Mizuho Financial

Credit Administration Unit

Mizuho Financial$82K — $125K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • BA in Finance or related field with 5+ years of experience in commercial loan operations or credit administration.
  • Strong understanding of credit agreements and ability to interpret pricing and transaction structures.
  • Effective communication skills for interacting with clients and internal teams.
  • Detail-oriented with strong leadership and organizational capabilities.
  • Proficient in Microsoft Excel and Word, with familiarity in Pivot Tables and V Look-up.
  • Ability to thrive in a fast-paced, team-oriented environment.

Responsibilities

  • Support junior staff in daily functions related to facility booking processes.
  • Review credit agreements to ensure accurate identification of key operational details and alignment with banking procedures.
  • Create and review operational documentation within the Credit Administration Unit.
  • Ensure timely receipt of internal credit approvals and executed credit agreements for loan funding.
  • Prepare and process loan modifications, ensuring all supporting documentation is accurate.
  • Act as a liaison between Business Promotion Units and Loan Administration to discuss pending transactions.
  • Generate and maintain reports for Operations management and other divisions, supporting the VP as needed.

Benefits

  • Generous employee benefits package that includes health insurance and retirement plans.
  • Participation in a hybrid working program with flexible remote work opportunities.
  • Potential eligibility for a discretionary bonus based on performance.
Full Job Description

Summary

The Assistant Vice President is responsible for supporting VP or above in all administration and operational aspects of the middle office functions. The functions include but are not limited to processing new, renewed, amended and restructured loan / letter of credit facilities. Also, assist with policies and procedures, direct participation during audits and designated special projects.

Responsibilities 

  • Support and provide guidance to junior staff performing daily functions related to the facility booking process. 

  • Detail review and understanding of credit agreements to accurately identify pricing terms, transaction structure, and key operational details, ensuring alignment with system inputs (e.g., ACBS / Loan IQ) and banking procedures –  

  • Create and/or review documentation related to operational processes in the Credit Administration Unit - CAU (i.e. FIS, Administrative Questionnaires, etc.). 

  • Have a clear understanding of time sensitive loan funding requirements, ensuring internal credit approvals, executed credit agreements, and condition precedents are received timely. 

  • Prepare and process all loan modifications with a clear understanding of supporting documentation.  

  • Provide Business Promotion Units and other Mizuho units with a contact point to discuss open issues, pending transactions and provide guidance in all operations related to CAU activities. 

  • Act as a liaison between the Business Promotion and Loan Administration Units. 

  • Ensure that all processes related to facility management are completed in a timely fashion. 

  • Maintain / generate reports to Operations management, the Head Office and other divisions as required. 

  • Support the efforts of the VP and above with maintaining / generating reports as required. 

  • Participate in all efforts related to business continuity and audits. 

  • Perform other work-related duties as assigned.  

 

Compliance 

  • Obtain a basic understanding of the applicable rules and regulations that govern the Bank. Understand that all questions and/or clarification about such rules and regulations should be directed to the Americas Legal and Compliance Department. Attend Annual Compliance Training presented by the Americas Legal and Compliance Department. Read and respond as necessary to all compliance-related reference and directive materials received. Comply with the Bank’s “Code of Conduct”. 

 

Qualifications

  • BA and5 years of experience in commercial loan operations, credit administration, or a related area within Financial Services.

  • Strong understanding of credit agreements – ability to read and interpret sections related to pricing, definitions, and transaction structure.

  • Effective communicator – ability to deal effectively with Customers, Account Officers and other bank personnel.

  • Must be detailed oriented, possess leadership, organizational and communication skills.

  • Strong computer knowledge (Microsoft Word and Excel).Familiarity with Pivot Tables and V Look-up.

  • Able to multi-task in a fast-paced environment and a team-oriented person.

The expected base salary ranges from $82,000 - $125,000. Salary offers are based on a wide range of factors including relevant skills, training, experience, education, and, where applicable, certifications and licenses obtained. Market and organizational factors are also considered. In addition to salary and a generous employee benefits package, successful candidates are eligible to receive a discretionary bonus.

#LI-Hybrid

Other requirements

Mizuho has in place a hybrid working program, with varying opportunities for remote work depending on the nature of the role, needs of your department, as well as local laws and regulatory obligations. Roles in some of our departments have greater in-office requirements that will be communicated to you as part of the recruitment process.

About Mizuho Financial

Mizuho Financial Group, Inc. is a Japanese banking holding company headquartered in the ?temachi district of Chiyoda, Tokyo, Japan. The name "mizuho" literally means "abundant rice" in Japanese. It holds assets in excess of $1.8 trillion US dollars through its control of Mizuho Bank, Mizuho Corporate Bank, and other operating subsidiaries. The company's combined holdings form the second largest financial services group in Japan. Its banking businesses rank third in Japan after Mitsubishi UFJ Financial Group and Sumitomo Mitsui Financial Group. It is the 15th largest banking institution in the world by total assets as of December 2018.
Learn more about Mizuho Financial
Size
54,492 employees
Market Cap
$35 billion
Industry
Net Income
$84.4 billion
5 Year Trend
-0.6%
NASDAQ

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