U.S. Bank

2027 Fixed Income, Currencies and Commodities Full-time Development Program – Debt Finance Banking

U.S. Bank • $81K — $95K *
Charlotte, NC 28269In-Person
Finance & Insurance
Less than 5 years of experience
Today
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Job Overview by Ladders

Qualifications

  • Bachelor’s degree in Business, Economics, Finance, Econometrics or related fields expected by spring 2027.
  • Ability to start the program on July 12, 2027.
  • Previous internship or work experience in finance, banking, or related fields preferred.
  • Strong skills in Excel and PowerPoint.
  • Excellent written and verbal communication abilities.

Responsibilities

  • Support origination, structuring, and execution of transactions in Fixed Income, Currencies and Commodities.
  • Develop client materials, financial models, and credit analyses.
  • Monitor financial markets and investor dynamics for client advisement.
  • Collaborate with teams across coverage, risk, legal, and operations.
  • Cultivate long-term client relationships through continued support.

Benefits

  • Healthcare options (medical, dental, vision)
  • Life insurance (basic and optional)
  • Short and long-term disability coverage
  • Pregnancy disability and parental leave
  • 401(k) and employer-funded retirement plan
  • Paid vacation (2 to 5 weeks based on tenure)
  • Up to 11 paid holidays
  • Adoption assistance
  • Sick leave accrual up to 80 hours annually
Full Job Description
Job Description

Our program 

The Fixed Income, Currencies and Commodities Development Program is a full-time opportunity designed to build future Fixed Income, Currencies and Commodities professionals through hands-on experience, structured training, and progressive responsibility. Program members are aligned to a specific product area and contribute meaningfully to client transactions, market analysis, and strategic initiatives. 

  

What you’ll do 

Become a financial market specialist, while working in a dynamic and supportive team environment. Over the course of our program, you will receive accelerated learning and skill development through a mix of formal training, mentorship, and a community of peers and advisors. 

  

This role is designed for candidates who may be placed in Investment Grade Debt Fixed Income, Currencies and Commodities, Leveraged Finance, Loan Fixed Income, Currencies and Commodities, or Structured Credit based on business demand, interests, and skill alignment. 

  

As a full-time program analyst, you may: 

  • Support the origination, structuring, & execution of Fixed Income, Currencies and Commodities transactions across corporate bonds, loans, structured products and working capital solutions. 

  • Develop client materials, financial models, credit analysis, and market commentary. 

  • Monitor financial markets and investor dynamics to inform execution and client advice.  

  • Partner cross functionally with coverage teams, risk, legal, and operations. 

  • Build long-term client relationships through ongoing coverage and execution support. 

  

Who we’re looking for 

We’re looking for intellectually curious and creative thinkers who can think on their feet and thoughtfully react to a changing market.  

  

Basic qualifications: 

  • Bachelor’s degree in Business, Economics, Finance, Econometrics or related fields completed in December 2026 or spring 2027.
  • Ability to start the full-time development program on July 12, 2027. 

Preferred qualifications: 

  • Previous internship or work experience in finance, banking, or Fixed Income, Currencies and Commodities. 

  • Strong Excel and PowerPoint skills. 

  • Excellent written and verbal communication.  

  • Demonstrated ability to work collaboratively and under time pressure. 

  • Intellectual curiosity and attention to detail. 
      

Working model and hours: This role requires working from a U.S. Bank location four (4) or more days per week, while having flexibility on their work location for the other working days.  

  

The application process 

If you are interested in applying and learning more, click on the Apply Now icon to submit your application. 

Posting may be closed earlier due to high volume of applicants. 

Benefits: 

Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:

  • Healthcare (medical, dental, vision)

  • Basic term and optional term life insurance

  • Short-term and long-term disability

  • Pregnancy disability and parental leave

  • 401(k) and employer-funded retirement plan

  • Paid vacation (from two to five weeks depending on salary grade and tenure)

  • Up to 11 paid holiday opportunities

  • Adoption assistance

  • Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

Review our full benefits available by employment status here.

The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $81,345.00 - $95,700.00

About U.S. Bank

U.S. Department of the Treasury is a government agency responsible for promoting economic prosperity and ensuring financial security. The department is responsible for a wide range of activities such as advising on economic and financial issues, encouraging sustainable economic growth, and fostering improved governance in financial institutions.

U.S. Bank Careers

Join the dynamic team at U.S. Bank, one of the nation's top banking institutions, where your career journey is as promising as the services we provide to our customers. At U.S. Bank, we are committed to fostering a culture of innovation, leadership, and diversity that is unmatched in the industry.

Explore Job Opportunities and Growth

At U.S. Bank, we offer a variety of job opportunities that cater to a range of skills and professional interests. Whether you are looking for a position in finance, technology, customer service, or management, U.S. Bank is hiring talented individuals who are eager to contribute to our mission and grow with us.

Internship Programs

Kickstart your career with U.S. Bank’s internship programs. These opportunities are designed for ambitious students who want to gain hands-on experience and develop essential skills in a real-world setting. Our internships provide a platform to engage with experienced professionals and explore potential career paths within the company.

Benefits and Employment Perks

Choosing a career at U.S. Bank means more than just employment. We offer comprehensive benefits designed to enhance your life and well-being. From health and wellness programs to retirement plans, we ensure our team members are supported both personally and professionally.

Our Commitment to Diversity and Inclusion

Diversity and inclusion are at the core of our values at U.S. Bank. We are dedicated to creating an environment where all employees feel valued and included. Our diversity training programs are part of our commitment to an inclusive workplace, where everyone can thrive.

Leadership and Professional Development

Leadership at U.S. Bank is about more than guiding teams – it's about inspiring them. We invest in leadership training and professional development programs that help our employees become the best in their fields. By fostering a culture of learning and growth, we prepare our team members to take on new challenges and leadership roles.

Networking and Innovation

Networking at U.S. Bank goes hand in hand with innovation. Our employees are encouraged to connect with colleagues and industry leaders through various networking events and professional groups. This collaborative environment fuels innovation and allows us to stay ahead in a competitive industry.

Join Our Team

Are you ready to take the next step in your career? Explore the open positions at U.S. Bank and find where your skills and passions align with our needs. Prepare your resume, sharpen your interview skills, and get ready to join a team where your career can flourish.

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Discover the exciting and rewarding career opportunities waiting for you at U.S. Bank. Search and apply for jobs that match your skills and interests. Join us and be part of a team that values growth, leadership, and innovation.

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Stay ahead in your career with U.S. Bank – where your growth is our priority.
Learn more about U.S. Bank
Size
68,796 employees
Market Cap
$66.2 billion
Industry
Finance & Insurance
Net Income
$4.9 billion
5 Year Trend
+0.5%
NASDAQ
USB
* Ladders Estimates

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