About the Role

As ATB's next Associate Director - Diversified and OFS, you are someone who loves solving problems, connecting with people and who is customer obsessed and leverages their financial skills to find ways to create a meaningful impact for our clients. This role is responsible for the overall quality, credit risk, and client relationships of a specific portfolio. You will be a primary contact for clients relating to senior debt and credit and will act as a key part of the Deal Team to respond, take leadership, and collaborate across multiple teams to meet client needs and ensure flawless execution. You will work closely with your Sales Director to anticipate and respond to client's needs and are key in cultivating those relationships.

Accountabilities

• Portfolio Management:
  
  • Manage a portfolio focusing on the senior debt relationship with the client. Working closely with the Sales Director, promote loan growth through outstanding credit awareness and management, identify opportunities to further the profitability of the portfolio and use problem solving, initiative and effective coordination of other teammates and actions to execute on financial solutions.
  • Strong organizational skills and the ability to manage multiple accounts at the same time.
  • Create strong relationships with our clients and team members to create outstanding client execution.
  • Participate in term sheets and deal structures through credit analysis and experience to assist the Director in solving the client's current and future needs.
  • Prepare credit assessments through completion of applications for credit.
  • Ensure credit decisions/recommendations are in accordance with sound credit granting principles and are in accordance with ATB lending policy and procedures.
  • Develop a strong knowledge of ATB products and services available to our customers.
  • Develop an intimate knowledge of internal partner groups and processes required to align the institution to serve the needs of the client.
  • Participate in Sales Team meetings, sharing successes, best practices, and other information with the team.
• Risk Management:
  
  • Demonstrate ownership and oversight with sound credit practices to mitigate and control risks related to the portfolio.
  • Ensure that ATBs risk appetite, conditions of credit and documentation are maintained. Provide oversight of the portfolio to ensure an effective balance between profitability and risk management is maintained.
  • Responsible for all documentation required on the portfolio related to regulation, compliance and governance including FINTRAC completed by supporting teams.
  • Act as a primary point of contact for internal and external audit activities.
• Subject Matter Expertise:
  
  • Utilize industry and analytical expertise, provide recommendations and insight to client solutions and support preparation for client interactions.
  • Share the opportunity to become a subject matter expert on various industries that are niche to the Director's portfolio.
  • Represent ATB by attending and supporting networking and community events that are focused on developing connections with clients and industry.
• Team Collaboration:
  
  • Coach, and mentor support staff assigned to the portfolio, ensuring customer service expectations and credit quality are maintained.
  • Oversee disbursement or implement loans to customers within authorized lending limits after obtaining credit approval and the required documentation, collateral and security to support the loan.
  • Be a key member of the deal team motivating team members to ensure flawless execution for our clients.

Skills, Experience & Requirements

• 5+ years of Financial Institution experience including progressively complex roles with a specific focus on corporate finance.
• Undergraduate degree in business commerce, economics, or a related field.
• Chartered Financial Analyst, CPA accreditation or Graduate level education is an asset.
• Demonstrated leadership in a financial capacity with strong working knowledge of corporate finance credit products and services.
• Strong communication skills with demonstrated ability to build relationships with external clients and internal teammates.
• Exceptional analytical capability and financial acumen with proven ability to develop financial analysis in Excel of mid to large organizations and complex business issues.
• Demonstrated collaborative skills in working with senior management and specialists with proven ability to influence and coordinate a team, build strong internal relationships, and collaborate to achieve results.
• Excellent priority management with capability to manage multiple transactions, initiatives and daily activity to best meet the needs of the client.
• Advanced problem solving skills and ability to take initiative to find and execute innovative solutions.
• Ability to present complex issues effectively at all levels in the organization and effectively influence others.
• Proven ability to build impactful relationships across all levels of the organization.

Don't meet all the requirements on the list?
A resume only goes so far in expressing who you are and the unique perspectives you bring. If you believe your skills and experience align with the role-but you might not check all the boxes-we want to hear from you. We encourage candidates from all work backgrounds, equity-seeking communities and experience levels to apply. If you're seeking a career where your drive, perspective and growth are celebrated, we want to hear from you.

We're dedicated to building a workforce reflective of those within our communities, and a culture where our team members are equipped with what they need to succeed-their way. Part of creating an inclusive workplace is recognizing our role in advancing Truth and Reconciliation. We are committed to meeting and exceeding the standards set out in the Partnership Accreditation in Indigenous Relations program created by the Canadian Council for Aboriginal Business.

What happens next?
If you are shortlisted, you'll hear from us after the posting closes. Check out our How We Hire page to learn more about our hiring process. If you need any accommodations throughout this process, please let us know at [redacted]

Stay in touch
We're excited that you're interested in a career with ATB. Follow us on LinkedIn, Facebook and Instagram to learn more about what our team is up to.