Job DescriptionWho you are: As a
Business Risk Officer, you are our risk navigator. You will oversee first-line of defense compliance activities by identifying, documenting, and resolving various types of risk. You are excited to promote and reinforce a strong risk and compliance culture within Frost. You are passionate about your field and cannot wait to utilize your experience. Most importantly, this role is about delivering not just answers, but assurance with integrity, caring, and excellence in mind.
What you'll do:- Promote and reinforce a strong risk and compliance culture across daily operations by translating enterprise governance, regulatory guidance, and policy requirements into practical, business unit processes and controls
- Lead first-line risk and compliance governance, including risk assessments and RCSAs, key risk indicator monitoring, control testing, exception reviews, issue remediation, and ensuring Compliance with regulatory and internal standards
- Oversee the identification, evaluation, and documentation of issues, control gaps, and emerging risks to ensure proper escalation, tracking, and timely remediation of operational incidents and exceptions
- Manage updates to processes, procedures, and the risk & controls library, while leading operational improvement projects, business continuity planning, and vendor review activities
- Coordinate with second-line risk and compliance, legal, auditors, and examiners by serving as the primary liaison for compliance and risk questions, examinations, and audits
- Integrate risk and compliance into change management by assessing the risk and control impacts of business initiatives, updating documentation, and advising leadership on personnel-related risks, including training, role clarity, and segregation of duties
- Always take action using Integrity, Caring, and Excellence to achieve all-win outcomes
What you'll need:
- Bachelor's degree in business, or a related field, or equivalent work experience
- 6+ years of relevant experience in risk management, internal audit, compliance, or related roles within financial services
- Strong understanding of bank products, operations, and regulatory environment
- Demonstrates strong analytical and problem-solving skills
- Proven ability to influence and collaborate
- Excellent written and verbal communication skills
- Proficiency in Microsoft Office applications
Our Benefits:At Frost, we care about your health, your family, and your future and strive to have our benefits reflect that. This includes:
- Medical, dental, vision, long-term disability, and life insurance
- 401(k) matching
- Generous holiday and paid time off schedule
- Tuition reimbursement
- Extensive health and wellness programs, including our Employee Assistance Program
- Referral bonus program + more!
