JP Morgan Chase & Co.

Applied AI/ML Senior Associate - Payments

JP Morgan Chase & Co. • $120K — $160K *
Palo Alto, CA 94303In-Person
Finance & Insurance
Less than 5 years of experience
1 month ago
Job Overview by Ladders

Qualifications

  • Master's degree in a quantitative discipline with a minimum of 3 years of industry experience.
  • Required experience with Shell Scripting, SQL, PySpark, and AWS Cloud Services.
  • 2+ years of hands-on experience with large-scale data processing on AWS EMR.
  • Proficiency in Python with experience in ML and Deep Learning frameworks.
  • 1+ years of experience in Natural Language Processing or Large Language Models.
  • Strong expertise in neural networks and Transformers with fine-tuning experience.
  • Solid understanding of algorithms in machine learning and AI.

Responsibilities

  • Collaborate with cross-functional teams to understand business challenges and develop data-driven solutions.
  • Design and deploy machine learning and AI solutions aligned with business goals.
  • Ensure comprehensive model documentation and adherence to compliance standards with Risk and Compliance teams.
  • Translate model outcomes into business impact metrics and communicate insights to senior management.

Benefits

  • Opportunities to work on cutting-edge AI and ML technologies.
  • Collaboration with diverse teams across a leading global financial institution.
  • Access to professional development and training resources.
  • Ability to influence and drive impactful payment solutions.
Full Job Description
Job Description

As a Sr. Associate Applied AI/ML Scientist within our Payment Solutions team, you will be instrumental in utilizing artificial intelligence and machine learning technologies to augment our payment solutions and stimulate business expansion. Your role will involve researching, experimenting, developing, and transitioning high-quality machine learning models, services, and platforms into production to streamline payment processes, bolster fraud detection, and enrich customer experience. You will also be tasked with designing and executing highly scalable and dependable data processing pipelines, conducting analysis, and deriving insights to boost and optimize business outcomes. Working in collaboration with cross-functional teams, you will identify opportunities for AI/ML applications within the payments ecosystem.

Job Responsibilities:
  • Actively collaborate with Product, Technology, and other cross-functional teams to gain a deep understanding of complex business problems and formulate data-driven solutions to address these challenges in key areas of the payments' domain.
  • Design, develop, and deploy machine learning and AI solutions that meet success metrics aligned with business goals, while considering constraints such as model complexity, scalability, and latency.
  • Partner with Risk and Compliance teams to ensure comprehensive model documentation, track performance metrics, and maintain adherence to regulatory compliance standards.
  • Translate model outcomes into business impact metrics and communicate complex concepts to senior management and stakeholders.


Required qualifications, capabilities, and skills:
  • Master's degree in a quantitative discipline (e.g., Computer Science, Data Science, Mathematics/Statistics, or Operations Research) with a minimum of 3 years of industry experience.
  • Experience with Shell Scripting, Jupyter notebook/Lab, SQL, PySpark, and AWS Cloud Services is required.
  • 2+ years of hands-on experience with large-scale data processing on AWS EMR, building robust batched feature stores (offline/online pipelines, schema governance, backfills, reproducibility), and orchestrating SageMaker training, pipelines, and model registry for production ML.
  • Proficient in Python with hands-on experience in Machine learning and Deep learning frameworks (e.g., TensorFlow, PyTorch) and libraries (e.g., NumPy, Scikit-Learn, Pandas). Experience with Jupyter Notebook/Lab is essential.
  • 1+ years of extensive experience in Natural Language Processing (NLP) or Large Language Models (LLM), AgenticAI, and 3+ years of extensive experience in other machine learning techniques, including classification, regression algorithms.
  • Strong hands-on expertise in neural networks and Transformers, including practical experience with Fine-tuning strategies (e.g., full fine-tuning and parameter-efficient methods)
  • Experience building data-driven systems using SQL and distributed processing (e.g., Spark/PySpark or equivalent).
  • Solid understanding of algorithms in machine learning, AI, and neural network, including Large Language Models (LLM) and Generative AI as well as familiarity with state-of-the-art practices and advancements in these domains.
  • Ability to set the analytical direction for projects, transforming vague business questions into structured analytical plans.
  • You possess strong cognitive and communication skills, characterized by clear and articulate expression.
  • You excel at identifying core issues, bringing order to chaos, synthesizing insights, and driving decisive outcomes.


Preferred Qualifications, capabilities and skills
  • Experience in the financial services industry, particularly within investment banking operations.
  • Cloud computing: Amazon Web Service, Azure, Docker, Kubernetes, DataBricks, Snowflakes.
  • Trust & Safety (T&S) fraud experience in payments, designing and deploying ML models for account takeover, transaction fraud, promotion abuse


About the Team

J.P. Morgan's Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.

About JP Morgan Chase & Co.

JP Morgan Chase & Co. stands at the forefront of the global financial services industry. They offer an expansive array of products and services to a diverse clientele, including individuals, corporations, governments, and institutions. Ever since the merger of J.P. Morgan & Co. and Chase Manhattan Corporation in 2000, this industry-leading entity has become renowned for its comprehensive portfolio encompassing consumer and community banking, corporate and investment banking, commercial banking, as well as asset and wealth management. Headquartered in the vibrant city of New York, JP Morgan Chase & Co. boasts a formidable presence across over 100 countries worldwide.

Unveiling Employment Opportunities at JP Morgan Chase & Co.

Vacancies and Hiring Initiatives

JP Morgan Chase & Co. is continuously on the lookout for talented individuals eager to contribute to its legacy of excellence. The company's recruitment efforts are geared towards identifying candidates with the right blend of skills and qualifications to drive forward its various business segments. Whether you are a seasoned professional or a recent graduate, JP Morgan Chase offers a plethora of job openings across multiple disciplines.

High-Demand Positions

Among the myriad of roles, certain positions stand out for their attractive compensation packages and career advancement prospects. Notably, high-paying jobs at JP Morgan Chase & Co. include Relationship Manager, Branch Manager, and Software Engineer. These roles are critical to the firm's operations and offer lucrative opportunities for those with the requisite expertise.

Navigating the Job Market at JP Morgan Chase & Co.

Leveraging Job Portals and Job Alerts

For job seekers aiming to tap into the opportunities at JP Morgan Chase, staying updated through job portals and subscribing to job alerts is crucial. These tools can provide timely information about job openings, job fairs, and recruitment events, enabling candidates to apply promptly and prepare adequately for interviews.

Preparing Your Job Application

Your job application, comprising your resume and cover letter, is your ticket to securing an interview at JP Morgan Chase. Highlight your qualifications, skills, and experiences that align with the job listing, ensuring you stand out in the competitive job market.

Acing the Interview

Preparation is key to succeeding in your interview with JP Morgan Chase. Familiarize yourself with the company's business segments, values, and recent achievements. Demonstrating how your background and aspirations match the company's goals can significantly increase your chances of employment. A World of Job Opportunites in the Financial Services Industry JP Morgan Chase & Co. offers a world of job opportunities for those seeking to make their mark in the financial services industry. With competitive salaries, comprehensive benefits, and endless possibilities for growth, positions at JP Morgan Chase are highly coveted. By staying informed through job sites, tailoring your applications, and preparing thoroughly for interviews, you can enhance your prospects of joining the esteemed ranks of JP Morgan Chase employees. Explore the job board, seize the job opportunities, and embark on a rewarding career journey with one of the world's leading financial institutions.
Learn more about JP Morgan Chase & Co.
Size
661 employees
Market Cap
$384.5 billion
Industry
Finance & Insurance
Net Income
$29.1 billion
Founded
1823
5 Year Trend
+0.7%
Revenue
$261.5 million
NASDAQ
CCF
* Ladders Estimates

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