JP Morgan Chase & Co.

Credit Review Vice President

JP Morgan Chase & Co.$150K — $180K *
Finance & Insurance
8 - 10 years of experience
Job Overview by Ladders

Qualifications

  • 10+ years of credit experience in a related field
  • Bachelor's degree in Accounting, Finance, Economics, or similar discipline
  • Strong analytical skills with deep understanding of retail credit principles
  • Exceptional verbal and written communication abilities
  • Proven adaptability and strategic thinking skills
  • Ability to multitask effectively in a fast-paced environment
  • Team-oriented with a collaborative approach to work

Responsibilities

  • Lead credit review teams and manage associated meetings
  • Coordinate team assignments and define project scope
  • Assess credit risk controls and communicate evaluations
  • Perform financial analyses and risk assessments during reviews
  • Evaluate credit underwriting quality and document findings
  • Monitor assigned portfolios continuously and engage in review meetings
  • Establish strong relationships with stakeholders while maintaining independence

Benefits

  • Opportunity to impact credit quality across multiple banking divisions
  • Visibility to management and collaboration with skilled colleagues
  • Potential for career advancement in credit risk expertise
  • Dynamic work environment fostering personal accountability
  • Utilization of data analytics within the credit review function
Full Job Description
JOB DESCRIPTION

Join our Credit Review team and make a meaningful impact by helping us maintain strong credit quality across Consumer and Community Banking, International Consumer, and Wealth Management portfolios. You’ll work with talented colleagues and business partners, gaining visibility to management while advancing your expertise in credit risk.

As a Credit Review Vice President within our Internal Audit Team, you will lead and execute periodic credit reviews, guide team members in evaluating retail loan transactions, and provide independent opinions on underwriting analysis and credit management processes. You’ll monitor credit risk trends, attend key meetings, and build relationships with stakeholders responsible for credit approval. This role offers the opportunity to shape credit quality and support firmwide standards.

Job Responsibilities

  • Lead credit review teams as reviewer-in-charge, chairing planning, kick-off, findings presentation, and closing meetings
  • Coordinate team assignments, define project scope, evaluate credit risk controls, and communicate with management
  • Review and assess findings, recommend corrective actions, write reports, and archive documents
  • Participate in credit review assignments by preparing financial analyses and risk assessments
  • Evaluate credit underwriting quality, record findings, and engage in review meetings
  • Perform continuous monitoring of assigned portfolios and participate in portfolio review meetings
  • Serve as an information resource on retail credit risk and policy
  • Partner with Business and Credit Risk Management stakeholders to establish strong working relationships while maintaining independence
  • Ensure consistent application of firmwide Risk Policy and Credit Review Policies and Procedures
  • Advance the use of data analytics within the Credit Review function
  • Complete special projects and research as assigned by the Credit Review Director

Required Qualifications, Capabilities, and Skills

  • Experienced credit professional with minimum 10 years of credit experience
  • Bachelor’s degree in Accounting, Finance, Economics, or related discipline
  • Demonstrated understanding of retail credit principles and strong analytical skills
  • Excellent verbal and written communication and interpersonal skills, with ability to present complex and sensitive issues to management
  • Enthusiastic, self-motivated, effective in a dynamic fast-paced environment, and willing to demonstrate personal responsibility and accountability
  • Proven ability and desire to learn quickly, be adaptable, and think strategically
  • Ability to manage multiple tasks concurrently, with a high sense of urgency
  • Works well individually and in teams, shares information, supports colleagues, and encourages participation
  • Ability to travel as required

Preferred Qualifications, Capabilities, and Skills

  • Background in retail credit underwriting and credit risk management
  • Successful completion of formal credit training program
  • Previous credit review experience

About JP Morgan Chase & Co.

JP Morgan Chase & Co. stands at the forefront of the global financial services industry. They offer an expansive array of products and services to a diverse clientele, including individuals, corporations, governments, and institutions. Ever since the merger of J.P. Morgan & Co. and Chase Manhattan Corporation in 2000, this industry-leading entity has become renowned for its comprehensive portfolio encompassing consumer and community banking, corporate and investment banking, commercial banking, as well as asset and wealth management. Headquartered in the vibrant city of New York, JP Morgan Chase & Co. boasts a formidable presence across over 100 countries worldwide.

Unveiling Employment Opportunities at JP Morgan Chase & Co.

Vacancies and Hiring Initiatives

JP Morgan Chase & Co. is continuously on the lookout for talented individuals eager to contribute to its legacy of excellence. The company's recruitment efforts are geared towards identifying candidates with the right blend of skills and qualifications to drive forward its various business segments. Whether you are a seasoned professional or a recent graduate, JP Morgan Chase offers a plethora of job openings across multiple disciplines.

High-Demand Positions

Among the myriad of roles, certain positions stand out for their attractive compensation packages and career advancement prospects. Notably, high-paying jobs at JP Morgan Chase & Co. include Relationship Manager, Branch Manager, and Software Engineer. These roles are critical to the firm's operations and offer lucrative opportunities for those with the requisite expertise.

Navigating the Job Market at JP Morgan Chase & Co.

Leveraging Job Portals and Job Alerts

For job seekers aiming to tap into the opportunities at JP Morgan Chase, staying updated through job portals and subscribing to job alerts is crucial. These tools can provide timely information about job openings, job fairs, and recruitment events, enabling candidates to apply promptly and prepare adequately for interviews.

Preparing Your Job Application

Your job application, comprising your resume and cover letter, is your ticket to securing an interview at JP Morgan Chase. Highlight your qualifications, skills, and experiences that align with the job listing, ensuring you stand out in the competitive job market.

Acing the Interview

Preparation is key to succeeding in your interview with JP Morgan Chase. Familiarize yourself with the company's business segments, values, and recent achievements. Demonstrating how your background and aspirations match the company's goals can significantly increase your chances of employment. A World of Job Opportunites in the Financial Services Industry JP Morgan Chase & Co. offers a world of job opportunities for those seeking to make their mark in the financial services industry. With competitive salaries, comprehensive benefits, and endless possibilities for growth, positions at JP Morgan Chase are highly coveted. By staying informed through job sites, tailoring your applications, and preparing thoroughly for interviews, you can enhance your prospects of joining the esteemed ranks of JP Morgan Chase employees. Explore the job board, seize the job opportunities, and embark on a rewarding career journey with one of the world's leading financial institutions.
Learn more about JP Morgan Chase & Co.
Size
661 employees
Market Cap
$384.5 billion
Industry
Net Income
$29.1 billion
Founded
1823
5 Year Trend
+0.7%
Revenue
$261.5 million
NASDAQ

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