Venmo Credit Card Analyst at PayPal in Lutherville Timonium, MD

The Venmo Credit Card analyst will join PayPal's Global Consumer Credit Analytics Team, a lean team responsible for uncovering trends and insights to propel the various PayPal and Venmo Consumer Credit products forward across all analytical functional areas. We're looking for an analyst whose remit goes above and beyond simply providing reports and analyses. This person will generate insights by conducting extensive analyses of PayPal and Venmo’s rich data. In the process, this person will develop a deep understanding of the payments businesses, our site functionality, further strengthen their analytic, leadership, and presentation skills, and gain exposure to a wide variety of functional teams within the broader PayPal ecosystem.

Fueled by a fundamental belief that having access to financial services creates opportunity, PayPal (NASDAQ: PYPL) is committed to democratizing financial services and empowering people and businesses to join and thrive in the global economy. Our open digital payments platform gives PayPal’s 305 million active account holders the confidence to connect and transact in new and powerful ways, whether they are online, on a mobile device, in an app, or in person.

Through a combination of technological innovation and strategic partnerships, PayPal creates better ways to manage and move money, and offers choice and flexibility when sending payments, paying or getting paid.

Available in more than 200 markets around the world, the PayPal platform, including Braintree, Venmo and Xoom enables consumers and merchants to receive money in more than 100 currencies, withdraw funds in 56 currencies and hold balances in their PayPal accounts in 25 currencies.

At PayPal, we’re literally reinventing how the world pays and gets paid. We understand that it’s about people. We connect individuals to let them shop, get paid, donate and send money using today’s technology with the confidence that comes from the security and control PayPal enables.

Are you ready to help us change the world?

The world’s leading payments company, PayPal, brings together a family of brands that are revolutionizing the way people move money. At PayPal you will be immersed in an amazing community with a vibrant culture that thrives on innovation, collaboration, inclusion and wellness.

Venmo, one of the many PayPal brands, offers an innovative approach to consumer credit. We leverage PayPal’s formidable technology to create real-time credit approval systems that are simple to use and flexible enough to meet the needs of a diverse set of customers. Our product builds on PayPal’s value proposition of encouraging people to take control of their money and practice financial responsibility with credit and other financial services.

The Consumer Credit Analytics Team is a lean team responsible for uncovering trends and insights to propel the various PayPal and Venmo Consumer Credit products forward across all analytical functional areas: marketing analytics, consumer analytics, merchant analytics, and product analytics.

We're looking for an analyst whose remit goes above and beyond simply providing reports and analyses. This person will generate insights by conducting extensive analyses of PayPal and Venmo’s rich data. In the process, this person will develop a deep understanding of the payments businesses, our site functionality, further strengthen their analytic, leadership, and presentation skills, and gain exposure to a wide variety of functional teams within the broader PayPal ecosystem.

Key Responsibilities

• Understand how to make data visually appealing and simple to both navigate and comprehend for end-users
• Aggregate data from various sources to construct streamlined data pipelines and integrate data from multiple PayPal systems
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• Identify key metrics and build exec-facing dashboards to track progress of the business and its highest priority initiatives
• Identify key business levers, establish cause & effect, perform analyses, and communicate key findings to various stakeholders to facilitate data driven decision-making
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• Work closely across the matrix with teams like Finance, Marketing, Product, Engineering, and senior executives
• Lead and participate in special projects/initiatives: innovate and implement large-scale quality improvements to processes and/or systems by conducting data analysis and making recommendations, troubleshooting technical issues, and refining processes around customer support

Basic Requirements:

• Bachelor’s or Master’s degree in Mathematics, Statistics, Finance, Economics or related quantitative discipline
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• 5+ years proven credit card analytics experience, or equivalent
• Must be an intuitive, organized analytical thinker, with the ability to perform detailed analysis
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• Strong written, oral, and interpersonal skills are a must including the ability to clearly explain and present analysis and effectively influence both peers and senior leadership
• Must have good business judgment with demonstrated ability to think creatively and strategically
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• Demonstrated experience, familiarity and ease with handling large data sets and crunching numbers
• Experience with one or multiple of the following will be highly desirable: Python, Java, Tableau, Jupyter Notebooks, Teradata, Hadoop/Hive, SQL, Excel, Word, and PowerPoint
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