Job DescriptionAs a Card Risk Portfolio Analytics Lead, you'll work with the risk team to generate thoughtful analytics and recommendations to the business concerning strategy development, implementation, operational controls, and performance monitoring.
Job Responsibilities:- Directly manage a team of analytics professionals to deliver analysis on emerging trends in the card portfolio and influence improvements to card risk management
- Attain a detailed understanding of key performance metrics and profitability drivers, enabling the delivery of insights encompassing the full account lifecycle
- Acquire an understanding of the operational processes (e.g. manual underwriting, portfolio management, collections) which will aid in understanding acquisition performance drivers
- Conduct ad hoc analytics and contribute to various projects representing risk management
- Influence senior leadership with compelling recommendations that benefit risk management
Required qualifications, skills, and/or capabilities:- MS degree in statistics, econometric, quantitative finance, or other quantitative field required and 3 years Risk Management or other quantitative experience preferred
- Otherwise, BS degree and minimum 5 years Risk Management or other quantitative experience required
- Advanced understanding of data analysis tools such as SAS, Python, SQL, Alteryx, Tableau, etc.
- Ability to query large amounts of data from a big data environment and transform the raw data into actionable management information
- Familiarity with risk analytic techniques
- Strong analytical and problem-solving abilities
- Strong written and oral communication skills
- Experience delivering recommendations to management
- Leading and developing a team of analytics professionals
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
About the TeamOur Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We're proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions - all while ranking first in customer satisfaction.
Risk Management helps the firm understand, manage and anticipate risks in a constantly changing environment. The work covers areas such as evaluating country-specific risk, understanding regulatory changes and determining credit worthiness. Risk Management provides independent oversight and maintains an effective control environment.
