Affordable Housing Credit Analyst to provide top notch customer service to our clients and customers in
Denver, CO. If you are passionate about being part of a community, being a team player, and helping others reach their financial goals, then we are interested in speaking with you!
Essential Functions:- Conducts credit investigations and analyzes credit information pertaining to loans.
- Investigates all available sources of credit and financial information, including reporting services, credit bureaus, other companies, main office files, and branches.
- Analyzes financial statements and related material.
- Analyzes financial conditions and trends.
- Reviews and reports non-compliance with loan covenants.
- Determines cash flow using appropriate tax analysis.
- Prepares summaries, presents facts, and offers opinions concerning creditworthiness.
- Provides credit information and references for customers, loan officers, or other agencies as requested.
- May provide rates and loan information to clients.
- Ensures that all credit files include proper documentation including current financial statements, agency reports, etc.
- Maintains control over current accounts, noting payment progress, watching for any developing problems, and keeping loan officers informed.
- Writes credit memorandums.
- Accompanies lenders on business calls.
- Conducts industry research.
- Assists with special projects as assigned.
Qualifications:- Requires a Bachelor's and 2+ years of credit analysis experience, lending/credit procedures and processes or other directly related experience. A combination of education and experience may meet requirements.
- Working knowledge of financial and spread analysis and credit/lending procedures for moderately complex loans.
- Full use and application of commercial credit principles, theories, concepts, and techniques.
- Ability to work with lending officers and staff.
- Solid communication skills, both verbal and written.
- Ability to make sound decisions regarding loans.
- Solid PC skills are required.
Compensation:This position is eligible to earn an hourly wage in the range of
$37.98hr - $43.00hr, depending on job-related factors such as experience level and location.
This position is in-office and does not offer a remote or hybrid schedule.Benefits:- Medical, Dental and Vision Insurance - START DAY ONE!
- Life and Disability Insurance, Paid Paternal Leave, and Adoption Assistance
- Health Savings (HSA), Flexible Spending (FSA), and dependent care accounts
- Paid Training, Paid Time Off (PTO), and 11 Paid Federal Holidays
- 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience
- Mental health benefits, including coaching and therapy sessions
- Tuition Reimbursement for qualifying employees
- Employee Ambassador preferred banking products
