Cognizant

Consulting Manager, Payment Architecture

Cognizant$120K — $150K *
Finance & Insurance
8 - 10 years of experience
Job Overview by Ladders

Qualifications

  • 10+ years of experience in designing enterprise payment solutions
  • Proven experience as a Solution Architect in the Payments domain
  • Strong understanding of payment architectures, including issuer, processor, and network interactions
  • Hands-on experience with API-based integrations and microservices
  • Experience collaborating with banks and payment processors like FIS and Fiserv
  • Ability to lead architecture workshops with cross-functional stakeholders

Responsibilities

  • Design and deliver scalable enterprise payment solutions
  • Lead solution architecture for API-based integrations and microservices
  • Collaborate with clients and payment processors to create payment ecosystems
  • Conduct stakeholder workshops to define architectures and requirements
  • Document architectural comparisons and identify implementation gaps

Benefits

  • Flexible remote working arrangement available to applicants in the U.S.
  • Support for a healthy work-life balance through wellbeing programs
  • Opportunity to work in Pacific Time Zone hours
  • Clear communication about role expectations and project changes
Full Job Description
About the role

As an Consulting Manager, Payment Architecture, you will make an impact by designing and delivering scalable, secure payment solutions across banking and fintech ecosystems, enabling real-time transaction capabilities and modern payment integrations. You will be a valued member of the Payments & Financial Services Consulting team and work collaboratively with business, product, engineering, operations stakeholders, and clients.

In this role, you will:
  • Design and deliver enterprise payment solutions, with strong focus on architecture, implementation strategy, and integration across banking and fintech platforms
  • Lead solution architecture for payments, covering API-based integrations, microservices architecture, and end-to-end payment flows (issuer, processor, and network interactions)
  • Collaborate with clients, banks, processors (FIS, Fiserv), and fintech/payment enablers (e.g., TabaPay, Brightwell, Linker Finance) to enable scalable payment ecosystems
  • Conduct stakeholder workshops to define target-state architectures, business requirements, and scalable solution designs across cross-functional teams
  • Document current-state vs. target-state architectures, identifying gaps, risks, dependencies, and driving governance, alignment, and implementation roadmaps

Work model

We strive to provide flexibility wherever possible. Based on this role's business requirements, this is a remote position open to qualified applicants anywhere in the United States, with an expectation to work in Pacific Time Zone hours. Regardless of your working arrangement, we are here to support a healthy work-life balance through our various wellbeing programs.

The working arrangements for this role are accurate as of the date of posting. This may change based on the project you're engaged in, as well as business and client requirements. Rest assured; we will always be clear about role expectations.

What you must have to be considered
  • 10+ years of experience in designing and delivering enterprise payment solutions
  • Proven experience as a Solution Architect within Payments domain (mandatory)
  • Strong understanding of payment architectures, including issuer, processor, and network interactions
  • Hands-on experience with API-based integrations, microservices, and modern payment platforms
  • Experience working with banks, payment processors (e.g., FIS, Fiserv), and fintech/payment enablers
  • Ability to lead architecture workshops and engage with cross-functional stakeholders to define scalable solutions

These will help you succeed
  • Exposure to Visa ecosystem, including Visa Direct, card-based flows, or real-time payments (nice to have, not mandatory)
  • Experience defining target-state architectures and transformation roadmaps in payments
  • Strong understanding of governance, risk management, and dependency mapping in large-scale implementations
  • Experience working in consulting environments with client-facing responsibilities
  • Excellent communication and documentation skills to translate complex architectures into clear deliverables

We're excited to meet people who share our mission and can make an impact in a variety of ways. Don't hesitate to apply, even if you only meet the minimum requirements listed. Think about your transferable experiences and unique skills that make you stand out as someone who can bring new and exciting things to this role.

About Cognizant

TriZetto is Powering Integrated Healthcare Management. With technology solutions touching more than half the U.S. population today, TriZetto is uniquely positioned to drive the convergence of core benefit administration, care management and constituent engagement. TriZetto provides premier information technology solutions that enable payers and other constituents in the healthcare supply chain to improve the coordination of benefits and care for healthcare consumers.

Cognizant Careers

Join the vibrant team at Cognizant, a leading provider of information technology, consulting, and business process services. Cognizant is not just a company; it's a community where innovation, leadership, and diversity are valued and where every team member is encouraged to thrive.

Work You’ll Do

At Cognizant, we are dedicated to helping the world's leading companies build stronger businesses — not just for today but for the future. This commitment to growth and sustainability is what makes Cognizant a unique place to advance your career.

Explore Job Opportunities

Whether you're looking for an entry-level position or a more senior role, Cognizant offers a plethora of job opportunities that could be perfect for you. Our hiring process is designed to be transparent and engaging, ensuring that every candidate is able to showcase their skills and potential fully.

Innovative Work

Join a team where innovation is at the core of everything we do. Cognizant’s professionals are not just part of a company; they're part of a groundbreaking environment that combines technology, insights, and leadership to foster innovation across global industries.

Internship Programs

Kickstart your career with Cognizant’s internship programs. These opportunities allow you to gain hands-on experience, develop your professional skills, and network with experts in your field. An internship at Cognizant is a stepping stone to full-time employment and a chance to see how your studies apply in the real world.

Professional Growth and Development

Cognizant is committed to the professional growth of its employees. With access to cutting-edge training, leadership programs, and diversity initiatives, you can build a career that’s equipped for the demands of tomorrow’s business landscape.

Benefits and Culture

Our employees enjoy a range of benefits designed to support their physical, financial, and emotional well-being. Cognizant’s culture is built on a foundation of respect and inclusivity, where everyone’s contribution is valued. Join us and be part of a team that celebrates diversity and is driven to make a positive impact on the world.

Stay Connected

Join Our Team Search open positions that match your skills and interests. We look for passionate, curious, creative, and solution-driven team players. Ready to take the next step in your career journey? Explore the exciting employment and career opportunities waiting for you at Cognizant.

Keep Up to Date

Stay ahead with career tips, insider perspectives, and industry-leading insights you can put to use today—all from the people who work here.

Job Alert Emails

Personalize your subscription to receive job alerts, latest news, and insider tips tailored to your preferences. Discover the rewarding opportunities that await at Cognizant.

Networking and Interviews

Enhance your career prospects at Cognizant through our robust networking events. Prepare your resume, sharpen your interview skills, and connect with leaders across the industry to unlock new career paths. At Cognizant, we don’t just offer jobs; we offer career journeys. Be part of a team that’s committed to your long-term career growth and professional development. Join Cognizant today and be a part of our success story.
Learn more about Cognizant
Size
340,400 employees
Market Cap
$28.7 billion
Industry
Net Income
$1.3 billion
Founded
1994
5 Year Trend
+6.5%
Revenue
$16.6 billion
NASDAQ

Similar Jobs

More Jobs at Cognizant

More Finance & Insurance Jobs

Find similar Consulting Manager, Payment Architecture jobs: