Automotive Finance Manager

Swickard Auto Group

$144K — $300K *
Manufacturing & Automotive
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • Demonstrates high 'HQ' (Hospitality Quotient): kindness, optimism, and integrity.
  • 2+ years of automotive finance experience required; Toyota or Lexus preferred.
  • Strong understanding of financing principles and loan options.
  • Excellent negotiation and sales skills with a proven track record.
  • Exceptional communication and interpersonal abilities.
  • Proficient in dealership management software.
  • Ability to manage multiple tasks effectively in a fast-paced environment.

Responsibilities

  • Guide customers through the financing process, including credit assessment and lender negotiation.
  • Present and sell tailored F&I products while handling customer objections.
  • Structure financing deals to balance customer satisfaction and dealership profitability.
  • Deliver a consultative experience by building trust and maintaining professionalism.
  • Ensure compliance with federal and state regulations, staying updated on legal changes.
  • Maintain strong relationships with lenders, and mentor sales staff on F&I processes.
  • Assist with sales reporting and financial analysis as needed.

Benefits

  • Career development opportunities with paths for leadership roles.
  • Ongoing training and support for professional growth.
  • Comprehensive benefits package, including medical, dental, and vision insurance.
  • Optional disability coverage and 401k plan.
  • Paid holidays and PTO for work-life balance.
Full Job Description
Job Type

Full-time

Description

Thousand Oaks, CA | Lexus | Premium luxury brand | 2+ years of dealership finance experience required | Veterans encouraged to apply

The Finance Manager plays a critical role in the dealership's profitability. You'll be responsible for securing financing for customers, structuring deals, and presenting a variety of financial and insurance products to maximize customer satisfaction and dealership revenue.

Responsibilities:
  • Guide customers through the full financing process, including credit assessment, loan pre-qualification, lender negotiation, and compliant deal documentation
  • Present and sell F&I products (extended warranties, GAP insurance, service contracts, etc.) tailored to each customer's needs and budget, effectively handling objections to maximize penetration rates
  • Structure financing deals that balance customer satisfaction with dealership profitability, utilizing available tools and techniques within legal and ethical boundaries
  • Deliver an exceptional, consultative customer experience by building trust, maintaining professionalism, and ensuring clarity throughout every step of the transaction
  • Ensure full compliance with federal and state regulations, including the Truth in Lending Act and Fair Credit Reporting Act, and stay current on regulatory updates
  • Maintain strong relationships with lenders and insurance providers, and train and mentor sales staff on F&I products and processes
  • Assist with sales reporting, financial analysis, and additional duties as assigned

Qualifications:
  • Demonstrates a high "HQ" (Hospitality Quotient) consisting of kindness & optimism, intellectual curiosity, work ethic, empathy, self-awareness, and integrity.
  • 2+ years of experience in automotive finance required. Toyota, Lexus or other highline brand preferred.
  • Strong understanding of automotive financing principles and loan options.
  • Excellent sales and negotiation skills.
  • Proven ability to close deals and meet sales targets.
  • Exceptional communication and interpersonal skills.
  • Proficient in computer skills and dealership management software (DMS).
  • Ability to multi-task and manage time effectively in a fast-paced environment.
  • A valid driver's license with a clean record.
  • Knowledge of F&I regulations and compliance is a plus.

Benefits of Working at Swickard:
  • Career Path - Swickard isn't just a J-O-B. You'll learn and grow into different roles and be able to take on new leadership responsibilities.
  • Ongoing training and support
  • Opportunities for continued personal and professional growth.

Competitive benefits package:
  • Insurance: medical, dental, vision, life and pet insurance
  • Optional disability coverage
  • 401k plan
  • Paid Holidays
  • PTO


#T5

Salary Description

$144,000-$300,000 per year

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