CDA LENDING AND RISK ANALYST IV (490474)

Maryland Department of Housing and Community Development

$81K — $92K *
Finance & Insurance
8 - 10 years of experience
Job Overview by Ladders

Qualifications

  • 9 years of experience with single family, multifamily, and commercial loans.
  • High school graduation or equivalent certificate required; a Bachelor's degree can substitute for some experience.
  • Experience in evaluating risks related to government assistance programs desired.
  • Experience with reviewing and editing legal contracts preferred.
  • Understanding of mortgage-related program policies is beneficial.

Responsibilities

  • Maintain and update compliance documents for housing programs.
  • Communicate regularly with stakeholders to ensure accurate database management.
  • Promote and enhance the image of Single Family Programs through strategic outreach.
  • Develop training materials to improve client knowledge and performance.
  • Facilitate partnerships with lenders, realtors, and housing counselors.

Benefits

  • Comprehensive State of Maryland benefits package.
Full Job Description
Introduction

This is a Skilled Service position with full State of Maryland benefits.

GRADE

19

This position offers a salary range of $81,750 - $92,066/year, with potential for advancement up to $128,924 based on qualifications, equity, and hiring guidelines. Initial salary offers are determined by qualifications, experience, and available budget, and typically do not exceed $92,066/year.

LOCATION OF POSITION

7800 Harkins Road Lanham, MD 20706

The Maryland Department of Housing and Community Development is located in Prince George's County across from the New Carrollton Metro Stop.

POSITION DUTIES

The main purpose of this position is to ensure all program compliance documents (program manuals, loan documents, directives, newsletters, program income and purchase price limits, some training materials, presentations, announcements etc.) are kept up to date, ADA accessible, reviewed and improved on a regular basis. Relatedly, the responsibilities of this position include maintaining a constant connection with our stakeholders (US Bank, lenders, NCSHA, FNMA, Freddie Mac, FHA etc.) to ensure their databases and memberships related to the Single Family Housing programs are maintained timely and accurately.

This position helps promote the interests of the Single Family Programs and foster the relationships with our programs' stakeholders (within DHCD and with external business partners, including lenders, realtors, housing counselors, mortgage insurers, non-profit organizations and local governments, general public etc.) to optimize the deployment of the programs, continually improve the programs' image, foster a greater statewide awareness, and help to ensure the long-term visibility of the programs to support the Department's mission of working with partners to finance housing opportunities to ensure Maryland citizens have the opportunity to live and prosper in affordable housing.

This position works with both internal and external clients to improve knowledge and performance through training and by development of reference materials.

This position relates to the mission of the agency by improving access to essential industry information which helps low and moderate income Maryland residents find housing and helps to increase the percentage of low and moderate income Maryland households who live in decent housing.

MINIMUM QUALIFICATIONS

Education: Graduation from an accredited high school or possession of a high school equivalency certificate.

Experience: Nine years of experience evaluating the risk involved in granting single family, multifamily and commercial loans, government assistance programs, and/or construction management.

Notes:

1. Candidates may substitute the possession of a Bachelor's degree from an accredited college or university in Business Administration, Architecture, Construction Management, Finance, Economics, Real Estate, Architecture or any other related field and five years of experience evaluating the risk involved in granting single family, multifamily and commercial loans, government assistance programs, and/or construction management for the required experience.

2. Candidates may substitute U.S. Armed Forces military service experience as a commissioned officer in loan specialist classification, loan specialist specialty codes in the loan specialist field of work, or as a commissioned officer in business and industry classification or business and industry specialty codes in the housing management field of work on a year-for-year basis for the required experience.

DESIRED OR PREFERRED QUALIFICATIONS

  • Experience working with reviewing and editing formal legal contracts.
  • Experience with drafting policies for mortgage related programs.
  • Experience with Government funded programs (Residential mortgage financing/underwriting).


SELECTION PROCESS

Please provide sufficient information on your application to document that you meet the minimum qualifications for this recruitment. Unofficial transcripts, certifications or diplomas to document educational or certification qualifications are required. Educational credentials from foreign countries must be evaluated by an approved education review service. This evaluation must be submitted with your application. For further information, you may call International Consultants of Delaware, Inc. (302) 737-8715 or World Education Services Inc. 1-800-932-3897 or (202) 331-2925. Successful candidates will be placed on the employment (eligible) list for at least one year. Eligible list may be used to fill future vacancies of the same classification.

EXAMINATION PROCESS

The examination will consist of a rating of your education, training, and experience related to the requirements of the position. You may be required to complete a qualifications supplement, or the rating may be based on your application. Therefore, it is important that you provide complete and accurate information on your application. Report all experience and education that is related to this position.

BENEFITS

State of Maryland Benefits

FURTHER INSTRUCTIONS

Online applications are STRONGLY preferred. However, if you wish to submit a paper application, you may mail your application and materials to:

Miles Peterson

Department of Housing and Community Development

Office of Human Resources

7800 Harkins Road, Lanham, MD 20706

All application materials must be received by the filing deadline. If you are unable to upload your transcripts into the system, please send via email to [email protected]. Please include the following information in the body of the email:
  • Attn: Miles Peterson, HR Generalist
  • Your First and Last Name
  • Recruitment #
  • Classification (Job Title) of Recruitment

Incorrect application forms, or resumes in place of the application, will not be accepted. If you are interested in these positions and cannot apply online please fill out the paper application. For questions concerning these positions, please call 301-429-7566.

TTY Users: call via Maryland Relay.

We thank our Veterans for their service to our country, and encourage them to apply.

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