VP Lending

5 - 7 years experience  •  Financial Services

$100K - $130K
Posted on 11/29/17 by Scott Cave
5 - 7 years experience
Financial Services
$100K - $130K
Posted on 11/29/17 by Scott Cave

South Carolina Federal Credit Union is currently seeking a VP Lending to join our outstanding team in Charleston, SC.                                                                                                     

Duties included but are not limited to:

  • Positively lead the Quality Improvement Process through direct reports to ensure that all actions are driven by positive member care initiatives.
  • Responsible for generating new loan and fee income consistent with the department’s goals that contribute to the desired mix in loan type, profitability, risk, quality and growth.
  • Establish an active calling effort, including joint calls with loan officers, branch staff, and other credit union sales personnel. Active participation in community and corporate functions.
  • Review for approval staff recommended loans, providing guidance to staff regarding risk, structure, pricing and financing options.
  • Establish agenda for monthly Member Business Loan Committee meeting and attend the ALCO committee of the Board.
  • Recommend and submit over-limit loan request to the Member Business Loan Committee for approval.
  • Ensure on-going soundness of Consumer and Business loanportfolios through accurate evaluation and identification of loanrisk. 
  • Provide leadership, coaching, mentoring and support of department staff to ensure their success, to include setting schedules, approving leave and reviewing performance regularly.
  • Create and aggressively review Consumer and Business loan policies, procedures, department operations, industry innovations, trends, competitor services, and regulations to institute or recommend changes desired.  
  • Develop annual budget recommendations for both departments and credit union’s success.
  • Operate as Special Assets Officer to recommend and oversee management of ISF and OREO property.

Minimum requirements include:

  • Five years' experience as a Business/Commercial lending officer in the financial services industry.
  • Five years' experience in management of Consumer Loan Underwriting and Sales Finance areas of the financial services industry required.
  • Experienced in and knowledgeable of sales and marketing business development skills, consumer and business loan regulations, business loanfinancial statement, and loan underwriting analysis, documentation, and associated policy creation.
  • Must have establish community presence and status.
  • Must demonstrate excellent strategic thinking, results-oriented, leadership and negotiation skills.
  • Must be able to work a flexible schedule.
  • Bachelor’s Degree in Finance, Accounting, Economics, or related.

Equal Opportunity Employer

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