Wells Fargo

Credit Services Data and AI Leader

Wells Fargo$135K — $160K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • 6+ years of Software Engineering experience
  • 3+ years of Management experience
  • 3+ years of Application development experience
  • Experience in software development focused on credit risk decisioning systems
  • Expert in Microservices architectural patterns

Responsibilities

  • Manage and develop high-performing engineering teams
  • Ensure adherence to Banking Platform Architecture
  • Partner with architects to incorporate technology strategies
  • Enable application migration paths to cloud readiness
  • Act as the technical representative during cross-team collaborations
  • Drive resolution of technology roadblocks and manage development cycles
  • Hire and cultivate a culture of talent development

Benefits

  • Hybrid work schedule
  • Opportunity for career development
  • Access to cutting-edge technology solutions
  • Engagement with high-level strategic initiatives
Full Job Description

About this role:

Wells Fargo is seeking a leader to be part of Credit Services product line within Consumer Technology. The leader will be responsible for driving technology strategy, leading development of Enterprise Next Gen Credit Decisioning, Credit Bureau and Credit Risk Ecosystem. The product unifies bank’s Credit Services Capabilities under one platform aligned to Banking Platform and Product Architecture (BPPA) and enables rapid design, prototyping, deployment, and execution of sophisticated Credit Strategies in support of Consumer Banking and Lending businesses.

This Manager will lead a high-performing software engineering team and will be responsible for overseeing the development of software solutions, ensuring alignment with strategic business and product objectives. This role requires a combination of technical expertise in APIs and Data, product engineering and leadership skills.

In this role, you will:

  • Manage, coach, and develop a team of teams of experienced engineers and engineering managers in roles with moderate complexity and risk, responsible for building high quality capabilities with modern technology
  • Ensure adherence to the Banking Platform Architecture, and meeting non-functional requirements with each release
  • Partner with, engage and influence architects and experienced engineers to incorporate Wells Fargo Technology technical strategies
  • Understanding next generation domain architecture and enable application migration paths to target states, for example cloud readiness, application modernization, data strategy
  • Function as the technical representative for the product during cross-team collaborative efforts and planning
  • Identify and recommend opportunities for driving escalated resolution of technology roadblocks, while also managing overall software development cycle and security standards
  • Determine appropriate strategies and actions to act as an escalation partner for scrum masters and the teams to meet moderate to high-risk deliverables and help remove impediments, obstacles, and friction while encouraging constant learning, experimentation, and continual improvement
  • Build engineering skills side-by-side in the codebase, conduct peer reviews to evaluate quality and solution alignment to technical direction, and guide design, as needed
  • Interpret, develop and ensure security, stability, and scalability within functions of technology with moderate complexity, as well as identify, manage and mitigate technology and enterprise risk
  • Collaborate with, partner with and influence Product Managers/Product Owners to drive user satisfaction, influence technology requirements and priorities in the product roadmap, promote innovative and intelligent solutions, generate corporate value and articulate technical strategy while being a solid advocate of agile and DevOps practices
  • Interact directly with third party vendors and technology service providers
  • Manage allocation of people and financial resources to ensure commitments are met and align with strategic objectives in technology engineering
  • Hire, build and guide a culture of talent development to have the skills required to effectively design and deliver innovative solutions for product areas and products.
  • Ensure meeting business objectives and strategy, as well as conduct performance management for engineers and managers

Required Qualifications:

  • 6+ years of Software Engineering experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
  • 3+ years of Management experience
  • 3+ years of Application development experience

Desired Qualifications:

  • 3+ years of experience in software development, with a focus on credit risk decisioning systems and domains
  • Expert level with Microservices architectural patterns, building and executing domain level data strategies
  • Experience implementing agentic solutions
  • A strong technical background building large scale performant systems.
  • Excellent problem-solving skills and attention to detail
  • Strong risk management leadership skills
  • Strong dependency management skills
  • Ability to effectively drive and lead changes in an organization with Wells Fargo’s size, scale and complexity.
  • Strong knowledge and understanding of financial, operational, technical and regulatory drivers impacting a complex and dynamic global technology environment.
  • Ability to communicate effectively, in both written and verbal formats, at all levels of the organization, including senior executive-level leadership
  • Ability to work and influence successfully within a matrix environment and build effective business partnerships with all levels of team members
  • Comfortable with ambiguity and facilitating discussion to explore the best possible solutions and possess the ability to lead
  • Ability to be proactive, innovative, and creative in meeting customer and enterprise needs
  • Experience with Agile practices and frameworks (e.g., Kanban, Scrum, etc.) and workflow and collaboration tools, such as Confluence, Jira and Jira Align

Job Expectations:

  • This position is not eligible for Visa sponsorship
  • Relocation assistance is not available for this position
  • This position offers a hybrid work schedule

Posting End Date:

4 Aug 2026

*Job posting may come down early due to volume of applicants.

About Wells Fargo

Wells Fargo Careers

Joining Wells Fargo means becoming part of a distinguished financial institution that has been a cornerstone of innovation and leadership in the banking industry. At Wells Fargo, we offer a plethora of job opportunities designed to empower your career growth and development in a diverse and inclusive environment.

Work You’ll Do

At Wells Fargo, you will be part of a team that values diversity and is committed to fostering an inclusive culture. We are looking for professionals who are eager to drive innovation and lead with integrity. Our employees are our greatest asset, and we invest in their professional growth through comprehensive leadership and diversity training programs that are recognized industry-wide.

Explore a Multitude of Career Paths

Whether you're interested in a position in finance, IT, customer service, or management, Wells Fargo has career opportunities in various fields. Our team members benefit from job stability, competitive benefits, and a culture that values and rewards performance and dedication.

Internship Programs

Kickstart your career with a Wells Fargo internship. Our programs provide invaluable industry exposure, professional skills development, and networking opportunities that often lead to full-time employment offers. Interns at Wells Fargo work on real projects, solve actual challenges, and gain the mentorship of seasoned professionals.

Professional Growth and Development

We believe in nurturing the potential of our employees. Wells Fargo offers robust training programs and resources to help every team member excel in their current roles and prepare for future challenges. Growth at Wells Fargo is not just about climbing the career ladder but expanding your skills and expertise to add value to our team and customers.

Benefits and Rewards

Wells Fargo is committed to the well-being of our team members. We offer a comprehensive benefits package that includes health care, retirement plans, and generous paid time off. Additionally, we provide unique perks like employee discounts, adoption assistance, and tuition reimbursement.

Join Our Team

Discover the opportunities waiting for you at Wells Fargo by exploring open positions that match your skills and interests. We are continuously hiring and looking for individuals who bring creativity, passion, and a drive to serve our customers.

Stay Connected

Keep up to date with the latest from Wells Fargo Careers by subscribing to our job alert emails. Tailor your subscription to receive updates that align with your career preferences and get insider tips on crafting the perfect resume and acing your interview.

Networking and Innovation

At Wells Fargo, networking and innovation go hand in hand. We encourage our employees to connect across departments and roles to foster new ideas and strategies that lead to groundbreaking solutions.

Empower Your Career

Step into a role at Wells Fargo where your skills will be honed, your achievements recognized, and your career can flourish. We're not just filling positions; we're building leaders who are equipped to navigate the complexities of the financial world. Join Wells Fargo today and be part of a team that’s redefining the future of banking.
Learn more about Wells Fargo
Size
246,577 employees
Market Cap
$155.2 billion
Industry
Net Income
$3.3 billion
Founded
1852
5 Year Trend
-5.9%
NASDAQ

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