Business Credit Adjudicator

Kindred Credit Union

$77K — $91K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • Post-secondary education in agriculture, commerce, or accounting
  • 6-8 years of business lending experience with complex accounts
  • Experience adjudicating business credit or a strong background in business lending
  • Technical aptitude and financial literacy
  • Strong attention to detail

Responsibilities

  • Analyze and approve credit requests within set limits
  • Approve annual reviews for business accounts exceeding branch approval limits
  • Contribute to approving loan extensions, amendments, or security substitutions
  • Assist with line of credit maintenance and margining requirements
  • Support lending staff in adhering to overdraft policies for all accounts

Benefits

  • Flexible and remote work options available
  • Employer paid Group benefits plan with no waiting period
  • 5% employer matching on Group Savings Plan with no waiting period
  • Four weeks of vacation plus generous paid time off provisions
  • Career growth opportunities with training and development support
  • Comprehensive staff benefits on financial products and services
Full Job Description
You're invited to make a difference as a full-time **Business Credit Adjudicator**.We are currently recruiting to fill a permanent vacancy on our Credit Risk Team. Reporting to the Director, Business Credit, in this role you will join the team responsible for contributing to the effective management of Kindred's business (commercial and agricultural) portfolio, through credit adjudication and quality assurance throughout the lending process ensuring compliance to credit policies. This includes coaching and mentoring lenders serving Kindred's business members to support effective credit structure, risk analysis, and member experience. **Key Responsibilities:** - Analyzes and approves credit requests within established limits - Approves annual reviews on business accounts above branches' approval limits, including conditions - Contributes when appropriate with the approval of loan extensions, amendments, release or substitution of security - Assists with line of credit maintenance and any required margining - Supports lending staff to ensure that overdraft policy is followed for all accounts **What to bring:** You're a great fit for this opportunity if you have experience adjudicating business credit, or if you're an experienced business lender and want to expand your skills and career into credit adjudication. Your credit knowledge demonstrates your ability to accurately analyze credit, make and recommend sound credit decisions, and clearly communicate decisions with stakeholders. Ideally, you're familiar with the agricultural sector and passionate about supporting your members with credit solutions that meet their operating needs. You will be part of a collaborative team where you can engage with our purpose and where your ideas matter. You'll be expected to continually grow your skills and abilities, and to share your expertise and experience with team members. **Plus, you bring your qualifications and experience:** - completion of post secondary program in a related field, such as agriculture, commerce, or accounting - 6-8 years of business lending experience with increasingly complex accounts - technical aptitude, financial literacy, strong attention to detail **Why Kindred** We believe that your life is bigger than any job, so we'll work together to achieve work-life quality and to care for your overall wellness. **For many roles, we offer flexible and remote options that we can discuss with you**. And of course, your total rewards package includes competitive cash compensation plus an array of wellness benefits and financial products and services at preferred rates for employees. **Our comprehensive total rewards package includes:** - Starting salary $77,000 - $91,500 - Performance based target incentives (8%), tied to individual, team and organizational results - Employer paid Group benefits plan with no waiting period - Employer matching at 5% on Group Savings Plan with no waiting period - Four weeks of vacation and generous paid time off provisions - Career growth opportunities, training & development support - Comprehensive staff benefits on financial products & services When you choose Kindred to further your career, you're joining an engaged workforce at a certified that is committed to using business as a force for good™ and acting as an advocate for a Living Wage. **RSVP** Ready to choose Kindred?Visit us atwww.kindredcu.com/careers to learn more about why people enjoy working with us. If this role sounds like a fit, please apply. At Kindred, we value genuine connection. We don't use AI to screen applications-every resume is reviewed by a real person. If selected, you'll hear from a Kindred team member by phone, and when possible, we prefer to meet candidates in person. If you choose to use AI to support your application materials, we encourage you to ensure your own voice and personality still come through. Kindred will acknowledge all applications received and advise all candidates when the position is filled.

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