Full Job Description
Responsible for investigating and confirming the facts of loss for basic automobile accidents. Applies analytical thinking to determine coverage, liability, damages and otherwise adjusts and negotiates claims within limit of authority.
We are looking for an Auto Adjuster to join our growing team! The ideal candidate brings prior Auto claims experience and a strong understanding of coverage evaluations. This role requires the ability to identify coverage issues, interpret policy language, and clearly explain the reasoning behind coverage decisions, including drafting disclaimers. We are open to candidates located in Eastern Time Zone states. Apply today!
Key Responsibilities
• Applies basic understanding of insurance policies written by the company, the industry, and organizational relationships within the company and department
• Handles investigation regarding most aspects of auto claims (coverage, liability and damages) with the exercise of limited discretion (limited independence)
• For claims involving injuries (if handled), learns how to review, evaluate, and negotiate basic injury claims
• Recognizes and identifies body parts of a vehicle and understands other potential property damage
• Identifies customer needs and works to meet those needs using appropriate customer service skills
• Determines subrogation or fraud potential and how to handle
Supervisory Responsibilities
• This job does not have supervisory duties.
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Skills
Auto Insurance, Auto Insurance Claims, Case Management, Claims Administration, Claims Resolution, Claims Review, Coverage Analysis, De-Escalation, Insurance Administration, Insurance Claims, Insurance Coverage, Insurance Coverage Analysis, Insurance Policies, Insurance Policy Review, Policy Interpretation, Task Management, Time Management, Time Prioritization
Compensation
Base compensation offered for this role is:
MD Adjuster Analyst III: $50,000 - $74,350
MD Adjuster Cons I: $50,000 - $86,400
MD Adjuster Cons II: $56,000 - $93,250
MD Adjuster Sr Cons I: $68,500 -$117,700
Annually and is based on experience and qualifications. Total compensation for this role is comprised of several factors, including the base compensation outlined above, plus incentive pay (i.e. commission, bonus, etc.) if applicable for the role.
Allstate provides a comprehensive technology setup, including a laptop, monitors, headset, keyboard, and mouse. Employees eligible to work from home also receive a monthly connectivity reimbursement to help offset internet costs.
When working from home, you must have a dedicated, private workspace free from distractions, along with appropriate desk and seating. Reliable internet is required, with minimum speeds of 50 MB download and 5 MB upload.