BUSINESS BANKING AND CASH MGMT. SALES MANAGER - WATERFORD

First BanCorp

$90K — $120K *
Miami, FL 33126In-Person
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • Business Management/Administration Degree
  • 6-7 years of relevant experience in banking or financial services
  • Bilingual in English and Spanish, with strong communication skills
  • Proficient with Microsoft Office, banking software, and data security protocols
  • Knowledge of laws and regulatory compliance in the financial sector

Responsibilities

  • Develop strategies to meet Business Banking and cash management sales goals
  • Drive growth in Deposit Account (DOA) acquisition and portfolio
  • Expand the client base through targeted initiatives
  • Maintain quality loan portfolios and support sales initiatives
  • Promote community awareness of the bank's financial services

Benefits

  • Opportunity for professional growth and development
  • Comprehensive health and wellness programs
  • Collaborative team environment
  • Access to training and compliance resources
  • Commitment to community engagement and support for diverse financial needs
Full Job Description
JOB SUMMARY

Short statement that affirms why the job exists and describes the role in 120characters or less.
Responsible for driving business growth by building relationships with clients, generating leads for deposit, cash management and lending products, and supporting integrated sales strategies in alignment with organizational objectives. Collaborate with various banking teams to pursue new business opportunities, especially within diverse and low-to moderate-income segments, and ensure the delivery of tailored financial solutions. Support sales initiatives, maintaining quality loan portfolios, and fostering community awareness of the bank's commitment to partnership and comprehensive financial services.

Accountable for adhering to the Bank's BSA, AML, and Office of Foreign Asset Control, (OFAC), applicable policies. Employee must follow specific unit procedures developed in compliance with the policies. Employee is also responsible for reporting any suspicious activity and / or transactions with the Bank's processes and comply with any mandatory BSA, AML, and OFAC training assigned.

ESSENTIAL JOB FUNCTIONS

Develop and implement strategies to achieve Business Banking and cash managementsales goals and objectives focusing on:
  • DOA Acquisition
  • DOA Portfolio Growth
  • Loan Acquisition and ReferralsCash Management Fee Income
  • Grow Business Banking Team Demand Deposit Account (ODA) and deposit portfolio- Identify growth opportunities and expand the client base through targeted initiatives.

HOMOGENOUS - single country (1 region)

EDUCATION REQUIREMENT - Business Management/Administration Degree

EXPERIENCE REQUIREMENT - 6-7 years' experience

KNOWLEDGE, SKILLS, AND ABILITIES

  • Strong written and verbal communication for reports, presentations, in Spanish and English.


  • Prioritize tasks, manage deadlines, and coordinate resources effectively.


  • Handle sensitive financial and personnel information responsibly.


  • Ability to use Microsoft Office tools, banking software, data security protocols, and digital platforms.


  • Respond to changing regulations, market conditions, and organizational needs.


  • Understand and respond to internal and external client needs.


  • Knowledge of laws, regulatory compliance and other financial regulations.


INDEPENDENT JUDGEMENT

  • The degree of judgement is related to identification and definition of new problems of moderate complexity.


IMPACT ERRORS

  • The impact of errors of this position could affect essential activities of administrative, operational or business nature that have a considerableeconomic impact.

JOB FAMILY

Customer Service: Anticipates and provides service excellence to both internal and external customers

Building Strong Relationships: Establishes, sustains and fosters both internal and professional contacts to build, enhance, and
connects to FirstBank Services.

Communication: Delivers clear; effective communication and takes, responsibility for understanding others.

Business Acumen: Identifies problems and conducts appropriate analyses involving others to searches for best problem analysis & solutions

Ownership: Takes initiative and assumes personal accountability for goals, outcomes and deadlines.

Vision and Values: The employee understands organization's visionand upholds the organizations values in everyday words. and! actions.

Collaboration and Teamwork: Provides direction and leadership to help teams achieve goals and operate cooperatively cohesively.

Development Personal and Others: Demonstrate curiosity for learning and perform activities to make the most of their skills and boost potential in self and others.

Change and Innovation: Creates a view of change as an opportunity and inspires others. Looks for new ways to experiment with new ideas

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