VP, Portfolio Credit - Multi-Client

Synchrony Financial   •  

Charlotte, NC

Industry: Financial Services

  •  

5 - 7 years

Posted 294 days ago

This job is no longer available.

Role Summary/Purpose:

Assume ownership of full life cycle credit risk management for up to five assigned portfolios. Provide Credit Risk Management reporting and analysis for the portfolios with primary accountability for identifying and managing consumer credit risk across all components of the cardholder lifecycle via data gathering and analytics. Support and interact with the client teams and with key contacts throughout Synchrony Financial.

Essential Responsibilities:

  • Manage credit risk while supporting growth and profitability.
  • Develop strong partnerships with the clients as well as internal cross functional groups. Deliver well-developed client facing and internal SYF presentations.
  • Initiate and lead credit strategy enhancement projects using new development techniques and test/control processes.
  • Analyze and present recommendations on new account, line assignment, sales authorization, line management, reissue and collection strategies for assigned portfolios.
  • Leverage breadth of portfoliorisk management experience into value-added best practices across deal structures.
  • Work with Center Of Excellence teams (i.e. Collections, Decision Sciences, Fraud, etc.) to analyze performance and drive enhancements to all risk management strategies across assigned portfolios.
  • Assure appropriate reporting is present to monitor portfolio performance.
  • Participate in planning cycle with Finance, Client Development, Marketing, etc. to ensure consistency in business plans.
  • Investigate and resolve various customer and client issues including Presidential complaints.
  • Responsible for meeting sales, revenue, loss, and net income
  • Perform other duties and/or special projects as assigned

Qualifications/Requirements:

  • Bachelor’s degree and 5+ years in a consumer and/or commercial Credit/Risk, Finance, or Analytics role; or in lieu of a bachelor’s degree, 9+ years in a consumer and/or commercial Credit/Risk, Finance or Analytics role.
  • 1+ years of experience working with SAS/SQL or other related data analytic tools
  • Willingness to travel up to 50% of your time

Desired Characteristics:

  • Ability to accurately condense large amounts of information and present in a simple, cogent manner to senior level management and clients.
  • Strong analytical skills, highly comfortable working in a quantitative environment.
  • Experience operating as part of a cross functional team.
  • Use of advanced technical & analytical competencies in driving effective strategic goals.
  • Strong communication, persuasion and presentation skills.
  • Client-facing experience very helpful
  • Experience with consumer lending products and practices.
  • Advanced experience with SAS/SQL or other related analytic tools.

Job ID: 1700004518