Citigroup, Inc

Banking, Mid-Corporate Banking, Natural Resources (Energy), Full-time Analyst, Houston - US, 2027

Citigroup, Inc$95K — $130K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree in Finance, Economics, or Accounting, graduating in December 2026 or May/June 2027.
  • Preferred GPA of 3.5 or above.
  • Proficient in MS Word, Access, Excel, and PowerPoint.
  • Strong analytical and problem-solving skills.
  • No requirement for U.S. work sponsorship now or in the future.

Responsibilities

  • Conduct company research and industry analysis.
  • Analyze financial data and perform financial modeling for valuations and investment analysis.
  • Support the commercial lending process for various loan types including secured and unsecured options.
  • Manage the client experience by collaborating with bankers and product teams to align solutions with client goals.
  • Assist in deal management and prepare client presentations and business development materials.
  • Engage with various internal partners such as credit risk, compliance, and operations.

Benefits

  • Medical, dental, and vision coverage.
  • 401(k) plan.
  • Life, accident, and disability insurance.
  • Wellness programs.
  • Paid time off including vacation, sick leave, and holidays.
Full Job Description
Job Summary:

We are seeking a highly motivated Analyst for a front-office coverage role on the Natural Resources (Energy) team in Houston. This position is an excellent opportunity for individuals looking to build a career in energy finance. The team covers a mix of public and private North American-based companies, primarily Upstream (E&P) and Midstream Oil & Gas, as well as Power, Utilities, and Clean Energy Transition sectors.

The Analyst will receive a strong foundation of knowledge and training, gaining real-world experience and adding immediate value to the team. This role focuses on developing core competencies in financial analysis, credit risk assessment, and client management within the dynamic energy industry.

Key Responsibilities:
  • Portfolio Management: Cover a portfolio of 10-20 clients in conjunction with deal teams comprised of Analysts, Associates, Vice Presidents, and senior Credit Officers.
  • Transaction Execution: Act as a primary contributor and reviewer in all facets of deal execution, including in-depth financial analysis, complex financial modeling, risk analysis, and due diligence for credit extensions to new and existing clients.
  • Client & Partner Interaction: Support senior bankers in managing client relationships and interact with various internal partners, including Loan Structuring & Syndications, Commodities, Treasury & Trade Services, and various operations functions to deliver integrated financial solutions.
  • Team Development: Assist with the training and professional development of junior Analysts on the team.
  • Industry Analysis: Conduct detailed company research and industry analysis to identify key trends, risks, and opportunities within the energy sector.
  • Risk Management: Appropriately assess risk when business decisions are made, demonstrating consideration for the firm's reputation and safeguarding the bank, its clients, and assets. This includes driving compliance with applicable laws, rules, and regulations, adhering to Policy, applying sound ethical judgment, and escalating, managing, and reporting control issues with transparency.

Qualifications:
  • Bachelor's/University degree in Finance, Accounting or Economics, or a related field. Coursework in Energy, Oil & Gas, Petroleum Engineering or Geoscience a plus.
  • Graduating December 2026 - June 2027
  • Theoretical and practical application of financial knowledge to Oil & Gas companies, and the broader Energy industry
  • Strong analytical, quantitative, and problem-solving skills.
  • Experience with financial modeling, financial data analysis, MS Excel and PowerPoint
  • Excellent written and verbal communication skills.
  • Obtain Series 63 and 79 licenses, and pass SIE, within 150 days of joining


Annual Salary $100,000

Job Family Group:
Management Development Programs

Job Family:
Training

Time Type:
Full time

Primary Location:
Houston Texas United States

Primary Location Full Time Salary Range:
$95,000.00 - $130,000.00

In addition to salary, Citi's offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.

Most Relevant Skills
Please see the requirements listed above.

Other Relevant Skills
For complementary skills, please see above and/or contact the recruiter.

Anticipated Posting Close Date:
Aug 17, 2026

Automated Processing and AI

We use automated processing, including artificial intelligence, for our legitimate business interests (or our reasonable and appropriate business purposes) to identify and align the candidate's skills and abilities with a specific job opening. Additionally, if you so choose, or consent, we can match your skills and abilities to other suitable roles at Citi.

Importantly, all our hiring processes and decisions, including determining your suitability for a role, are conducted, checked, and decided by individuals. Our automated processing and AI do not involve relying on automatic or autonomous decision-making. Please refer to any Jurisdictional Considerations, with specific provisions for your country (where relevant) for further details.

Illinois residents - AI Notice and Right

About Citigroup, Inc

Citigroup is a financial services holding company that provides financial products and services. The company operates through two segments, Global Consumer Banking (GCB) and Institutional Clients Group (ICG). The GCB segment offers traditional banking services to retail customers through retail banking, commercial banking, Citi-branded cards, and Citi retail services. The ICG segment offers various banking, and financial products and services to corporate, institutional, public sector, and high-net-worth clients. This segment provides wholesale banking products and services, including fixed-income and equity sales and trading, foreign exchange, prime brokerage, derivative services, equity and fixed-income research, corporate lending, investment banking, and advisory services, private banking, cash management, trade finance, and securities services. Citi is committed to sustainability and social responsibility, and the company invests in initiatives that promote economic progress.

Citigroup, Inc Careers

Join the vibrant team at Citigroup, Inc, a leading global bank, and propel your career into the future. Citigroup offers a plethora of job opportunities that span across various fields and expertise, making it an ideal place for ambitious professionals to thrive.

Work You’ll Do

At Citigroup, Inc, you will engage in exciting work that matters. Join our team to help innovate and drive transformation in the banking industry. With Citigroup, you can lead initiatives that redefine how banking works and how financial services can empower people globally.

Innovate and Lead

Citigroup, Inc is at the forefront of financial innovation and leadership. By joining our team, you will work alongside top professionals to develop solutions that enhance customer experiences and operational efficiency. Our commitment to innovation is fundamental, and we encourage our team to push boundaries and think outside the box.

Grow Your Career

Citigroup, Inc is not just a company; it's a place where you can grow both professionally and personally. We offer robust career paths and professional development opportunities that help you reach your potential. With diverse career tracks and the support of leadership, your growth at Citigroup is limitless.

Diversity and Inclusion

We believe our strength comes from the diversity of our team. Citigroup, Inc is dedicated to fostering an inclusive workplace where everyone can contribute their best work. Through diversity training and a culture that embraces differences, we create a welcoming environment for all employees.

Benefits and Culture

Citigroup, Inc values the well-being of its employees. We offer competitive benefits packages that support the health, finance, and lifestyle of our team members. Our culture is built on collaboration, respect, and a commitment to excellence. We ensure that every team member feels valued and part of our global family.

Internship and Employment Opportunities

Start your professional journey with Citigroup through our internship programs or full-time job opportunities. We are constantly hiring fresh talent and seasoned experts who bring creativity and innovation to our team. Whether you're refining your skills or ready to lead, there's a position waiting for you at Citigroup.

Networking and Professional Development

At Citigroup, Inc, networking and continuous learning are part of our DNA. We provide platforms for employees to connect with industry leaders and peers, enhancing their skills and opening up new career opportunities. Our leadership programs and professional development initiatives ensure that you are always ahead of the curve.

Join Our Team

Explore the numerous positions available at Citigroup, Inc that match your skills and interests. We are looking for passionate, curious, and solution-driven team players who are ready to make an impact.

Stay Connected

Keep up to date with the latest in career opportunities and industry insights at Citigroup, Inc. Subscribe to our job alert emails and read our careers blog to stay ahead in your professional journey.

Explore Citigroup, Inc Jobs

Discover the exciting and rewarding opportunities that await at Citigroup, Inc. Tailor your resume, prepare for your interview, and take the next step in your career with us.

SEARCH CITIGROUP JOBS

READ CAREERS BLOG

Citigroup, Inc is where your ambition meets opportunity. Join us and transform your career while making a global impact.
Learn more about Citigroup, Inc
Market Cap
$1.3 billion
Industry
Net Income
$89.6 million
Founded
1812
5 Year Trend
+4.6%
NASDAQ

Similar Jobs

More Jobs at Citigroup, Inc

More Finance & Insurance Jobs

Find similar Banking, Mid-Corporate Banking, Natural Resources (Energy), Full-time Analyst, Houston - US, 2027 jobs: