Credit Lead

National Fuel Gas Company

$70K — $100K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree in Finance, Accounting or related Business field
  • 5-7+ years of professional credit experience
  • Strong analytical and problem-solving skills
  • Ability to prioritize and multi-task effectively
  • Excellent interpersonal and communication skills
  • Motivated to work collaboratively in cross-functional teams
  • Proficient in PowerPoint and Excel

Responsibilities

  • Perform monthly analyses and control testing of Utility Accounts Receivable balances
  • Analyze bad debt reserve and forecast bad debt expense
  • Conduct quarterly credit risk assessments and update management reports
  • Oversee Credit team for accuracy and compliance
  • Evaluate vendor creditworthiness and prepare management reports
  • Monitor security for credit securities documentation
  • Manage monthly and expiring credit reviews for compliance
  • Assist in annual budget process and develop credit workstream procedures

Benefits

  • Medical and Prescription Drug Coverage
  • Paid Company Holidays
  • Dental Coverage
  • Parental Leave for Mothers and Fathers
  • Vision Coverage
  • Tuition Reimbursement
  • 401(k) with Company Match
  • Life Insurance
  • Company Funded Retirement Savings Account
  • Long Term Disability Insurance
  • Flexible Work Schedule
  • Flexible Spending Account
  • Paid Time Off
  • Charitable Giving Programs
Full Job Description
National Fuel is seeking a Credit Lead for an outstanding career opportunity in our Finance department at our Headquarters located in Williamsville, NY.

PRIMARY RESPONSIBILITIES:
  • Perform monthly analyses and control testing of the Company's Utility Accounts Receivable balances, including payments, collections, and other correlated trends; prepare monthly AR and analyses report for distribution
  • Perform monthly analyses of Company's bad debt reserve to ensure continued adequacy; forecast bad debt expense based on experienced history and current trends i
  • Perform quarterly analyses of Credit Risk Assessment system to confirm adequate security amounts and verify creditworthiness of issuing financial entities; generate quarterly Credit update report for management
  • Oversee Credit team for analyses accuracy, regulatory and tariffs compliance, and credit guidelines and protocol adherence, with goal of protecting the quality and sufficiency of credit securities, both incoming and on file
  • Evaluate vendor creditworthiness by analyzing relevant financial data and preparing reports for management
  • Obtain and monitor security to ensure credit securities are properly documented, updated, stored, and prepare analyses, as needed;
  • Manage monthly marketer credit reviews and expiring credit reviews to ensure compliance with tariffs and Company's policies and procedures
  • Assist in Company's annual budget process
  • Assist in developing procedures for incoming credit workstreams for Company's recent utility and storage acquisitions
  • Collaborate with Finance Management to develop enhancements to existing processes with a focus on improvement and creating efficiencies

MINIMUM QUALIFICATIONS:
  • Bachelor's degree in Finance, Accounting or related Business field
  • Minimum of 5-7+ years of professional credit experience
  • Ability to prioritize, multi-task, and complete departmental tasks in a timely manner
  • Possess strong analytical and problem-solving skills
  • Motivated to work effectively and collaboratively in cross functional teams
  • Excellent interpersonal, written and verbal communication skills, with a focus on attention to detail and accuracy
  • Knowledge of PowerPoint and Excel

PREFERRED QUALIFICATIONS:
  • Knowledge of PeopleSoft Financials and SAP.

COMPENSATION AND BENEFITS:

The base salary range for this position is $70,000 - $100,000

This job posting contains a pay range, which represents the range of pay that National Fuel believes, in good faith, at the time of this posting that it might be willing to pay for the posted job. The specific base pay offered to a successful applicant will be based primarily on relevant professional experience. Other components that may be considered include: individual qualifications, licensures, industry specific experience, education and market demands for specialized skills. The pay range is subject to change at any time based on various internal and external factors. Exempt positions will also be eligible for an Annual Cash Bonus Plan.

National Fuel offers a comprehensive benefits package including the following:
• Medical and Prescription Drug Coverage
• Paid Company Holidays
• Dental Coverage
• Parental Leave for Mothers and Fathers
• Vision Coverage
• Tuition Reimbursement
• 401(k) with Company Match
• Life Insurance
• Company Funded Retirement Savings Account
• Long Term Disability Insurance
• Flexible Work Schedule
• Flexible Spending Account
• Paid Time Off
• Charitable Giving Programs

HOW TO APPLY:

Any candidate offered a position with National Fuel will be required to successfully complete a pre-employment drug test. For confidential consideration, please submit your resume and cover letter (preferably in PDF format) by September 8, 2026, to [email protected] . Please reference position #26-077NY Credit Lead in the subject line of your email.

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