Citigroup, Inc

Applied AI Product Owner / Lead Business Analyst - Vice President

Citigroup, Inc • $114K — $172K *
Irving, TX 75061In-Person
Finance & Insurance
5 - 7 years of experience
Today
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Job Overview by Ladders

Qualifications

  • 6+ years of experience as a Business Analyst, Solution Architect, or Product Owner in financial services.
  • Proven domain expertise in Risk & Compliance (regulatory reporting, AML, KYC, etc.).
  • Experience with Generative AI concepts and translating AI capabilities into business requirements.
  • Solid understanding of enterprise data architectures and data governance.
  • Knowledge of Identity and Access Management (IAM) principles in enterprise systems.
  • Extensive experience in Agile environments with a deep understanding of Agile principles.
  • Demonstrated experience managing product backlogs, writing user stories, and defining acceptance criteria.

Responsibilities

  • Analyze complex business problems in Risk & Compliance to identify opportunities for leveraging Generative AI.
  • Evaluate and articulate the business value of Generative AI solutions to drive efficiency.
  • Gather, analyze, and document detailed business requirements and functional specifications.
  • Collaborate with data architects to ensure solutions effectively leverage existing services.
  • Define IAM requirements for secure application access and authorization.
  • Translate business requirements into technical specifications for technology and cybersecurity teams.
  • Engage with stakeholders to build consensus and influence decision-making.

Benefits

  • Comprehensive medical, dental, and vision coverage.
  • 401(k) retirement plan.
  • Life, accident, and disability insurance.
  • Wellness programs and employee assistance.
  • Paid time off including vacation and sick leave.
  • Paid holidays.
Full Job Description
We are seeking a highly experienced and strategic Business Analyst / Product Owner with a strong background in financial services Risk & Compliance, coupled with a deep understanding of Generative AI capabilities. The ideal candidate will bridge the gap between business needs and technology solutions, particularly in areas involving enterprise data, identity and access management, and cybersecurity. This role demands an individual who can effectively engage stakeholders, influence decision-making, articulate complex technical concepts to non-technical audiences, and work seamlessly with technology teams to drive priorities and deliver innovative solutions, often in an Agile environment. As a Product Owner, you will be responsible for defining the vision, roadmap, and features for products, ensuring alignment with business goals and delivering maximum value.

Responsibilities:

  • Strategic Problem Solving & Product Ownership: Analyze complex business problems within Risk & Compliance in the financial services industry and identify opportunities for leveraging Generative AI, enterprise data and services, and existing applications/workflows to develop innovative solutions. Define product vision, strategy, and roadmap, ensuring alignment with business objectives.
  • Generative AI Application: Evaluate, propose, and articulate the business value of Generative AI solutions (e.g., for intelligent document processing, compliance checks, risk assessments, fraud detection, synthetic data generation) to address specific business needs and drive efficiency.
  • Domain Expertise & Requirements Gathering: Apply extensive knowledge of financial services Risk & Compliance to gather, analyze, and document detailed business requirements, functional specifications, and user stories.
  • Enterprise Data & Services: Work with enterprise data architects and service owners to understand data availability, lineage, and service capabilities, ensuring solutions are integrated effectively and leverage existing assets.
  • Identity & Access Management (IAM): Collaborate with IAM and security teams to define requirements for secure authentication, authorization, and access controls within new and existing applications and workflows.
  • Business, Technology & Cybersecurity Alignment: Act as a liaison between business units, technology teams, and cybersecurity experts, translating business requirements into technical specifications and ensuring proposed solutions adhere to security standards and technological feasibility.
  • Stakeholder Engagement & Influence: Proactively engage with a diverse range of stakeholders, including senior leadership, business users, product owners, and technical teams, to build consensus, manage expectations, and effectively influence decisions.
  • Agile Product Management: Serve as the Product Owner for one or more Agile development teams, managing the product backlog, writing user stories, defining acceptance criteria, and prioritizing features to maximize business value.
  • Forward Thinking & Prioritization: Continuously monitor industry trends, emerging technologies (especially in AI and FinTech), and regulatory changes to identify future opportunities and challenges, driving the prioritization of strategic initiatives and product development.
  • Workflow & Application Optimization: Analyze existing business processes and application workflows, identifying areas for improvement, automation, and re-engineering to enhance efficiency and compliance through technology.
  • Collaboration with Technology Teams: Partner closely with developers, architects, and quality assurance teams throughout the software development lifecycle, providing clarity on requirements, resolving ambiguities, and ensuring solutions meet business objectives.
  • Documentation & Communication: Create clear, concise, and comprehensive documentation, including business cases, functional specifications, process flows, and training materials. Effectively communicate complex information to both technical and non-technical audiences.


Required Qualifications:

  • 6+ years of experience as a Business Analyst, Solution Architect, or Product Owner, with a significant portion within the financial services industry.
  • Demonstrable domain expertise in Risk & Compliance within financial services (e.g., regulatory reporting, AML, KYC, market risk, credit risk, operational risk).
  • Proven experience with Generative AI concepts, applications, and their potential impact on business processes; experience in translating AI capabilities into business requirements.
  • Solid understanding of enterprise data architectures, data governance, and service-oriented architectures.
  • Experience with Identity and Access Management (IAM) principles and their application in enterprise systems.
  • Extensive experience working in Agile environments (Scrum, Kanban) with a deep understanding of Agile principles and ceremonies.
  • Proven experience as a Product Owner, including managing product backlogs, writing user stories, and defining acceptance criteria.
  • Exceptional analytical, problem-solving, and critical thinking skills.
  • Excellent communication, negotiation, and interpersonal skills, with a proven ability to engage and influence stakeholders at all levels.
  • Ability to work effectively with diverse technology teams (e.g., developers, QA, architects, cybersecurity).
  • Proactive, self-motivated, and forward-thinking with a strong ability to drive initiatives from conception to delivery.


Education:
  • Bachelor's or Master's degree in Business Administration, Finance, Computer Science, Information Systems, or a related field.


Job Family Group:
Technology

Job Family:
Business Analysis / Client Services

Time Type:
Full time

Primary Location:
Irving Texas United States

Primary Location Full Time Salary Range:
$114,720.00 - $172,080.00

In addition to salary, Citi's offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.

Most Relevant Skills
Please see the requirements listed above.

Other Relevant Skills
For complementary skills, please see above and/or contact the recruiter.

Anticipated Posting Close Date:
Aug 25, 2026

About Citigroup, Inc

Citigroup is a financial services holding company that provides financial products and services. The company operates through two segments, Global Consumer Banking (GCB) and Institutional Clients Group (ICG). The GCB segment offers traditional banking services to retail customers through retail banking, commercial banking, Citi-branded cards, and Citi retail services. The ICG segment offers various banking, and financial products and services to corporate, institutional, public sector, and high-net-worth clients. This segment provides wholesale banking products and services, including fixed-income and equity sales and trading, foreign exchange, prime brokerage, derivative services, equity and fixed-income research, corporate lending, investment banking, and advisory services, private banking, cash management, trade finance, and securities services. Citi is committed to sustainability and social responsibility, and the company invests in initiatives that promote economic progress.

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Join the vibrant team at Citigroup, Inc, a leading global bank, and propel your career into the future. Citigroup offers a plethora of job opportunities that span across various fields and expertise, making it an ideal place for ambitious professionals to thrive.

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Learn more about Citigroup, Inc
Market Cap
$1.3 billion
Industry
Finance & Insurance
Net Income
$89.6 million
Founded
1812
5 Year Trend
+4.6%
NASDAQ
C
* Ladders Estimates

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