Zions Bancorporation

Commercial Portfolio Manager: Midvale, UT

Zions Bancorporation$80K — $95K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree with 2-4+ years in credit-related lending or 5+ years of experience in a related field.
  • Strong understanding of underwriting processes.
  • Expertise in commercial lending and related financial analysis required.
  • Proficient in credit analysis and financial statement evaluation.
  • Familiarity with bank loan and deposit systems like Credit Lead, Aviva, and Moody's preferred.
  • Excellent verbal and written communication skills, capable of interacting with senior-level stakeholders confidently.
  • Advanced proficiency in MS Office, especially Excel.

Responsibilities

  • Underwrite and manage a portfolio of commercial loan relationships.
  • Analyze financial statements, industry risks, and loan structures.
  • Report on loan performance and handle documentation exceptions.
  • Provide exceptional customer service through effective communication.
  • Maintain and nurture existing client relationships.
  • Assist Relationship Managers with credit requests and inquiries.
  • Collaborate with all stakeholders regarding sensitive and routine matters.

Benefits

  • Medical, Dental, and Vision Insurance starting on day one.
  • Life and Disability Insurance, Paid Parental Leave, and Adoption Assistance.
  • Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA) available.
  • Generous Paid Time Off (PTO) and 12 paid federal holidays.
  • 401(k) plan with company matching contributions.
  • Comprehensive mental health benefits including therapy sessions.
  • Tuition reimbursement offered for qualifying educational programs.
Full Job Description
Zions Bank has just opened an opportunity for a Commercial Portfolio Manager in the Specialty Loan Servicing group located in the Zions Technology Center campus in Midvale, UT.

Come join a team where you can collaborate and consult directly with clients as they manage their business operations. If you're ready for the next step in your career, this may be your opportunity!

Ideal candidates will have the skills and experience necessary to:
  • Underwrite and service a portfolio of commercial loan relationships.
  • Spread and analyze financial statements, address industry risks, collateral requirements, loan structuring and pricing, credit analysis, monitor credit performance and loan presentations.
  • Handle reporting on loans, involving such things as past dues, documentation and collateral exceptions, financial performance updates, portfolio profitability, etc.
  • Provide customer service through clear communication skills, approachability, and working knowledge of all processes.
  • Manage existing client relationships.
  • Assist Relationship Managers and Branch Managers with credit requests.
  • Collaborate and communicate with internal and external clients at a high level regarding sensitive matters, as well as routine matters.
  • Expand, build and maintain relationships, with a resulting high degree of customer satisfaction.
  • Remain flexible and support other responsibilities as needed for the business.


What you need to bring to the table:
  • Typically requires a Bachelor's degree and 2 - 4+ years credit associated lending or 5+ years related experience. An equivalent combination of education and experience may meet qualifications.
  • Comprehensive understanding of underwriting.
  • Advanced knowledge of commercial and/or related lending required.
  • Deep knowledge of credit analysis, spreading and analyzing financial statements, credit scoring, loan documentation, etc.
  • Experience with bank loan and deposit systems preferred:
    • Credit Lead
    • Aviva
    • Tax Analysis
    • Moody's
  • Excellent writing and verbal communication skills and confidence in working with internal and external senior level individuals.
  • Advanced level expertise with MS Office - most particularly with Excel.


Benefits:
  • Medical, Dental and Vision Insurance - START DAY ONE!
  • Life and Disability Insurance, Paid Parental Leave and Adoption Assistance
  • Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts
  • Paid Training, Paid Time Off (PTO) and 12 Paid Federal Holidays, and any applicable state holidays
  • 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience
  • Mental health benefits including coaching and therapy sessions
  • Tuition Reimbursement for qualifying employees enrolled in an accredited degree program related to the needs of the business, maximum of $5,250 per calendar year, employees are eligible for the program upon hire


Location Amenities:

The Zions Technology Center is a 400,000-square-foot technology campus in Midvale, Utah. Located on the former Sharon Steel Mill superfund site, the sustainably built campus will be the company's primary technology and operations center. This modern and environmentally friendly technology center will enable Zions to continue to compete for the best technology talent in the state while providing team members with an exceptional work environment with features such as:
  • Electric vehicle charging stations and close proximity to Historic Gardner Village UTA TRAX station.
  • At least 75% of the building is powered by on-site renewable solar energy.
  • Access to outdoor recreation, parks, trails, shareable bikes and locker rooms.
  • Large modern cafe with a healthy and diverse menu.
  • Healthy indoor environment with ample natural light and fresh air.
  • LEED-certified sustainable building that features include the use of low VOC-emitting construction materials.

About Zions Bancorporation

Zions Bancorporation is a bank holding company headquartered in Salt Lake City, Utah. It is the parent company of Zions Bank, which operates in 11 Western and Southwestern states. Zions Bancorporation provides banking and related services through its subsidiaries and offers a variety of commercial, retail banking, and mortgage lending products. The company was founded in 1873 and has grown through a series of mergers and acquisitions. Zions Bancorporation is publicly traded on the NASDAQ stock exchange under the ticker symbol ZION.
Learn more about Zions Bancorporation
Size
10,000 employees
Industry
Founded
1873

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