AVP, Commercial Lender

Pathfinder Bank

$80K — $115K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree from a four-year college or university
  • 2-5 years of related commercial lending experience or equivalent
  • Demonstrated success in developing commercial relationships
  • Strong credit analysis and commercial loan structuring skills
  • Knowledge of commercial real estate lending and risk assessment
  • Ability to interpret financial statements effectively
  • Valid Driver's License and willingness to travel within the market area

Responsibilities

  • Develop and manage commercial loan and deposit relationships in Syracuse
  • Structure, negotiate, and close commercial loans and real estate loans
  • Evaluate financial statements and assess credit risk for proposals
  • Approve loans or present recommendations to Loan Committee
  • Maintain ongoing portfolio management and risk monitoring
  • Collaborate with treasury management, credit administration, and leadership
  • Expand market presence through networking and community involvement
  • Ensure compliance with regulatory requirements and Bank policies

Benefits

  • Stable, community-focused work environment
  • Local decision-making authority for lending solutions
  • Autonomy in managing and growing a quality portfolio
  • Access to leadership for collaboration
  • Focus on meaningful relationships rather than high-volume transactions
  • Opportunity to support local businesses and have a long-term impact
Full Job Description
Job Type

Full-time

Description

Are you a relationship-driven commercial lender who thrives on building meaningful partnerships and supporting local businesses? Pathfinder Bank is seeking an experienced AVP, Commercial Lender to grow and manage commercial relationships in the Syracuse market while contributing to the continued strength of our community-focused banking model.

In this role, you'll develop new commercial loan and deposit relationships, manage an existing portfolio, evaluate credit risk, and partner with internal stakeholders to deliver well-structured lending solutions aligned with the Bank's credit culture and growth objectives.

What You'll Do
• Develop and manage commercial loan and deposit relationships within the Syracuse market
• Structure, negotiate, and close commercial and commercial real estate loans
• Evaluate financial statements, assess credit risk, and prepare financing proposals
• Approve loans within authority limits or present recommendations to Loan Committee
• Maintain ongoing portfolio management, including annual reviews and risk monitoring
• Collaborate with treasury management, credit administration, and executive leadership
• Expand market presence through networking, community involvement, and calling on centers of influence
• Ensure regulatory compliance and adherence to Bank policies and procedures

Requirements

  • Bachelor's degree from a four-year college or university
  • 2-5 years of related commercial lending experience; or equivalent combination of education and experience

What You Bring
• Demonstrated success developing commercial loan and deposit relationships
• Strong credit analysis and commercial loan structuring skills
• Knowledge of commercial real estate lending and risk assessment
• Ability to interpret financial statements and assess borrower performance
• Strong communication and presentation skills
• Sound judgment and the ability to balance growth with credit discipline
• Valid Driver's License and ability to travel within the market area

Why Join Pathfinder Bank
You'll join a stable, community-focused institution where decisions are made locally and relationships matter. This role offers meaningful autonomy, direct access to leadership, and the opportunity to grow a quality portfolio while supporting businesses across Central New York. If you value collaboration, accountability, and long-term impact over high-volume transactional lending, Pathfinder Bank offers a platform to build a career with purpose.

Salary Description

$80,000 - $115,000 Yearly

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