Commercial Underwriter

WCF Insurance

$74K — $95K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • Minimum 2 years of experience in workers compensation underwriting.
  • At least 2 years of experience with Commercial Package Policies, Commercial Auto, and Umbrella underwriting.
  • Solid understanding of NCCI regulations and state bureau guidelines.
  • Familiarity with ISO forms and rules is essential.
  • Preferred experience with apartments, condominiums, or hospitality sectors.
  • Certifications like CPCU, ARM, or CIC are preferred.
  • Proficient in Microsoft Office Suite, particularly Excel.
  • Strong communication, critical thinking, and analytical skills.

Responsibilities

  • Conduct risk analysis for new and renewal accounts to recommend coverage and premium terms.
  • Manage a growing and profitable book of business while ensuring retention.
  • Deliver exceptional customer service to both internal and external stakeholders.
  • Prioritize and organize workloads efficiently to work with urgency.
  • Prepare detailed risk analyses on accounts leading to coverage recommendations.
  • Utilize Excel and technology for effective account evaluations.
  • Collaborate as an individual contributor while sharing an assistant's support.
  • Maintain extended hours during peak renewal periods to meet business needs.

Benefits

  • Great company culture and supportive environment.
  • Competitive pay that reflects experience and skill level.
  • Outstanding benefits package tailored for employee well-being.
  • Opportunities to build long-term relationships in the insurance sector.
Full Job Description
WCF is an A Rated insurance carrier that is growing in the western U.S. and is looking for an applicant that wants to join a company with a great culture, competitive pay, and outstanding benefits. The underwriting department has an immediate opening for someone who can demonstrate the WCF values to join their team as a full-time Commercial Underwriter, reporting to the Director, Underwriting. This posting is open to internal and external candidates. The person in this position will work the Las Vegas Nevada territory.

Responsibilities
  • Perform quantitative and qualitative risk analysis of new and renewal accounts leading to a recommendation on coverage terms and premium.
  • Manage a book of business for growth, profitability, and retention.
  • Provide excellent customer service to internal and external customers.
  • Work with a sense of urgency by prioritizing, organizing and managing workloads.
  • Provide a thorough, documented risk analysis on new and renewal accounts leading to a recommendation on coverage terms and premium.
  • Use Excel, system-based tools, and new technology in account evaluation.
  • Individual contributor role working with a shared assistant.
  • Work extended hours during peak renewal seasons.
  • Build the WCF brand and long-term agency and account relationships.


Qualifications
  • At least two years of workers compensation underwriting experience.
  • At least two years of experience with Commercial Package Policies and/or Businessowners policies, Commercial Auto, and Umbrella underwriting.
  • Working knowledge of NCCI and state bureau manuals, rules and classifications.
  • Familiarity with ISO forms and rules.
  • Experience with apartments/condominiums and/or hospitality businesses preferred
  • CPCU, ARM, CIC or similar certifications preferred.
  • Expert skills in Microsoft Office Suite, excel experience required.
  • Excellent communication and influencing skills, verbal and written.
  • Excellent critical thinking, problem solving, analytical skills.
  • Bachelor's degree in business or other related field preferred or equivalent work and educational experience.

Salary range for the Underwriter level in the Las Vegas, NV area is $74,000-$95,000 depending on education, and experience.

An internal candidate should have six months in their current position, acceptable job performance, and must notify their current supervisor that they've applied for the position.

OUR PEOPLE

WCF strives to provide an excellent work experience and cultivate an inclusive environment where anyone who embodies our values will thrive

WCF INSURANCE IS AN EQUAL OPPORTUNITY EMPLOYER

WCF Insurance provides equal employment opportunity to all qualified applicants and employees regardless of race, color, religion, sex, age, national origin, veteran status, disability that can be reasonably accommodated, or any other basis prohibited by federal, state, or local law.

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