First Horizon National Corporation

Business Banking Relationship Manager

Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree in Business, Finance or related field preferred.
  • 3-5 years of experience in banking relationship management or business lending.
  • Knowledge of cash flow and business credit underwriting.
  • Ability to manage customer relationships across the company.
  • Excellent verbal and written communication skills.
  • Demonstrated understanding of diverse businesses and economic concepts.

Responsibilities

  • Drive loan and deposit growth through client portfolio and market share strategies.
  • Develop new small business relationships and grow existing portfolios.
  • Build and maintain a targeted portfolio of high-value small business clients.
  • Identify and promote the bank's products to meet customer needs.
  • Determine and present optimal loan structures based on client finances.
  • Collaborate with other departments for cross-sell opportunities.
  • Act as a financial advisor, educating customers on strategies and products.

Benefits

  • Medical with wellness incentives, dental, and vision coverage.
  • Health Savings Account (HSA) with company match.
  • Maternity and parental leave.
  • Tuition reimbursement program.
  • Mentorship program for professional development.
  • 401(k) plan with up to 6% company match.
Full Job Description
Location: On site at location listed in job posting.

SUMMARY

At First Horizon, our Business Banking Relationship Manager plays a pivotal role improving the lives of our clients and the well-being of their businesses through financial solutions, education, achieving their financial goals. In this role you will, provide a full range of banking services to businesses with annual sales between $5M to $25M with a focus on client experience and risk management.

ESSENTIAL DUTIES AND RESPONSIBILITIES
  • Responsible for loan and deposit growth through client portfolio, centers of influence and other proactive measures to grow market share.
  • Develops new small business relationships through calling on potential clients as well as retain/grow existing portfolio.
  • Builds and maintains a portfolio mix of targeted high value and high potential small business clients; determines Strategy and focus for the small business department and region.
  • Broad knowledge of bank products and services that results in successfully identifying appropriate opportunities to sell the bank's products.
  • Determines best loan structure for prospects/customers' financial needs, and present solutions to sell bank services. Is responsible for timely and adequate preparation of annual reviews and recommendation.
  • Works closely with other departments and fulfills cross-sell opportunities.
  • Acts as a financial advisor by educating the customer about financial strategies (e.g. Financial planning, investments, insurance, credit, market trends) based on customer profile and financial plan, and matching customer needs with appropriate products and services.
  • Monitors customer information/products, financial plan and market trends to identify new customer needs and opportunities to deliver further customer value.
  • Active involvement in local civic and nonprofit organizations to promote goodwill, bank's commitment to the communities it serves and to support bank's CRA objectives.
  • Performs all other duties as assigned.
QUALIFICATIONS

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Additionally, the qualifications listed below are representative of the knowledge, skills, and/or abilities required in this position:
  • Bachelor's degree in Business, Finance or related field or equivalent work experience strongly preferred.
  • 3-5 years of experience in banking relationship management role or related business lending experience.
  • Knowledge of cash flow and business credit underwriting with commercial credit training preferred.
  • Ability to work effectively with individuals and groups across the company to manage customer relationships.
  • Excellent presentation, verbal and written communication skills.
  • Demonstrated business acumen with knowledge of diverse types of businesses, industries, markets, financial and economic concepts.

Benefit Highlights
• Medical with wellness incentives, dental, and vision
• HSA with company match
• Maternity and parental leave
• Tuition reimbursement
• Mentor program
• 401(k) with 6% match
• More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits

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About First Horizon National Corporation

First Horizon National Corporation is a bank holding company headquartered in Memphis, Tennessee. First Horizon National Corporation operates as a financial services company, providing banking services, wealth management, and capital markets services. First Horizon National Corporation operates through its subsidiary, First Horizon Bank, which has locations in Tennessee, North Carolina, South Carolina, Virginia, Mississippi, Georgia, and Florida. First Horizon National Corporation is committed to providing high-quality financial services to its customers and to supporting the communities in which it operates.
Learn more about First Horizon National Corporation
Size
7,676 employees
Market Cap
$13.1 billion
Industry
Net Income
$845 million
5 Year Trend
+21.4%
NASDAQ

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