Hub International Limited

Assistant Vice President, Personal Lines Claims

Hub International Limited$130K — $140K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • 7+ years in personal lines insurance claims or related coverage role.
  • In-depth knowledge of personal lines coverages, especially for high net worth clients.
  • Proven ability to draft rebuttals and challenge carrier determinations.
  • Excellent communication skills for conveying complex coverage to clients and internal teams.
  • Strong organizational skills to manage a high-volume caseload effectively.
  • Experience with claims management systems like Epic and standard office software.
  • Collaborative expertise in working with diverse stakeholders.

Responsibilities

  • Manage a diverse portfolio of personal lines claims for high net worth clients.
  • Draft rebuttals against carrier coverage positions using policy language and case law.
  • Track claims activities through effective diary management in claims systems.
  • Identify and escalate potential E&O situations to management and legal counsel.
  • Coordinate with adjusters and appraisers to advocate for client interests in claims processes.
  • Act as primary claims contact, providing exceptional service to high net worth policyholders.
  • Mentor junior advocates and assist in claims leadership initiatives for workflow improvements.

Benefits

  • Comprehensive health/dental/vision/life/disability insurance.
  • Flexible spending accounts (FSA) and health savings accounts (HSA).
  • 401(k) retirement account options.
  • Generous paid-time-off package including vacation, sick, and personal days.
  • Potential eligibility for bonuses, equity, and commissions.
Full Job Description
We are looking for an Assistant Vice President, Personal Lines Claims to join our Claims team on a Hybrid work schedule.

Position Summary

The Assistant Vice President, Personal Lines Claims is a senior-level claims advocacy position responsible for managing a portfolio of personal lines claims on behalf of HUB International Northeast9s individual and family clients, with a primary focus on high net worth and Private Client accounts. This role requires deep knowledge of personal lines insurance coverages, including the specialized policy forms and elevated service standards associated with high net worth clientele, as well as strong carrier relationships and a demonstrated ability to analyze policy language and challenge carrier coverage determinations when warranted. The AVP serves as a trusted resource to Account Executives, producers, and clients, delivering sophisticated claims advocacy that reflects the complexity and expectations of our high net worth client base and drives value across the organization.

Essential Functions & Responsibilities

Claims Advocacy & Coverage Analysis
  • Manage a high-volume portfolio of personal lines claims with an emphasis on high net worth and Private Client accounts, spanning Homeowners, Auto, Umbrella, Renters, Valuable Articles, Fine Art, Watercraft, and Excess Lines, advocating on behalf of individual and family clients from initial notice through resolution.
  • Analyze carrier coverage positions, reservation of rights letters, and disclaimers; draft well-reasoned rebuttals and appeals grounded in policy language, applicable case law, and industry standards, with particular attention to personal lines coverage issues including concurrent causation, exclusion interpretation, and valuation disputes.
  • Monitor claims activity, maintain up-to-date diary entries in Epic, and ensure timely follow-up on all open matters to drive claims toward the most favorable outcomes.
  • Identify and escalate potential E&O exposure situations to management and the Office of General Counsel promptly and in accordance with internal protocols.
  • Coordinate with carrier adjusters, independent appraisers, and public adjusters as appropriate to ensure claims are being handled in the client9s best interest, including oversight of appraisal and alternative dispute resolution processes where applicable.

Client Service & Relationship Management
  • Serve as the primary claims contact for assigned clients, delivering the responsive, discreet, and highly personalized service that high net worth and Private Client policyholders expect, in a manner that reflects HUB9s commitment to best-in-class client advocacy.
  • Build and maintain strong relationships with carrier claim managers and decision-makers at key partners.
  • Participate actively in client claim reviews and renewal strategy meetings, providing detailed claims intelligence that supports the marketing and account teams in securing favorable terms for high net worth and Private Client policyholders, including participation in carrier stewardship meetings for key accounts.
  • Guide high net worth and Private Client policyholders through the claims process with a high degree of empathy, discretion, and clear communication, ensuring they understand their rights, obligations, and available remedies under their policies, including appraisal rights, the claims appeal process, and options for managing large or complex losses involving multiple property locations or scheduled items.

Collaboration & Cross-Functional Engagement
  • Collaborate effectively with Account Executives, producers, and internal departments to share claims insights, resolve issues, and strengthen overall client service delivery.
  • Engage across practice groups to support matters that implicate multiple coverage lines, including coordination with Private Client and High Net Worth teams on complex personal lines accounts involving fine art, jewelry, watercraft, or secondary properties.
  • Contribute to the claims dashboard, successful results log, and other management reporting tools on a consistent and timely basis.
  • Participate in internal training initiatives and share educational opportunities and knowledge with team members.

Leadership & Team Development
  • Mentor and support junior claims advocates, providing guidance on complex coverage situations, claim handling strategy, and professional development.
  • Assist claims leadership with workflow management, new claim assignments, and operational improvements such as Smartsheet implementation and claims review standardization.
  • Conduct claim file audits to ensure quality, accuracy, and compliance with HUB9s claims advocacy standards.
  • Take initiative in leading team efforts on high-profile or sensitive matters, serving as a resource for the broader claims team on coverage questions and best practices.

Qualifications

Required
  • Minimum of 7 years of progressive experience in personal lines insurance claims advocacy, claims adjusting, or a related coverage role within a brokerage or carrier environment.
  • Strong knowledge of personal lines coverages, including the specialized policy forms offered by high net worth carriers, as well as standard Homeowners, Auto, Umbrella, Renters, Flood, Earthquake, and Valuable Articles policy forms.
  • Demonstrated experience drafting coverage rebuttals, analyzing policy language, and challenging carrier disclaimers.
  • Excellent written and verbal communication skills with the ability to convey complex coverage positions clearly to clients, carriers, and internal stakeholders.
  • Strong organizational skills with the ability to manage a high-volume caseload, prioritize effectively, and meet deadlines in a fast-paced environment.
  • Proficiency with claims management systems (e.g., Epic) and standard office productivity tools.
  • Collaborative mindset with a proven ability to work effectively across departments and with diverse internal and external stakeholders.

Preferred
  • Professional designation such as CPRIA, AINS, ARM, CPCU, or equivalent.
  • Experience handling high net worth or Private Client personal lines claims, including fine art, jewelry, watercraft, luxury vehicles, and high-value residential property, is strongly preferred and will be weighted heavily in candidate evaluation.
  • Familiarity with flood and earthquake claims handling under NFIP and surplus lines policy forms.
  • Familiarity with multi-jurisdictional claims handling in the Northeast region (NY, NJ, CT).

Core Competencies
Aligned with HUB International9s Leadership Capabilities framework, the successful candidate will demonstrate strength in the following areas:
  • Think Strategically 6 Understands the broader organizational picture and investigates all potential options, risks, and outcomes to drive results for clients.
  • Know the Business 6 Understands how claims advocacy drives client retention and revenue; appreciates the connection between claims outcomes and account marketing.
  • Drive Results 6 Maintains high standards of accountability and concentrates efforts on achieving high-quality results aligned with HUB9s values and guiding principles.
  • Be Agile 6 Thrives in a fast-paced, high-volume environment by anticipating and responding to changes with quick, focused, and adaptable behaviors.
  • Foster Boundaryless Collaboration 6 Works across disciplines, practice groups, and geographies, leveraging the strengths of colleagues to deliver optimal client outcomes.
  • Communicate with Impact 6 Engages in respectful, authentic communication with a variety of audiences, delivering clear and convincing messages in both written and verbal formats.
  • Champion Talent 6 Encourages a growth mindset, acknowledges accomplishments, and supports the development of team members through mentorship and knowledge sharing.

The expected salary range for this position is $130,000 - $140,000and will be impacted by factors such as the successful candidate9s skills, experience and working location, as well as the specific position9s business line, scope and level.HUB International is proud to offer comprehensive benefit and total compensation packages: health/dental/vision/life/disability insurance, FSA, HSA and 401(k) accounts, paid-time-off benefits such as vacation, sick, and personal days, and eligible bonuses, equity and commissions for some positions.

Department Account Management & Service

Required Experience: 7-10 years of relevant experience

Required Travel: Negligible

Required Education: Bachelor9s degree (4-year degree)

About Hub International Limited

Hub International Limited is a leading full-service global insurance broker providing property and casualty, life and health, employee benefits, investment and risk management products and services. With more than 13,000 employees in offices located throughout North America, Hub's vast network of specialists provides peace of mind on what matters most by protecting clients through unrelenting advocacy and tailored insurance solutions.
Learn more about Hub International Limited
Size
13,000 employees
Industry
Founded
1998

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