Full Job Description
We are seeking a Credit Manager to join Zions Bank in Midvale, UT. The Credit Manager plays a key role in managing departmental lending activities, developing strategic policies, and leading teams to resolve complex credit challenges.
Responsibilities:
• Manage the daily activities of the assigned business functional area, providing leadership without requiring considerable direction.
• Determine goals and objectives for the department and provide input into budgets and staffing.
• Develop and implement departmental policies, processes, and procedures to ensure operational efficiency.
• Develop resolutions to complex lending problems that require the frequent use of creativity and judgment within broadly defined practices.
• Interact with management, personnel, and clients on matters requiring coordination across organizational lines, including customer negotiations.
• Motivate staff and influence other employees or managers using strong interpersonal skills.
• Other duties as assigned.
Qualifications:
• Requires a Bachelor's degree in finance, business or a related field and 4+ years of lending, credit or underwriting practices and techniques, banking or other directly related experience.
• A combination of education and experience may meet job requirements.
• Managerial experience preferred.
• Requires solid working knowledge of lending and credit theories and concepts and how they related to the banking or financial industry.
• Possess a strong working knowledge of overall lending policies and procedures, credit analysis, underwriting, and structuring.
• Exhibit advanced analytical and problem resolution skills, along with an exceptional degree of ingenuity, creativity, and resourcefulness in decision making.
• Must have excellent organizational and communication skills, both verbal and written, and require an in-depth knowledge of other related fields.
Location:
Five days a week in-office at our Zions Technology Center in Midvale, UT
Benefits:
• Medical, Dental and Vision Insurance - START DAY ONE!
• Life and Disability Insurance, Paid Parental Leave and Adoption Assistance
• Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts
• Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays
• 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience
• Mental health benefits including coaching and therapy sessions
• Tuition Reimbursement for qualifying employees
• Employee Ambassador preferred banking products