First Interstate Bancsystem Inc

Credit Analyst Manager

First Interstate Bancsystem Inc$83K — $137K *
Finance & Insurance
8 - 10 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's Degree in Business, Finance, or related field required
  • 10+ years of relevant banking experience or equivalent
  • Supervisory and/or management experience required
  • Commercial banking experience preferred

Responsibilities

  • Supervise and mentor a team of credit analysts
  • Administer workflow between credit analysts and other team members
  • Monitor quality of work produced by analysts
  • Review financial statements, tax returns, and credit reports for accuracy
  • Analyze findings and prepare detailed written reports
  • Maintain strong understanding of First Interstate Bank Loan Policy
  • Perform portfolio management and underwriting of complex borrower relationships

Benefits

  • Medical, dental, and vision insurance
  • Short-term and long-term disability benefits
  • Life insurance
  • 401(k) with company match
  • Paid Time Off accruing approximately 18 days per year
  • Up to 11 paid Federal holidays
  • Employee assistance program
  • Flexible spending and health savings accounts
Full Job Description
**If you are a current FIB employee, please apply through the Career Worklet in the Employee Portal

This position may be located in Omaha, NE; Lincoln, NE; Boulder, CO; Fort Collins, CO; Greeley, CO; Des Moines, IA; Rapid City, SD; or Sioux Falls, SD.

SUMMARY
The Credit Analyst Manager supervises and mentors a group of credit analysts. This position is responsible for administering the flow of work to and from credit analysts, monitoring the quality of work being produced, and aids in the hiring and training of credit analysts.

ESSENTIAL DUTIES AND RESPONSIBILITIES
  • Reads and understands financial statements.
  • Reviews pertinent credit and financial information including financial statements, tax returns, credit bureau reports, bank reports, and other company reports.
  • Inputs financial data on PC-Based software to generate financial spreadsheet.
  • Analyzes findings and prepares in written report.
  • Identifies trends and determines key questions.
  • Reviews irregular financial information with loan officers.
  • Maintains a strong understanding of First Interstate Bank Loan Policy.
  • Underwrites complicated borrower relationships of all sizes with accuracy.
  • Completes annual term loan reviews, problem loan status reports, and loan approval forms.
  • Compiles various reports as requested.
  • Communicates with loan officers and other credit analysts.
  • Assists in the implementation and training of new software products for commercial loan analysis and the commercial lending function.
  • Acts as a resource to loan officers for loan structures and underwriting recommendations.
  • Performs portfolio management.


MANAGEMENT RESPONSIBILITIES
  • Oversees the day-to-day management of analysts.
  • Provides relevant and ongoing training to team of analysts.
  • Develops a team of credit analysts.


QUALIFICATIONS
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

KNOWLEDGE, SKILLS AND ABILITIES
  • Ability to read, analyze, and interpret common scientific and technical journals, financial reports, and legal documents.
  • Ability to respond to common inquiries of complaints of customers, regulatory agencies, or members of the business community.
  • Ability to write speeches and articles for publication that conform to prescribed style and format.
  • Ability to effectively present information to top management, public groups, and/or boards of directors.
  • Ability to work with mathematical concepts such as probability and statistical inference, and fundamentals of plane and solid geometry and trigonometry.
  • Ability to apply concepts such as fractions, percentages, ratios, and proportions to practical situations.
  • Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists.
  • Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form.


EDUCATION AND/OR EXPERIENCE
  • Bachelor's Degree in Business, Finance, or related field required or
  • 10+ years years of banking experience and/or equivalent combination of education and experience required or
  • 10+ years experience in a similar position required
  • Supervisory and/or management experience required
  • Commercial banking experience preferred


PHYSICAL DEMANDS AND WORKING ENVIRONMENT
The physical demands and work environment are representative of those that must be met or encountered to successfully perform the essential functions of the job.
  • Dexterity of hands/fingers to operate computer keyboard and mouse - Frequently
  • Sitting - Frequently
  • Standing - Occasionally
  • Noise Level - Moderate
  • Typical Work hours - M-F (8-5)
  • Regular and Predictable Attendance - Required


COMPENSATION & BENEFITS
We offer a competitive total compensation package including base salary and benefits. The anticipated pay range for this position is $83,000 to $137,000 per year in CO and depends on a variety of non-discriminatory factors including, but not limited to, job-related knowledge, skills and experience, education, and geographic location. Additionally, this role is eligible to receive annual discretionary cash and stock bonuses. Benefits available for this position include, but are not limited to, medical, dental, vision, short-term and long-term disability benefits and life insurance, flexible spending accounts, health savings account, employee assistance program, 401(k), Paid Time Off (new hires accrue at .069 per hours worked which equates to approximately 18 days per year inclusive of paid sick time) and up to 11 paid Federal holidays. Please note this information is provided for those hired in Colorado and this role is open to candidates outside of Colorado with compensation that aligns with your location. For more information regarding our benefits, please visit https://www.firstinterstatebank.com/company/about/employee-benefits.php

**If you are a current FIB employee, please apply through the Career Worklet in the Employee Portal

About First Interstate Bancsystem Inc

First Interstate BancSystem, Inc. is a financial holding company headquartered in Billings, Montana. It operates as a holding company for First Interstate Bank, a community bank that provides a range of banking products and services to individuals, businesses, municipalities, and other entities in the United States. The bank offers personal banking services, such as checking and savings accounts, loans, mortgages, and credit cards; business banking services, including business checking and savings accounts, loans and lines of credit, merchant services, and cash management services; and wealth management services, such as investment management, trust and estate services, and retirement planning services. First Interstate BancSystem, Inc. was founded in 1971 and is headquartered in Billings, Montana.
Learn more about First Interstate Bancsystem Inc
Size
2,358 employees
Market Cap
$3.9 billion
Industry
Net Income
$161.2 million
5 Year Trend
+11.2%
NASDAQ

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