The Consumer Credit Officer is responsible for overseeing the asset quality of the Consumer Loan portfolio for all consumer lending business lines, including direct and indirect, personal real estate and credit card.
Maintain compliance with the company policies and procedures and in a manner which contributes to the company's overall growth and client retention goals; coordinate and monitor portfolio workflow, process and procedures.
Develops new business through identifying and calling on existing or prospective customers; promotes and cross-sell Bank's services; works with Bank operation areas to ensure that quality service is provided.
Develop and manage a portfolio of corporate credit and deposit relationships. Responsibilities include originating direct and syndicated loans with risk profiles, structure and pricing consistent with Bank policy.
The right individual for the team will be excited about taking ownership of their role, passionate about expanding our SBA competencies, and will take this on as a mission, not just a job, during a time of great opportunity.
Using strong credit and relationship management skills, maintain a high quality portfolio through regular and appropriate review of information, contact with clients, and collaboration with other team members .