Sarasota, FL

Industry: Financial Services


Less than 5 years

Posted 400 days ago

  by    Sandra Channa

This job is no longer available.

Job Description:

Responsibilities for the Underwriter include:

  • Underwrite mortgage files within 24-48 hours of assignment with adherence to the appropriate program guidelines, file documentation and data integrity standards, and all published Client's policies and overlays.
  • Consistently utilize and complete all required Client and third-party quality control tools when applicable, including EarlyCheck, UCDP reports, income, and asset validation indexes.
  • Maintain and apply a comprehensive understanding of FNMA, FHLMC, HUD, VA, USDA.
  • Work closelywith the Client's Quality Control department to complete pre-funding audits in a timely manner as well as to ensure that file quality meets all Agency and GSE standards and requirements so that loan files are saleable and insurable.
  • Assist the Quality Control, Closing, and Post-closing departments with any post-closing or repurchase requests.

Required qualifications and experience:

  • 3-5years of banking underwriting experience. Must be working for a bank currently in the local market.
  • Appraisal Knowledge
  • Experience using AUS Systems including DU, LP, and GUS
  • Construction to perm lending.