Citizens Financial Group, Inc

CRE Portfolio Manager Team Lead - REIT's

Citizens Financial Group, Inc$225K — $250K *
Real Estate & Construction
11 - 15 years of experience
Job Overview by Ladders

Qualifications

  • 12+ years of experience in commercial real estate loan underwriting
  • Prior experience with REITs required
  • Strong understanding of commercial sales, products, and risk management
  • Expertise in developing strategic and tactical solutions
  • BA degree required; MA preferred with credit training program completion
  • Proficiency in credit management and computer skills for tracking results
  • Excellent verbal and written communication and organizational skills

Responsibilities

  • Manage a team of Commercial Real Estate Portfolio Managers and Credit Analysts
  • Ensure ongoing training about credit policies for the team
  • Ensure compliance with federal regulations and bank policies
  • Assess, develop, and implement credit and compliance policies
  • Design and monitor systems for timely and compliant work handling
  • Distribute and prioritize work among team members effectively
  • Act as a trusted advisor and engage with stakeholders to resolve issues

Benefits

  • Comprehensive medical, dental, and vision coverage
  • Retirement benefits and flexible work arrangements
  • Maternity/paternity leave and education reimbursement
  • Wellness programs and competitive paid time off
  • Opportunity to earn an annual discretionary bonus
Full Job Description
Job Description

  • Manages a team of Commercial Real Estate Portfolio Managers and Credit Analysts, including those managing straightforward up to the most complex credits with the most complex corporate organization structures, documentation and/or collateral structures, including those with large exposures in complicated and/or specialized industries
  • Assures that all PMs are trained and kept up to date on Citizens Bank credit policy as well as credit issues affecting the general economy
  • Actively ensures compliance with federal regulations and Citizens Bank policies
  • Actively involved in assessing, developing and implementing credit and compliance policies
  • Designs and monitors internal systems to assure that all assigned work and ongoing monitoring is completed on a timely basis and in a manner that complies with all Citizens Bank internal policies
  • Prioritizes work that is assigned to the group, assure that work is appropriately distributed among the team members and is responsible for objective quality control of groups analytical and reporting work product to include accurate application of credit, risk, and other policies and practices required to effectively manage risk exposure and loss to the Bank
  • Manages the performance management and development process for all reports
  • Largely internally focused interacting with PMs, RMs, TLs, Division Executives, State Presidents, Credit Officers and Senior Management. Externally meets with customers/prospects to actively negotiate deals and solve customer/prospect requests and problems
  • Internally is viewed as a trusted advisor on credit and portfolio management issues/challenges to RMs
  • Proficient in recruiting and managing the recruiting process including a strong vision and understanding of talent selection and development
  • Coaching and mentoring everyone in their organization is a key deliverable
  • Adept at problem loan identification and conflict resolution
  • Willing to be a constant and consistent presence within the market, to include networking and attending industry events
  • Promotes an environment of continuous improvement and development
  • Ability to travel as needed
  • Leads by example
  • Has a collaborative mindset and looks to be a consensus builder
  • Can easily explain complex concepts to both junior and senior level employees

Requirements:
  • 12+ years of commercial real estate loan underwriting experience with ability to manage and grow significant customer portfolio
  • Prior experience with REIT's - required
  • Exhibits strong level of knowledge of commercial sales, commercial products, credit, risk, and administration practices and processes
  • Skilled at maintaining good communication across business unit and broader organization
  • Skilled at developing and implementing both strategic and tactical solutions and systems in support of portfolio administration and business unit goals and objectives
  • BA degree, MA preferred with successful completion of a credit training/underwriting program
  • Proven credit management abilities with good computer skills for recording and tracking results
  • Comprehensive verbal and written communication skills, able to multi task and function under pressure to meet deadlines, strong organizational skills, customer service, developed influencing and negotiation skills, experience in managing the day to day and annual performance and developmental activities for direct and in-direct reports from entry to expert level PMs
  • Word, Excel, Power Point, spread sheet modeling, and presentation development and delivery skills
  • Advanced knowledge of different financial modeling systems and ability to coach others on use of internal systems that may include RARCR, ORA, FACT, and MFA


Hours & Work Schedule
  • Hours per Week: 40+
  • Work Schedule: Monday to Friday


Pay Transparency

The salary range for this position is $225,000 - $250,000 per year, plus an opportunity to earn an annual discretionary bonus. Actual pay is based on various factors including but not limited to the work location, relevant skills, and experience.

We offer competitive pay, comprehensive medical, dental and vision coverage, retirement benefits, maternity/paternity leave, flexible work arrangements, education reimbursement, wellness programs and more. Note, Citizens' paid time off policy exceeds the mandatory, paid sick or paid time-away policy of very local and state jurisdiction in the United States. For an overview of our benefits, visit https://jobs.citizensbank.com/benefits.

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About Citizens Financial Group, Inc

Citizens Bank is a financial service company. It provides outstanding local and personalized service. It offers a full range of commercial, real estate, and consumer lending. It is specialized in personal and small business deposit services, electronic services.

Citizens Financial Group, Inc. Careers

Join the dynamic team at Citizens Financial Group, Inc., a leading financial institution where your career aspirations can soar. We are committed to fostering a culture of innovation, leadership, and diversity that supports our employees' professional growth and development.

Explore Job Opportunities

At Citizens Financial Group, Inc., we offer a wide range of job opportunities that cater to diverse skill sets and career interests. Whether you're a seasoned professional or just starting out, you'll find a position that challenges you and enhances your expertise.

Internship Programs

Kickstart your career with our internship programs designed to give you a hands-on experience in the financial sector. Our internships provide a robust platform to develop your skills, engage in meaningful projects, and network with industry leaders.

Employment Benefits

Choosing a career with Citizens Financial Group, Inc. means opting for a comprehensive package of benefits. We believe in supporting our team members not only in their professional lives but also in their personal growth and well-being.

Inclusive Culture and Diversity Training

We pride ourselves on a workplace culture that embraces diversity and inclusivity. Regular diversity training ensures that our team members appreciate and leverage the unique backgrounds and perspectives that each individual brings to the company.

Professional Growth and Leadership Development

Continuous learning is at the core of our professional development agenda. With access to leadership development programs and tailored training, you can advance your career and leadership skills at Citizens Financial Group, Inc.

Innovation at Work

Innovation is key to staying competitive in the financial industry. At Citizens Financial Group, Inc., you’ll work alongside talented professionals who are pushing the boundaries of what’s possible in financial services.

Networking and Career Advancement

Our company not only provides job opportunities but also fosters an environment where networking and professional connections flourish. This supportive network is vital for career advancement and personal growth within the industry.

Join Our Team

Are you ready to take the next step in your career? Explore the open positions at Citizens Financial Group, Inc. and find where your skills and passions align with our needs. We are continuously hiring and looking for new talents to join our robust team.

Stay Connected

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Prepare for Your Interview

Make a great first impression. Prepare for your interview with us by researching our company culture, reviewing your resume, and coming ready to discuss how your experience and skills align with the position you are applying for. At Citizens Financial Group, Inc., we are more than just a financial institution; we are a place where you can make a difference. Join us and transform your career with a company that values your unique talents and aspirations.
Learn more about Citizens Financial Group, Inc
Size
17,463 employees
Market Cap
$19.3 billion
Industry
Net Income
$1 billion
Founded
1828
5 Year Trend
+2.6%
NASDAQ

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