Merchants Insurance Group

Commercial Lines Underwriter

Merchants Insurance Group$75K — $100K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • College degree or equivalent work experience.
  • 3+ years commercial lines underwriting experience.
  • Property and Casualty insurance coursework (e.g. CPCU) is a plus.
  • Strong background in underwriting commercial lines and building agency relationships.
  • Previous relationships within the local insurance industry are highly desirable.
  • Proficient in Microsoft Office and internal company systems (e.g. WINS, ImageRight).
  • Excellent communication, organizational, and computer skills.

Responsibilities

  • Cultivate strong relationships with agents and internal staff to optimize outcomes for policyholders.
  • Collaborate with the underwriting assistant to maintain adherence to corporate underwriting policies and service standards.
  • Review accounts exceeding individual authority with the regional underwriting manager, recommending actions.
  • Achieve commercial lines regional production goals and manage loss ratio objectives in assigned territory.

Benefits

  • Welcoming and positive work environment.
  • Flexible work arrangements, including flex scheduling and summer hours.
  • Hybrid work schedule requiring two days in-office and flexibility for remote work.
  • Generous paid time off package.
  • Comprehensive health, dental, vision, and life insurance.
  • 401(k) with a 100% employer match up to 6% of contributions, with immediate vesting.
  • Outstanding company bonus programs.
  • Tuition reimbursement and additional exciting company benefits.
Full Job Description
Commercial Lines Underwriter

Hybrid Work Schedule

Melville, New York

The Commercial Lines Underwriter will become part of a dedicated underwriting team, collaborating with our agency partners to deliver professional service that achieves the most optimal outcomes for our policyholders, and profitable growth for Merchants and our Agency Partners.

We offer a hybrid work schedule, requiring two full days per week in the office, with flexibility to work remotely or onsite the remaining days. This model supports collaboration while providing flexibility and work-life balance.

Essential Duties and Responsibilities include, but are not limited to:
  • Cultivating solid relationships with Agents and internal staff while working towards achieving the most optimal outcomes for Merchants and our policyholders.
  • Works with the underwriting assistant to ensure adherence to corporate underwriting policy and service standards.
  • Reviews accounts beyond individual authority with the Regional Underwriting Manager or Supervisor and recommends a course of action.
  • Achieve commercial lines regional production goals and loss ratio objectives for assigned territory.


Qualifications & Skills:
  • College degree or equivalent work experience.
  • 3+ years commercial lines underwriting experience.
  • Property and Casualty insurance related coursework is a plus i.e. CPCU.
  • Strong background in underwriting commercial lines accounts and building agency relationships.
  • Previous Agency relationships within the local insurance industry are highly desirable.
  • Microsoft Office knowledge as well as the ability to work with internal company systems (WINS, ImageRight etc.).
  • Strong communication, organizational and computer skills.

Merchants Insurance Group Pay information:

Merchants Insurance Group offers a competitive pay scale. The estimated salary for this role ranges from $75,000 - $100,000 based on leveling and geography, along with an equity component and a comprehensive benefits package. This range is merely an estimate; actual compensation may deviate from this range based on skills, experience and qualifications.

Merchants Insurance Group Benefits:
  • Welcoming and positive work environment
  • Flexible work arrangements, including flex scheduling and summer hours
  • Hybrid work schedule. The Hybrid work schedule will require two full days per week in the office, with the option of working the remaining days per week at home or in the office
  • Competitive pay scale
  • Generous paid time off package
  • Full Benefits: Health, Dental, Vision, Life Insurance, Short Term Disability, 401(k) employer match amount is 100% up to 6% of your annual contributions. You are immediately 100% vested in the employer match dollars
  • Outstanding company bonus programs
  • Tuition Reimbursement

And many more exciting company benefits!!

About Merchants Insurance Group

Merchants Insurance Group is a regional property and casualty insurance company that provides a range of insurance products and services to individuals and businesses in the Northeastern United States. The company was founded in 1918 and is headquartered in Buffalo, New York. Merchants Insurance Group offers a variety of insurance products, including personal auto, homeowners, and umbrella insurance, as well as commercial auto, property, and liability insurance. The company is committed to providing high-quality insurance products and exceptional customer service to its policyholders.
Learn more about Merchants Insurance Group

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