Branch Operations Manager

Cross Country Mortgage - Robb Team

$120K — $175K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • 7+ years of experience in the mortgage industry required.
  • 3+ years of experience with Non-QM loan products preferred.
  • Familiarity with New York-specific lending nuances essential.
  • Experience in underwriting or a senior processing role preferred.
  • Knowledge of technical underwriting principles across diverse loan products.

Responsibilities

  • Support loan processors by assisting with complex loan situations.
  • Structure non-standard loan files in line with company policies.
  • Identify and resolve issues causing loan file delays.
  • Review appraisals and prepare rebuttal requests as needed.
  • Communicate with AMCs and appraisers to gather necessary information.
  • Monitor loan pipeline for potential risks and delays.
  • Develop operational tools and checklists for efficient processing.

Benefits

  • Medical, dental, and vision insurance offered.
  • 401K plan with employer contributions available.
  • Short-term disability provided by the company.
  • Employee assistance and wellness programs included.
Full Job Description

Position Overview:

The Branch Operations Manager is responsible for supporting a high‑producing origination team. This role serves as a technical resource, escalation point of contact, and operational strategist rather than a traditional processing manager. The Branch Operations Manager ensures loans progress efficiently from application through closing, with particular attention to complex scenarios that require advanced judgment and underwriting‑level insight. This role supports loan officers by optimizing execution, resolving issues, and helping accelerate timelines throughout the lending process.

Job Responsibilities:

  • Support loan processors by assisting with complex or non‑standard loan scenarios.
  • Structure loan files that fall outside standard guidelines in alignment with CCM policies.
  • Identify issues in stalled loan files and develop effective solutions.
  • Review appraisal reports and prepare rebuttal requests when appropriate.
  • Communicate with appraisal management companies (AMCs) and appraisers to obtain required information and resolve appraisal‑related issues.
  • Monitor the loan pipeline to identify potential risks, delays, or issues that may impact file progress.
  • Coordinate internal escalation paths to ensure timely resolution of pipeline‑related concerns.
  • Identify process inefficiencies and recommend improvements to enhance workflow effectiveness.
  • Develop checklists, reference materials, and operational tools to support consistent and efficient loan processing.
  • Address operational tasks and file‑related issues that were previously managed by loan officers.
  • Support workflow efficiency by enabling loan officers to focus on revenue‑generating activities.

Qualificationsand Skills:

  • 7+ years of experience in the mortgage industry.
  • 3+ years of experience with Non‑QM loan products, preferred.
  • Experience with Non‑QM lending, including DSCR, bank‑statement, mixed‑use, portfolio, or investment loan products.
  • Experience with New York 64specific lending nuances, including co‑op and condominium structures, New York title and attorney‑state practices, CEMA transactions and mortgage tax considerations, insurance and closing requirements unique to the state, and property types common in New York City and surrounding markets.
  • Experience in underwriting or a senior processing role, preferred.
  • LOS experience (Encompass or similar), preferred.
  • Knowledge of technical underwriting principles across a variety of loan products and scenarios.
  • Familiarity with New York lending regulations and requirements.
  • Comfortable influencing outcomes with underwriters, closing departments, and internal stakeholders.
  • Skilled at structuring complex loan scenarios and resolving underwriting issues independently.

This job description is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position.

Pay Range:

  • Annual Salary: $120,000.00-175,000.00

  • This position is bonus plan eligible

  • The posted pay range considers a wide range of compensation factors, including candidate background, experience and work location, while also allowing for salary growth within the position

CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program.

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