Full Job Description
Compensation
Starting pay is $200,000-$230,000 annually, commensurate with experience.
What You'll Do
• Directs all credit union lending activities, including consumer, home equity, mortgage, and business loans; evaluates lending practices and policies.
• Leads, coaches, and develops staff, ensuring employees have the training and resources needed to perform effectively.
• Manages staffing and employee relations, including coaching, corrective action, recruiting, salary reviews, promotions, transfers, and disciplinary decisions.
• Oversees credit investigations, delinquency collections, repossessions, bankruptcy proceedings, and related account reporting.
• Attends regularly scheduled Sunmark Board of Directors meetings.
• Develops lending procedures and internal policies; participates in ALCO, Executive Leadership Team, and Quality Control Committee meetings.
• Communicates lending strategies and procedures to management and operational staff; implements loan services to support credit union objectives.
• Provides lending guidance, financial counseling, and issue resolution to members while delivering exceptional service.
• Reviews approved loans daily to ensure sound lending practices and policy-compliant disbursements.
• Audits approved loans for compliance with Board lending guidelines, documentation standards, and regulatory requirements.
• Oversees month-end, year-end, loan, and collection reporting.
• Participates in short- and long-term strategic planning and communicates supporting strategies to management and staff.
• Prepares, implements, and manages Lending team budgets in alignment with credit union strategy.
• Develops lending products, improves loan processes, and drives departmental profitability and growth.
What We're Looking For
• Bachelor's degree in Finance, Business, or a related field required; MBA preferred.
• Minimum 10 years progressive lending experience, including leadership experience in a credit union or financial institution.
• Strong background in business, mortgage, and/or consumer lending, including underwriting, portfolio management, risk, compliance, and loan operations.
• Solid knowledge of lending regulations, policies, documentation, and credit union best practices.
• Strong communication, coaching, decision-making, and problem-solving skills with a high level of professionalism and confidentiality.