Full Job Description
Support the measurement, analysis, and reporting of the bank's interest rate risk exposure. Partner with Treasury and Risk teams to evaluate balance sheet performance, analyze rate sensitivity, and provide insights that support risk management and strategic decision-making.
Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time.
• Measure and monitor interest rate risk exposures using net interest income (NII) and economic value of equity (EVE) metrics.
• Analyze balance sheet behavior, including loan, deposit, and investment portfolio dynamics under various rate scenarios.
• Assist in evaluating hedging strategies and other interest rate risk mitigation actions.
• Prepare recurring and ad hoc reports for ALCO, senior management, and risk committees.
• Drive process improvements, reporting automation, and enhancements to ALM systems and methodologies.
• Assist with the development and maintenance of ALM models, assumptions, and documentation.
Required Qualifications:
The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions.
• 5+ years of experience in one or a combination of the following: finance, accounting, analytics and reporting; or a BS/BA degree or higher in Finance, Accounting, Statistics, Economics, Business.
• 3+ years in Asset Liability Management (ALM) in a bank or large financial institution.
• Ability to work effectively, as well as independently, in a team environment.
• Excellent analytical skills and knowledge of bank's balance sheet.
• Demonstrated proficiency in basic computer applications, such as Microsoft Office.
Preferred Qualifications:
• A Masters of Business Administration (MBA), Chartered Financial Analyst (CFA), or Certified Public Accountant (CPA) Designation.
• Knowledge and understanding of asset liability or liquidity management software, especially QRM.
• Experience in financial statements, projections, and financial modeling.
• General ledger experience.
• VB (Visual Basic) experience.
• SQL experience.
• Advanced Microsoft Office (Word, Excel, Outlook and PowerPoint) skills.
General Description of Available Benefits for Eligible Employees of Truist Financial Corporation: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truist’s generous benefit plans, please visit . Depending on the position and division, this job may also be eligible for Truist’s defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work.