Royal Bank of Canada

Associate Director GRM Credit Risk

Royal Bank of Canada • $100K — $130K *
Calgary, AB T1Y 7M8In-Person
Finance & Insurance
5 - 7 years of experience
Today
Be an Early Applicant
Job Overview by Ladders

Qualifications

  • Analytical mindset with curiosity for complex financial evaluations.
  • Minimum 5 years experience in a financial institution, preferably lending.
  • Proficiency in loan and trading credit products, with strong stakeholder relationships.
  • Significant experience in Excel for financial modeling and analysis.
  • Capacity to propose solutions under tight deadlines.

Responsibilities

  • Collaborate with business teams on risk aspects of new transactions.
  • Review transaction requests and risk assessments with attention to policy exceptions.
  • Balance risk and return in business decisions.
  • Develop and oversee financial models, monitoring borrower performance continuously.
  • Conduct client meetings and due diligence as needed.

Benefits

  • Comprehensive Total Rewards Program including bonuses and flexible benefits.
  • Supportive leadership focused on employee development and growth.
  • Opportunities to make a significant impact within the organization.
  • Flexible work/life balance options.
Full Job Description
Job Description

What is the Opportunity?

The Group Risk Management- Commercial & Wholesale Credit focuses on risk assessment and adjudication of challenging Capital Markets, Corporate Client Group, and large commercial transactions across the globe. Your intellectual curiosity and drive to understand complex corporate credits will help you deliver effective analysis of business and financial risk in order to provide comprehensive credit approval recommendations. You will be engaged in a variety of transactions including energy, power and utilities, renewables and emerging alternative energy projects. As Associate Director, your highly-developed experience with financial analysis and credit and ability to quickly determine what's relevant and what's not will set the stage for success.

What will you do?
  • Work closely with the business at early stages on the risk aspects of any new transaction under consideration and provide direction and guidance as required to ensure the eventual deal structure adequately mitigates key risk concerns
  • Review Single Name Strategies, Transaction Requests, term sheets and risk assessments within agreed timelines and/or turn-around benchmarks, highlight exceptions to applicable policies and guidelines, and suggest enhancements
  • Ensure an appropriate balance between Risk and Return
  • Develop and maintain financial models and assist in continuous oversight of borrower's business and financial performance through monitoring of financial and industry information, regulatory changes, third party analysis including rating agency publications, and other early warning signals
  • Meet with clients on occasion and complete due diligence


What do you need to succeed?

Must-Haves
  • Analytical and intellectually curious mindset with an ability to think outside the box
  • Minimum 5 years of experience working in a financial institution, preferably in lending
  • Good understanding of loan and trading credit products with a proven track record of building effective relationships with internal/external stakeholders
  • Significant experience with Excel, including as a tool for financial analysis and a good understanding of financial modelling and financial statement analysis
  • Ability to deal with obstacles and work to develop effective solutions/recommendations on tight timelines
  • Strong communication skills and ability to work with others in a collaborative manner

Nice-to-Haves:
  • MBA, accounting designation and/or CFA
  • Interest in pursuing a career in Risk Management
  • Industry knowledge and experience
  • Previous experience using online research tools such as SNL, Bloomberg, KMV, or using S&P/Moody's/Fitch ratings


What's in it for you?

  • A comprehensive Total Rewards Program including bonuses and flexible benefits, and competitive compensation.
  • Leaders who support your development through coaching and managing opportunities
  • Ability to make a difference and lasting impact
  • Flexible work/life balance options


Job Skills
Accounting Finance, Asset and Liability Management (ALM), Commercial Loan Review, Confidentiality, Credit Analysis, Customer Service, Customer Success, Detail-Oriented, Financial Statement Analysis, Risk Management

Additional Job Details

Address:

888 3 ST SW:CALGARY

City:

Calgary

Country:

Canada

Work hours/week:

37.5

Employment Type:

Full time

Platform:

GROUP RISK MANAGEMENT

Job Type:

Regular

Pay Type:

Salaried

Posted Date:

2026-06-30

Application Deadline:

2026-07-14
Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above

About Royal Bank of Canada

Royal Bank of Canada Careers

Join the dynamic team at Royal Bank of Canada (RBC), a global leader in financial services and a company committed to excellence and innovation. At RBC, we offer a wide range of job opportunities that empower professionals to shape their career paths with leadership, diversity training, and continuous growth.

Work You’ll Do

At Royal Bank of Canada, we are not just hiring; we are building a culture of innovation and leadership. Our team members are at the forefront of the financial industry, driving transformation and delivering targeted solutions that meet the evolving needs of our clients and communities.

Explore Job Opportunities and Employment at RBC

Whether you are starting your career or looking to take it to the next level, RBC offers positions that challenge your skills and fuel your ambition. From entry-level positions to leadership roles, our job opportunities span across various functions and regions. Join us and be part of a team that values professional growth and diversity.

Internship and Professional Development

Kickstart your career with an internship at Royal Bank of Canada. Our internships provide invaluable hands-on experience, networking opportunities, and insights into the financial services industry. Interns at RBC gain the skills necessary to excel and are often considered for full-time positions within the company.

Benefits and Culture

At RBC, we prioritize the well-being and satisfaction of our employees. Our benefits package is designed to support our team members at every stage of their life and career. RBC’s culture is built on a foundation of respect, integrity, and responsibility, fostering an environment where everyone can thrive.

Career Growth and Innovation

We believe in nurturing the potential of our employees through continuous learning and career development programs. At RBC, you will find endless opportunities to grow professionally through on-the-job experiences, formal training programs, and leadership development initiatives. Our commitment to innovation means we are constantly seeking out new ideas and perspectives, making RBC a perfect place for those who aim to lead and innovate.

Diversity and Inclusion

Diversity is our strength. At Royal Bank of Canada, we are committed to building an inclusive workplace where every employee feels valued and respected. Our diversity training programs are designed to educate and inspire, creating a more inclusive and equitable workplace.

Join Our Team

Search open positions that match your skills and interests. We look for passionate, curious, creative, and solution-driven team players. Start your journey with RBC today and be part of a world-class team known for its commitment to client service, community involvement, and innovation.

Stay Connected

Keep up to date with career tips, insider perspectives, and industry-leading insights you can put to use today—all from the people who work here at Royal Bank of Canada.

Job Alert Emails

Personalize your subscription to receive job alerts, latest news, and insider tips tailored to your preferences. Discover the exciting and rewarding career opportunities awaiting you at RBC. Explore the possibilities with Royal Bank of Canada, where your future is filled with potential and the path to success is paved with countless opportunities for professional and personal growth. Join us and shape not just your career but the future of the financial industry.
Learn more about Royal Bank of Canada
Size
86,007 employees
Market Cap
$130.3 billion
Industry
Finance & Insurance
5 Year Trend
+8.7%
NASDAQ
RY
* Ladders Estimates

Similar Jobs

Ad banner background

Get Ready For Your
Next Interview

More Jobs at Royal Bank of Canada

More Finance & Insurance Jobs

Find similar Associate Director GRM Credit Risk jobs:

NationwideCalgary, AB