We are actively seeking an Associate Attorney to join our commercial lending practice. This position involves the opportunity to benefit from succession planning initiatives with respect to our established bank clients. A successful candidate will have at least 4 years of experience in commercial real estate lending, business lending and other financing transactions.
Location: This role is based in our Chattanooga, TN office. Candidates must be willing to commute or relocate to be considered. However, the focus of this position will be to serve banking clients not only in the Chattanooga area, but also North Georgia and the Atlanta area.
FLSA status: Exempt
Key Responsibilities :
- Draft, review, and negotiate commercial loan documents including loan agreements, security deeds, promissory notes, security agreements, guaranties, and intercreditor agreements
- Structure and document complex commercial lending transactions including senior and subordinated debt, construction loan agreements, revolving credit facilities, term loans, and asset-based loans
- Coordinate multi-jurisdictional transactions and work with local counsel as needed
- Conduct comprehensive due diligence on borrowers, collateral (both real and personal property), and corporate structures
- Review and analyze UCC searches, title reports, corporate documents, and financial statements
- Identify and assess legal risks associated with lending transactions
- Ensure compliance with federal and state lending laws and regulations
- Stay current on changes in banking regulations
- Develop and update form documents and internal policies
- Handle troubled loan situations, workouts, and restructurings
- Collaborate with relationship managers, credit analysts, and underwriters
Requirements :
- Juris Doctor (J.D.) degree from an accredited law school.
- Active and in good standing with the Georgia Bar and willing to become licensed in Tennessee.
- Excellent research, writing, analytical, and communication skills.
- Ability to work collaboratively in a team environment.
Comprehensive Compensation & Benefits Package: Financial: - Competitive base salary commensurate with experience
- Performance-based bonus opportunities
- 401(k) retirement plan with employer matching
Health & Wellness: - Comprehensive medical, dental, and vision insurance
- Health and wellness programs
Professional Development: - CLE support and continuing education funding
- Opportunities to attend and present at industry conferences
- Professional membership dues coverage
**WE ARE NOT UTILIZING OUTSIDE AGENCIES FOR THIS ROLE. DO NOT SOLICIT.** 
