Morgan Stanley

Commercial Real Estate Lending Transactor - Assistant Vice President

Morgan Stanley$85K — $140K *
Real Estate & Construction
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's Degree required
  • 3-5 years in commercial real estate lending or related fields
  • Experience in private banking lending preferred
  • Proficiency in financial modeling or data visualization tools preferred
  • Familiarity with Python or SQL for automating processes a plus

Responsibilities

  • Support asset managers with maintaining CRE secured loans
  • Communicate directly with clients for financial reporting
  • Engage in portfolio maintenance, monitoring loan covenants
  • Conduct annual reviews of collateral and loan performance
  • Evaluate lending opportunities specific to CRE with risk assessment
  • Assist in managing transaction cycle coordination
  • Participate in projects related to IT, regulatory matters, and audit
  • Contribute to artificial intelligence tool design for underwriting

Benefits

  • Comprehensive benefit programs including health, dental, and vision coverage
  • Opportunities for professional development and continuing education
  • Incentives for performance including bonuses and commissions
  • Flexible work arrangements to support work-life balance
  • Access to advanced technology and working with AI tools
Full Job Description
We are seeking a high potential Commercial Real Estate Lending Transactor (AVP) to help grow and manage the Ultra High Net Worth ("UHNW") Commercial Real Estate ("CRE") lending platform serving UHNW clients (generally clients with a minimum net worth of at least $50 million) of WM. The role is for the New York area and will support and collaborate with the UHNW Senior Lending Transactors ("SLTs") and Asset Managers ("AMs") throughout the US.

Position Summary
  • Position goal is to support the UHNW CRE Lending team, regional SLTs, AMs and its clients in managing and delivering the UHNW CRE product.

Responsibilities will include the following:
  • Support asset managers in the maintenance of Commercial Real Estate secured loans on Morgan Stanley's balance sheet.
  • Correspond directly with clients to request reporting requirements including property and personal financial reporting, at least quarterly throughout the lifecycle of a loan
  • Engage in on-going portfolio maintenance including monitoring loan covenants, loan servicing, and ensuring accurate and timely update of loan portfolio metrics / reports.
  • Conduct annual relationship and loan review memos to monitor collateral and loan performance during the term of the loan.
  • Evaluate lending opportunities specific to commercial real estate, which will include activities such as: i) evaluating the obligors; ii) valuation of the underlying collateral; iii) determining if the opportunity aligns with the UHNW Commercial Real Estate lending program, and iv) drafting credit approval memos.
  • Assist the SLT in efficiently managing the transaction cycle through final credit approval, documentation, closing and initial funding of the transaction ensuring timely coordination with all parties involved including credit risk, financial advisors, private bankers, loan operations, compliance, in-house and external legal counsel and any other party who is, or should be, involved in the specific transaction.
  • Participate in ad hoc projects including IT, procedural, regulatory, audit as required
  • Contribute to the design and firmwide rollout of artificial intelligence tools supporting underwriting and asset management processes.


Experience
  • Bachelor's Degree required;
  • Minimum 3-5 years' experience in commercial real estate lending asset management, underwriting, origination and/or credit analysis, Private Banking Lending experience is a plus
  • Formal credit training a plus.
  • Demonstrated proficiency in either Excel, financial modeling, Power BI, Tableau, or Dataiku is a plus.
  • Experience designing automated process flows utilizing Python or SQL is a plus.


Skills/Abilities
  • Strong communication skills with the ability to articulate your assessment in a clear and professional manner
  • Detail orientation with exceptional analytical skills
  • Experience using firm-approved AI tools to enhance analysis and productivity within governance frameworks preferred.
  • Accounting and finance knowledge
  • Ability to meet deadlines and manage expectations
  • Ability to multi-task
  • Good collaboration skills in a team-oriented environment


Expected base pay rates for the role will be between $85,000 and $140,000 per year at the commencement of employment. However, base pay if hired will be determined on an individualized basis and is only part of the total compensation package, which, depending on the position, may also include commission earnings, incentive compensation, discretionary bonuses, other short and long-term incentive packages, and other Morgan Stanley sponsored benefit programs.

About Morgan Stanley

Morgan Stanley Investment Management are active managers of capital, working to outperform the market and deliver results for their clients. Morgan Stanley Investment Management's long-tenured professionals apply their experience and expertise across public and private markets, in single-sector, multi-asset and custom solutions.

Morgan Stanley Careers

Joining Morgan Stanley today means becoming part of a global team dedicated to strengthening communities, pioneering innovation, and fostering diversity. As a leading global financial services firm, Morgan Stanley offers unparalleled job opportunities, career growth, and a culture of leadership that together create an exceptional employment experience. Work You’ll Do At Morgan Stanley, you will collaborate with knowledgeable professionals to drive innovation and deliver solutions in financial services. Our team is composed of diverse, talented individuals who bring their unique skills and perspectives to work every day, setting the standard for leadership in the global market. Morgan Stanley is not just a company; it's a place where ambitious, creative, and skilled individuals can build a rewarding career. Here, you can experience the benefits of a vibrant culture dedicated to professional growth and diversity training. Internship Programs Kickstart your career with Morgan Stanley’s internship programs. These positions offer invaluable industry insights and professional experience to students and recent graduates. Interns at Morgan Stanley gain hands-on experience, working alongside seasoned experts in a dynamic, supportive environment. Innovation and Professional Growth We believe in the power of innovation to solve complex problems and encourage our team to think differently and act boldly. Morgan Stanley supports your career development through comprehensive training, development programs, and leadership workshops, ensuring that every employee has the tools they need to succeed. Join Our Team Explore the various job opportunities at Morgan Stanley, from entry-level positions to executive roles. We are hiring individuals who are passionate about finance and eager to contribute to a team that values integrity, excellence, and a forward-thinking mindset. Enhance your skills through our networking events, mentorship opportunities, and ongoing professional development. Stay Connected Keep up to date with the latest from Morgan Stanley Careers by subscribing to our job alert emails. Tailor your preferences to receive updates about new postings, career tips, and exclusive insights from our team leaders. Apply Now Ready to take the next step in your career? Search open positions that match your skills and interests on the Morgan Stanley Jobs portal. Prepare your resume, refine your interview techniques, and join a company that values innovation and leadership. At Morgan Stanley, we’re not just building careers—we’re developing leaders. Discover how far your talents can take you by joining our team today.
Learn more about Morgan Stanley
Size
77,000 employees
Market Cap
$144.1 billion
Industry
Net Income
$10.9 billion
Founded
1935
5 Year Trend
+10%
Revenue
$52 billion
NASDAQ

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