Job DescriptionPerforms underwriting evaluation of residential mortgage loan applications to ensure compliance with underwriting guidelines and alignment with organizational risk standards. Applies expertise across conventional and government‑backed loan products and demonstrates working knowledge of the full mortgage loan lifecycle, including closing, post‑closing, and pooling. Utilizes strong analytical, process facilitation, and project management skills to support sound decision‑making, effective stakeholder communication, and workforce planning. Demonstrates business risk awareness, credible business acumen, effective presentation and relationship‑building skills, and proficiency with standard business technology tools.
Basic Qualifications
- Bachelor's degree, or equivalent work experience
- Five to seven years of applicable experience
- Applicable professional certifications
Preferred Skills/Experience
- Advanced understanding of Home Mortgage Lending and Underwriting processes
-In depth knowledge and experience with FHA and VA loans
- Basic knowledge of Business Risk competencies
- Strong process facilitation and project management skills
- Effective presentation and relationship building skills
- Well-developed analytical skills
- Effective oral and written communication skills
- Possess business acumen and credibility to help business line(s) proactively identify and address changing workforce needs
- Proficient computer navigation skills, particularly word processing, spreadsheet, databases, and presentations
Location expectations
This role requires working from a U.S. Bank location three (3) or more days per week.
Benefits:
Our approach to benefits and total rewards considers our team members97whole selves and what may be needed to thrive in and outside work. That97s why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:
Healthcare (medical, dental, vision)
Basic term and optional term life insurance
Short-term and long-term disability
Pregnancy disability and parental leave
401(k) and employer-funded retirement plan
Paid vacation (from two to five weeks depending on salary grade and tenure)
Up to 11 paid holiday opportunities
Adoption assistance
Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
Review our full benefits available by employment status here.
The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $92,820.00 - $109,200.00
Posting may be closed earlier due to high volume of applicants.
