Work Location:Toronto, Ontario, Canada
Hours:37.5
Line of Business:Credit Management
Pay Details:$81,600 - $115,200 CAD
Job Description:Department Overview TD Asset Based Lending (TDABL) is the asset-based lending division within Commercial National Accounts (CNA) within the Commercial Bank. This dynamic, growing group provides dedicated relationship coverage to asset-based clients with annual revenues generally ranging from $30 million to $2 billion and typical credit requirements in excess of $25 million. Credit relationships are complex and are comprised of both bilateral and syndicated transactions. The group consists of senior asset-based lending and commercial banking professionals who combine specific industry knowledge and extensive deal structuring experience to offer a full suite of customized credit and cash management solutions to meet the complex needs of our clients.
Job Description This is an exciting entry point opportunity within TD Asset Based Lending. You will be mentored by a team of experts that structure deals for clients with complex and diverse credit and deposit / cash management requirements. The Associate is responsible for:
- Supporting the team with portfolio expiry management and timely monitoring and control processes. This includes credit writing, monitoring trends in financial and collateral performance, as well as reviewing field audits and appraisals.
- Recommending credits to Associate Vice President / Director of Credit Execution.
- Supporting new business and CTP growth of the portfolio. This includes identifying business opportunities amongst existing customers as well as structuring competitive deals for prospective customers.
- Building new customer relationships and deepening existing relationships by consistently following the Commercial Sales methodology.
Job Requirements Qualifications/Skills/Experience:
- 2-3 years of commercial or ABL experience
- Solid credit, analytical, and problem-solving skills.
- Financial modelling experience would be an asset.
- Excellent communication and organizational skills.
- Strong team player, with an ability to work independently.
- Ability to engage in active dialogue with internal and external stakeholders (CCRM, Unit VP, clients, legal counsel, etc.).
- Ability to travel as appropriate.
Additional InformationAn undergraduate or graduate degree in Business, Economics, Finance, or other quantitative discipline is required.
Our Total Rewards PackageOur Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more
Additional Information:We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.
Colleague Development If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.
If you're passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.
We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.
Training & OnboardingWe will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.
Interview Process We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.
Accommodation Your accessibility is important to us. Please let us know if you'd like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.
We look forward to hearing from you!
Language Requirement (Quebec only):Sans Objet
