First MidIllinois Bancshares, Inc

Community Market President, SVP

First MidIllinois Bancshares, Inc • $150K — $179K *
Fairview Heights, IL 62208In-Person
Finance & Insurance
5 - 7 years of experience
1 week ago
Job Overview by Ladders

Qualifications

  • Bachelor's degree in Finance or equivalent with specialized training in commercial lending and bank management.
  • Minimum of 5 years commercial lending experience.
  • Demonstrated success in small and mid-size markets.
  • Thorough knowledge of the company's products and services.
  • Strong interpersonal and analytical skills.

Responsibilities

  • Ensure the asset quality of the assigned loan portfolio and manage credit risk.
  • Supervise and provide leadership to loan officers and support staff.
  • Manage individual loan portfolios and develop existing customer relationships.
  • Analyze customer credit applications to make loan decisions and recommendations to the loan committee.
  • Communicate regularly with supervisory personnel on loan and community activities.
  • Collaborate with retail deposit staff to enhance community service delivery.
  • Participate in professional associations and continuing education.

Benefits

  • Competitive health, dental & vision coverage with HSA match
  • 401(k) with employer match and Employee Stock Purchase Plan
  • Generous PTO, paid holidays & parental leave
  • Tuition reimbursement & performance-based bonuses
  • Access to full list of benefits on the Total Rewards page.
Full Job Description
Responsible for business development in the community and surrounding area with particular emphasis on commercial lending. Develop and increase the portfolio of commercial, agricultural, retail, and residential loans while adhering to high credit quality standards. Responsibilities also include maintaining an appropriate level of community involvement and visibility. Maintains close working relationship with the Chief Lending Officer, Senior Lender, Chief Credit Administration Officer, Regional Presidents, Division Presidents and Loan Operations Manager. Function as a liaison with Community Advisory Board as appropriate.

Responsibilities include, but are not limited to:
  • Ensures the asset quality of the assigned loan portfolio. Reviews delinquency reports with direct supervisor and direct reports to ensure proper collection efforts are being utilized to manage the credit risk of the portfolio.
  • Supervises and manages direct reports. Provides direction and leadership to loan officers and support staff to ensure that asset quality, growth, and fee income goals are obtained.
  • Manages individual loan portfolios. Develops and maintains existing customer base and builds customer satisfaction and confidence in the Bank. Cross-sells bank product and services in a professional manner.
  • Working with a predetermined lending limit, analyzes customer credit applications, balance sheet, profit and loss statement; and cash flow projections in order to make sound loan decisions and predict future repayment capacity. Makes recommendations to the loan committee on new and renewal loans for amounts above lending limits. Ensures that comprehensive and timely information is collected from loan customers. Coordinates these efforts with personnel in the Credit Analysis Department.
  • Communicates with appropriate supervisory personnel and/or Regional President on regular basis on loan issues and community activities. Responsible for reporting all operational and lending issues that deviate from established policies and procedures to their supervisor.
  • Works closely with the retail deposit staff to promote community wide performance and service delivery.
  • Participates in professional associations, attend conventions, conferences and seminars.
  • Completed required training associated with job function.
  • Performs related duties as needed.

Qualifications

Education/Experience:
  • Bachelor's degree in Finance or equivalent with additional specialized training in commercial lending and overall bank management.
  • Minimum of 5 years commercial lending experience.
  • Previous lending success in small and mid-size markets.

Skills:
  • Thorough knowledge of Company's products and services and related charges.
  • High level of interpersonal skills to interact with customers and potential customers in a professional manner.
  • High level of analytical skills to conduct loan analysis and maintain loan's progress in consideration of market trends, credit/interest rates, economic conditions and other factors.
  • Adequate knowledge of both internal policies and procedures and the respective state and federal laws and regulations governing departmental functions to ensure performance of individual job duties within the proper control environment.


Total Rewards:
  • Competitive health, dental & vision coverage with HSA match
  • 401(k) with employer match + Employee Stock Purchase Plan
  • Generous PTO, paid holidays & parental leave
  • Tuition reimbursement & performance-based bonuses
  • Visit our Total Rewards page to see our full list of benefits


Pay Range: $150,000 - $179,100 per year

About First MidIllinois Bancshares, Inc

MidFirst Bank is a privately owned financial institution based in Oklahoma City, Oklahoma. It is the largest privately owned bank in the United States, with $32.1 billion in assets. Its primary markets include Oklahoma, Denver, Phoenix and Dallas, with commercial lending offices in Atlanta, Boston, Chicago, Cleveland, Houston, New York City, St. Louis, and Southern California. MidFirst Bank has banking centers in Boulder and Edwards, Colorado. Additionally, the bank operates 1st Century Bank of Los Angeles as a division of MidFirst Bank and MidFirst Business Credit of Atlanta as a subsidiary of MidFirst Bank.
Learn more about First MidIllinois Bancshares, Inc
Size
1,050 employees
Market Cap
$655.1 million
Industry
Finance & Insurance
Net Income
$45.2 million
5 Year Trend
+19.4%
NASDAQ
FMBH
* Ladders Estimates

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