Fifth Third Bancorp

Credit Lead

Fifth Third Bancorp • $90K — $120K *
Frisco, TX 75034In-Person
Finance & Insurance
8 - 10 years of experience
Today
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Job Overview by Ladders

Qualifications

  • Bachelor's degree in Business, Finance, Accounting, or related field; advanced degree preferred.
  • 8+ years of experience in commercial credit, portfolio management, underwriting, or credit risk leadership.
  • Strong skills in commercial credit underwriting, structuring, portfolio management, and legal documentation.
  • Demonstrated leadership abilities and skills.
  • Ability to maintain a forward-looking view of portfolio risk and proactively identify emerging credit issues.
  • Deep understanding of commercial lending policies, regulatory requirements, and risk governance frameworks.
  • Strong communication, organizational, and analytical abilities.

Responsibilities

  • Establish workflow priorities and resource alignment for effective deal and portfolio execution.
  • Maintain an independent assessment of borrower and portfolio creditworthiness and escalate identified risks when necessary.
  • Drive metrics for credit excellence, ensuring asset quality and underwriting accuracy.
  • Ensure consistent application of credit policies and portfolio management practices across all teams.
  • Engage with clients and prospects in supporting banking partners and senior credit leadership in sensitive situations.
  • Champion continuous improvement initiatives and strategic enhancements to credit processes.
  • Oversee system integrity, documentation accuracy, and regulatory compliance across the portfolio.

Benefits

  • Opportunities for continuous professional development and mentoring.
  • Support for career growth through challenging opportunities.
  • Recognition and rewards for employee accomplishments.
  • Strong emphasis on maintaining a positive customer experience.
  • Engagement with key stakeholders and leadership in complex projects.
Full Job Description

ENERAL FUNCTION:

The CreditLead is accountable forthedevelopment of Credit Solutions professionals andactive portfolio management leadershipthrough execution, prioritization, and consistency of credit practicesand credit risk oversight.

Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies andprocedures as defined. Accountable for always doing the right thing for customers and colleagues and ensures that actions and behaviorsdrive a positive customer experience. Whileoperatingwithin the Bank's risk appetite,achievesresults by consistentlyidentifying, assessing,managing, monitoring, and reporting risks of all types.

ESSENTIAL DUTIES AND RESPONSIBILITIES:

  • Establish workflow priorities and resource alignment to support effective execution across deal and portfolio activities.

  • Maintain aforward-looking, independent assessment of borrower and portfolio creditworthiness, including early identification of emerging risks, and escalate emerging risks ornonstandardsituations to senior credit leadership asappropriate.

  • Drive credit excellence metrics, including asset quality, policy adherence, underwriting quality, risk rating accuracy, problem loan identification, andtimelyremediation of issues.

  • Ensure consistent application of credit policy, underwriting standards, and portfolio management practices across teams.

  • Engage with clients and prospects as needed,typically in support of Banking partners and senior credit leadership, particularly in complex or sensitive situations.

  • Champion continuous improvement initiatives, special projects, and strategic enhancements to credit and portfolio management processes and systems.

  • Ensure system integrity, documentation accuracy, and regulatory compliance across the portfolio.

  • Provides ongoing coaching and mentoring of Credit Solutions professionals.

SUPERVISORY RESPONSIBILITY:

Includesthe directand indirect supervision and direction of the day-to-day activities of Credit Solutions professionals. Responsible for providing employees withtimely, candid, and constructive performance feedback. Develop employees to their fullest potential andprovidechallenging opportunities that enhance employee career growth. Develop theappropriate talentpool to ensure adequate bench strength and succession planning. Recognize and reward employees for accomplishments.

MINIMUM KNOWLEDGE,SKILLSAND ABILITIES REQUIRED:

  • Bachelors degree in Business, Finance, Accounting, or related fieldrequired;advanced degree preferred.

  • Minimum of8years of experience in commercial credit, portfolio management, underwriting, or credit risk leadership.

  • Strong commercial credit underwriting, structuring, portfolio management, and legal documentation.

  • Demonstrated leadership skills.

  • Proven ability tomaintainaforward-lookingview of portfolio risk and proactivelyidentifyemerging credit issues.

  • Deep knowledge of commercial lending policies, regulatory requirements, and risk governance frameworks.

  • Strong communication,organizational,and analytical skills.

  • Proficiencywith internal banking systems and Microsoft Office tools.

Credit Lead

LOCATION -- Dallas, Texas 75225

Attention search firms and staffing agencies: do not submit unsolicited resumes for this posting.  Fifth Third does not accept resumes from any agency that does not have an active agreement with Fifth Third.  Any unsolicited resumes 6 no matter how they are submitted 6 will be considered the property of Fifth Third and Fifth Third will not be responsible for any associated fee.

About Fifth Third Bancorp

Fifth Third Bancorp is a diversified financial services company, that specializes in small business, retail banking, investments, and mortgage.

Fifth Third Bancorp Careers

Join the vibrant team at Fifth Third Bancorp, a leading financial services company that values innovation, leadership, and diversity. As part of our commitment to professional growth and excellence, we offer a range of job opportunities that empower you to advance your career while contributing to the financial success of our clients. Work You’ll Do At Fifth Third Bancorp, you’ll be part of a culture that cherishes innovation and strategic thinking. Our team is dedicated to providing outstanding financial solutions to individuals and businesses alike. By joining us, you will collaborate with some of the industry’s most talented professionals, using your skills to influence positive change and drive efficiency. Explore a variety of career paths in areas such as finance, technology, customer service, and risk management. Whether you are looking for a full-time position, an internship, or leadership roles, Fifth Third Bancorp offers a dynamic environment where your career can flourish. Innovative Work Engage in projects that harness cutting-edge technology and innovative financial practices. At Fifth Third Bancorp, your work will directly impact our mission to improve lives and contribute to the economic stability of the communities we serve. Our team’s collaborative efforts lead to groundbreaking solutions, setting new standards in the financial industry. Be Part of a Great Team Fifth Third Bancorp is not just a company; it’s a community. Here, diversity and inclusion are at the core of our employment philosophy, ensuring every team member’s voice is heard and valued. We offer diversity training programs that enhance our understanding and appreciation of various perspectives, fostering an inclusive workplace. Future-Proof Your Career With Fifth Third Bancorp, you are set on a path of continuous professional development. Benefit from comprehensive benefits, mentorship, and networking opportunities that propel your career forward. Our leadership is committed to your success, providing support and guidance as you navigate through your career milestones. Stay Connected Join Our Team Discover the array of job opportunities at Fifth Third Bancorp by exploring positions that match your skills and interests. We are constantly hiring creative, curious, and motivated individuals who are ready to make a significant impact. Check out our current openings and find where you fit into our exceptional team. Keep Up to Date Stay informed with the latest career tips, industry insights, and professional growth opportunities available at Fifth Third Bancorp. Our careers blog is a resource for potential and current employees, offering valuable information to enhance your work experience and expand your knowledge base. Job Alert Emails Customize your experience by subscribing to receive job alerts, news, and insider tips tailored to your preferences. Discover the exciting and rewarding career opportunities waiting for you at Fifth Third Bancorp. At Fifth Third Bancorp, we are more than just a bank. We are a place where careers are nurtured, achievements are celebrated, and diversity is embraced. Are you ready to take the next step in your professional journey? Join us and be part of something great.
Learn more about Fifth Third Bancorp
Size
19,247 employees
Market Cap
$22.3 billion
Industry
Finance & Insurance
Net Income
$1.4 billion
Founded
1858
5 Year Trend
+4.4%
NASDAQ
FITB
* Ladders Estimates

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