KeyBank

Compliance Officer - Home Lending Compliance

KeyBank$71K — $125K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor’s Degree required; equivalent industry experience may be acceptable; CRCM preferred.
  • Minimum 3 years in financial services compliance, preferably in Home Lending Origination or Audit.
  • Thorough knowledge of relevant regulations such as TILA, RESPA, FCRA, ECOA.
  • Strong relationship management and teamwork abilities.
  • Proficient decision-making skills for quick action and problem resolution.
  • Excellent written and verbal communication skills for effective organizational interaction.
  • Detail-oriented with robust research and analytical capabilities.

Responsibilities

  • Serve as the compliance subject matter expert for Home Lending Origination.
  • Apply banking and consumer compliance laws to risk management strategies.
  • Build trusted relationships with business lines to foster collaboration.
  • Conduct oversight and monitoring of compliance processes and recommend improvements.
  • Document compliance testing results and escalate significant risks.
  • Review policies for alignment with banking and securities regulations.
  • Provide consultative advice on compliance-related matters and educate teams.
  • Challenge business activities to ensure compliance and risk mitigation.

Benefits

  • Hybrid work model (3+ days in-office expected).
  • Potential eligibility for incentive compensation including production and commission opportunities.
  • Access to a comprehensive benefits package (details to be provided).
Full Job Description

Location:

4910 Tiedeman Road, Brooklyn Ohio

About the Job

The Home Lending Compliance Officer will be a member of the Home Lending Compliance team within Compliance Risk Management.  They will provide support to the Mortgage and Home Equity Origination lines of business by researching, interpreting, and assisting with applying the assigned laws and regulations to each applicable line of business processes and systems.  They will provide consultative advice to applicable lines of business related to compliance, perform oversight activities and assume responsibility for mitigating and discouraging actions that may expose KeyCorp and its affiliates to risk outside its desired risk appetite.

Essential Job Functions

  • For the Home Lending Origination line of business, serve as the corporate compliance subject matter expert.
  • Demonstrate working knowledge of banking/consumer compliance laws and regulations and apply them to risk management strategies.
  • Develop relationships of trust and confidence with the lines of business.
  • Provide second line of defense oversight and monitoring of processes and controls, identify improvements and facilitate necessary changes.
  • Document testing results in concise management reports and escalate significant risks.
  • Review policies and procedures for consistency with current banking and securities regulations.
  • Educate and provide consultative advice on various regulations.
  • Provide independent review and challenge to various business activities.
  • Participate in various projects related to mitigating risk to Key.
  • Ensure that systems utilized by lines of business function in a compliant manner.

Required Qualifications

  • Bachelor’s Degree required; substantial industry experience may be substituted for a Bachelor’s degree; CRCM preferred.
  • Minimum 3 years of experience as a financial services compliance professional, Home Lending Origination, Audit- or other comparable experience.
  • Demonstrated knowledge of mortgage and home equity originations including the related rules and regulations to include: TILA, RESPA, FCRA, ECOA and other consumer protection regulations. Practical knowledge of internal controls, risk assessments and compliance processes, and applicable techniques for implementation of regulatory requirements.
  • Established relationship management skills. Proven ability to work in a team environment.
  • Sound decision-making skills; able to make decisions independently and quickly.
  • Solid written and oral communication skills and the ability to communicate up and across the organization.
  • Strong research skills coupled with strong problem solving/analytical skills.
  • Strong attention to detail.

Work Location Category

  • Hybrid (3+ days)

COMPENSATION AND BENEFITS

This position is eligible to earn a base salary in the range of $71,000.00 - $125,000.00 annually. Placement within the pay range may differ based upon various factors, including but not limited to skills, experience and geographic location. Compensation for this role also includes eligibility for incentive compensation which may include production, commission, and/or discretionary incentives.

Please click for a list of benefits for which this position is eligible.

Key has implemented an approach to employee workspaces which prioritizes in-office presence, while providing flexible options in circumstances where roles can be performed effectively in a mobile environment.

Job Posting Expiration Date: 09/21/2026 #LI-Hybrid

About KeyBank

Shockingly, nearly 9-in-10 people who get their real estate license in America fail. We're solving that problem; And doing it while increasing profitability for the brokerage. Through technology, business automation, and a team approach we have created a system where agents focus solely on working with clients and closing deals.

KeyBank Careers

Joining KeyBank means stepping into a world of professional growth and innovation, where job opportunities abound in an environment that values leadership, diversity, and forward-thinking. As a member of our team, you will be part of a company that's committed to empowering your career journey while contributing to the financial wellness of our communities.

Work You'll Do

At KeyBank, we're not just in the business of banking; we're in the business of helping individuals and communities thrive. By joining our team, you will have the chance to be part of a culture that celebrates diversity and fosters leadership and professional development. Whether you're looking for a position in customer service, IT, finance, or management, KeyBank offers a variety of roles suited to your skills and career aspirations.

Innovate and Lead

KeyBank stands at the intersection of finance and innovation. Our employees are encouraged to lead with creativity and integrity, driving solutions that make a real difference. With a focus on digital transformation and sustainable growth, your work at KeyBank will challenge the status quo and encourage you to explore new ideas.

Grow Your Career

Career growth at KeyBank is not just a possibility—it's a priority. We are dedicated to your professional development through comprehensive training programs, leadership workshops, and continuous learning opportunities. Our commitment to your growth is matched by our dedication to inclusion, ensuring all voices are heard and valued.

Be Part of a Great Team

Our team at KeyBank is our strongest asset. We believe in using our collective skills to foster an environment of innovation and collaboration. Join us and connect with colleagues who are just as passionate and driven as you are. Through teamwork, we achieve exceptional results and push the boundaries of what's possible in the banking sector.

Internship and Employment Opportunities

For those starting their careers, KeyBank offers robust internship and employment opportunities that provide a solid foundation in the financial industry. Interns at KeyBank gain hands-on experience, beneficial networking connections, and insights into our day-to-day operations, setting the stage for a successful career.

Benefits and Culture

KeyBank is committed to offering benefits that enhance your life and well-being. From healthcare to retirement plans, and flexible working conditions, we ensure our employees are well taken care of. More than just benefits, our company culture is built on respect, integrity, and accountability—values that guide us in making a positive impact on our clients and communities.

Join Our Team

Explore the job opportunities at KeyBank and find the right fit for your skills and interests. We are continuously hiring and looking for individuals who are curious, innovative, and ready to make a difference. Prepare your resume, ace your interview, and join a team that's dedicated to your success and to transforming the landscape of banking.

Stay Connected

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Search KeyBank Jobs

Ready to take the next step in your career? Search open positions at KeyBank that match your skills and interests. We look for passionate, creative, and solution-driven team players who are ready to grow and succeed in a dynamic and supportive environment.

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Join KeyBank and be part of a company where your career is as important to us as it is to you. Together, let's unlock opportunities for growth, innovation, and meaningful impact in the financial world.
Learn more about KeyBank
Size
17,110 employees
Market Cap
$16 billion
Industry
Net Income
$1.3 billion
Founded
1825
5 Year Trend
+5.6%
NASDAQ

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