Hub International Limited

Alternative Risk Finance Analyst

Hub International Limited$80K — $110K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's Degree in Business, Finance, Accounting, Statistics, or Risk Management
  • 3+ years of experience in alternative risk, captive insurance, or insurance analytics
  • Hands-on experience with financial and actuarial modeling
  • Working knowledge of captive structures and risk financing strategy
  • Claims analytics experience for loss-driver identification and trend analysis
  • Advanced Excel skills; proficiency in Tableau, SQL, and PowerBI
  • Strong written, verbal, and presentation skills

Responsibilities

  • Build and refine financial and actuarial models for loss projections and funding structures
  • Apply loss forecasting techniques to inform program-structure decisions
  • Leverage claims data to identify trends and inform underwriting recommendations
  • Conduct collateral optimization and analysis of program alternatives
  • Develop dashboards to translate complex analyses into client-oriented insights
  • Coordinate the service team and manage client service calendars
  • Create and present client deliverables and proposals

Benefits

  • Health/dental/vision/life/disability insurance
  • Flexible Spending Account (FSA) and Health Savings Account (HSA)
  • 401(k) retirement plan
  • Paid-time-off benefits including vacation, sick, and personal days
  • Eligibility for bonuses, equity, and commissions for some positions
Full Job Description
Position Summary

The Alternative Risk Finance Analyst combines hands-on analytical work with client-facing account management opportunities across the full alternative risk transfer toolkit: captive feasibility and formation, multiyear structured programs, collateral optimization, fronting, quota share, and parametric solutions. In this role, you will build the financial and actuarial models that underpin our recommendations and deliverables that bring those recommendations to life. You will work closely with the Alternative Risk Solutions Practice Leader and the Director of Captive Insurance and others within HUB to continue to enhance the analytic offerings.

In this role, you will:

Analytics & Modeling
  • Build and refine financial and actuarial models to project losses, evaluate funding structures, and support group captive and single parent captive feasibility analyses across multiple industries
  • Apply loss forecasting and reserving techniques to inform retention, funding, and program-structure decisions
  • Leverage claims data to identify loss drivers and trends, quantify risk, and inform underwriting and retention recommendations
  • Conduct collateral optimization and TCOR analyses comparing captive, structured, and traditional program alternatives
  • Develop and maintain dashboards and data-visualization tools to translate complex analyses into clear, decision-oriented insights for clients and internal stakeholders
Client Service & Account Management
  • Coordinate the service team and own client service calendars to deliver superior, proactive communication to clients and brokers/producers
  • Create and present client deliverables
  • Interact with clients and prospects to guide and assist in implementing and managing alternative risk insurance programs
  • Coordinate and facilitate meetings with clients, prospects, and brokers/producers, and attend client meetings as needed
  • Build relationships with clients, brokers/producers, and service providers including independent auditors, actuaries, attorneys, TPAs, carriers/reinsurers, and reinsurance brokers
  • Support producers with new business proposals and RFP responses
  • Correspond and work with brokers to compile underwriting submissions
  • Assist with follow-up for outstanding information and reports
  • Review claims, or work with the claims consultant, as needed
  • Travel as needed


What you offer us:

  • Bachelor's Degree, preferably in Business, Finance, Accounting, Statistics, or Risk Management
  • 3+ years of relevant experience in alternative risk, captive insurance, Property & Casualty, or insurance analytics/consulting
  • Hands-on experience with financial and actuarial modeling: captive feasibility models, loss projections, funding-strategy evaluation, and cash-flow modeling
  • Working knowledge of single-parent and group captive structures, TCOR optimization, and broader risk financing strategy
  • Claims analytics experience: loss-driver identification, trend analysis, and insights that inform underwriting and retention
  • Advanced Excel skills, with proficiency in data tools such as Tableau, SQL and PowerBI; strong overall proficiency in MS Office (Word, Outlook, Excel, PowerPoint) and the ability to learn new systems as introduced
  • CPA, ACI (Associate in Captive Insurance), ARM, or CPCU designation or active progress toward one strongly preferred
  • Superior written, verbal, and presentation skills, with the ability to translate complex analysis into client-ready insight
  • Ability to multi-task and interact in a professional manner with clients and colleagues
  • Good problem-solving skills and the judgment to make decisions that move the work forward
  • Self-motivation with the ability to work independently under minimal daily direction
  • Conscientiousness, reliability, attention to detail, and excellent time-management skills
  • Commitment to ongoing professional development


Disclosure required under applicable law in California, Colorado, Illinois, Maryland, Minnesota, New York, New Jersey, Ohio, and Washington states: The expected salary range for this position is $80,000- $110,000 and will be impacted by factors such as the successful candidate's skills, experience and working location, as well as the specific position's business line, scope and level. HUB International is proud to offer comprehensive benefit and total compensation packages: health/dental/vision/life/disability insurance, FSA, HSA and 401(k) accounts, paid-time-off benefits such as vacation, sick, and personal days, and eligible bonuses, equity and commissions for some positions.

Department Account Management & Service

Required Experience: 2-5 years of relevant experience

Required Travel: Negligible

Required Education: Bachelor's degree (4-year degree)

About Hub International Limited

Hub International Limited is a leading full-service global insurance broker providing property and casualty, life and health, employee benefits, investment and risk management products and services. With more than 13,000 employees in offices located throughout North America, Hub's vast network of specialists provides peace of mind on what matters most by protecting clients through unrelenting advocacy and tailored insurance solutions.
Learn more about Hub International Limited
Size
13,000 employees
Industry
Founded
1998

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