameworks in support of sustainable growth.
  • Serve as a trusted advisor on complex or non-standard credit transactions, providing sound, well-reasoned recommendations to senior stakeholders.
  • Collaborate cross-functionally with Risk, Underwriting, Legal, Finance, and Business partners to align credit strategy with the firm's objectives.
  • Lead, develop and mentor a team, fostering strong technical capability, sound credit judgment and a culture of accountability and talent development.

Required Qualifications, Capabilities, and Skills
  • Bachelor's degree in finance, business, economics, or a related field.
  • Minimum 7 years of progressive experience in consumer lending, credit strategy, underwriting, or portfolio risk management within a large, complex financial institution.
  • Demonstrated expertise in evaluating and managing credit risk, including strong independent judgment on complex credit decisions.
  • Advanced Analytical & Financial Skills: Proven ability to synthesize quantitative analysis, qualitative insights, and market data to drive informed decision-making.
  • Strategic Leadership: Ability to translate strategy into execution, identify opportunities for innovation, and influence outcomes in a matrixed organization.
  • People Leadership: Track record of developing high-performing teams through coaching, mentorship, and talent stewardship.
  • Executive Communication & Influence: Experience delivering clear, compelling insights to senior leadership and influencing decisions at the executive level.
  • Initiative & Entrepreneurial Drive: High personal initiative, goal-setting, and entrepreneurial leadership to achieve challenging objectives.


To be eligible for this position, you must be authorized to work in the United States. We do not offer any type of employment-based immigration sponsorship for this position. Likewise, JPMorgan Chase & Co., will not provide any assistance or sign any documentation in support of any other form of immigration sponsorship or benefit including optional practical training (OPT) or curricular practical training (CPT).

About the Team

Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We're proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions - all while ranking first in customer satisfaction.

About JP Morgan Chase & Co.

JP Morgan Chase & Co. stands at the forefront of the global financial services industry. They offer an expansive array of products and services to a diverse clientele, including individuals, corporations, governments, and institutions. Ever since the merger of J.P. Morgan & Co. and Chase Manhattan Corporation in 2000, this industry-leading entity has become renowned for its comprehensive portfolio encompassing consumer and community banking, corporate and investment banking, commercial banking, as well as asset and wealth management. Headquartered in the vibrant city of New York, JP Morgan Chase & Co. boasts a formidable presence across over 100 countries worldwide.

Unveiling Employment Opportunities at JP Morgan Chase & Co.

Vacancies and Hiring Initiatives

JP Morgan Chase & Co. is continuously on the lookout for talented individuals eager to contribute to its legacy of excellence. The company's recruitment efforts are geared towards identifying candidates with the right blend of skills and qualifications to drive forward its various business segments. Whether you are a seasoned professional or a recent graduate, JP Morgan Chase offers a plethora of job openings across multiple disciplines.

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Leveraging Job Portals and Job Alerts

For job seekers aiming to tap into the opportunities at JP Morgan Chase, staying updated through job portals and subscribing to job alerts is crucial. These tools can provide timely information about job openings, job fairs, and recruitment events, enabling candidates to apply promptly and prepare adequately for interviews.

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Your job application, comprising your resume and cover letter, is your ticket to securing an interview at JP Morgan Chase. Highlight your qualifications, skills, and experiences that align with the job listing, ensuring you stand out in the competitive job market.

Acing the Interview

Preparation is key to succeeding in your interview with JP Morgan Chase. Familiarize yourself with the company's business segments, values, and recent achievements. Demonstrating how your background and aspirations match the company's goals can significantly increase your chances of employment. A World of Job Opportunites in the Financial Services Industry JP Morgan Chase & Co. offers a world of job opportunities for those seeking to make their mark in the financial services industry. With competitive salaries, comprehensive benefits, and endless possibilities for growth, positions at JP Morgan Chase are highly coveted. By staying informed through job sites, tailoring your applications, and preparing thoroughly for interviews, you can enhance your prospects of joining the esteemed ranks of JP Morgan Chase employees. Explore the job board, seize the job opportunities, and embark on a rewarding career journey with one of the world's leading financial institutions.
Learn more about JP Morgan Chase & Co.
Size
661 employees
Market Cap
$384.5 billion
Industry
Net Income
$29.1 billion
Founded
1823
5 Year Trend
+0.7%
Revenue
$261.5 million
NASDAQ

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