Sr Digital Payments Architect in Chicago, IL

$150K - $200K(Ladders Estimates)

Discover Financial Services   •  

Chicago, IL 60601

Industry: Finance & Insurance


8 - 10 years

Posted 46 days ago

This job is no longer available.

One customer. The person using the product is who matters.

Teams get it done. You won't be sitting in a corner on your own – it's a collective effort.

Seek to understand. Listen first, ask why, and then reach a conclusion.

Progress over perfection. Try new ideas and be comfortable with failing fast.

No spectators. Expect to tackle tough problems and to challenge the status quo.


People don't solely rely on physical credit/debit cards anymore. They want digital payment options. Specifically options on their phone or during secure digital checkout experiences (websites, apps, etc.). Why not join a team that is at the core of shaping the future of Payments? In this position, you will be a leader in our Digital Payments technology domain. Your talents will allow you to contribute, if not shape, our Business and Technology outcomes.

Always wanted to have your change agent voice heard? We love to listen. We want you to help create and break-down product/platform efforts into successful execution-ready plans. We need your talents to help ensure our outcomes are aligning to the needs of our Customers and Partners. Most rewarding, you will work with the leading mobile payment players in the world while actively contribute to the developer experience by enhancing current solution patterns and defining new ones. All cutting edge work leveraging the latest technologies in the industry.

We embrace change and evolution, both in our staff and platforms. We are building new payment systems that allow us to leverage modern technologies (Cloud, Big Data, Open Source, Event Driven real time processing) and approaches to delivery (Scaled Agile, CI/CD, TDD + BDD) that will enable us to produce software and systems to support our business and adapt to change within the fast paced FinTech world.

  • In collaboration with a partner Senior Digital Payments Architect based in the (UK/US) own the current and future architecture for our Digital Payment Platform.
  • Take sole ownership of key architectural areas of our Digital Payment Platform and ensure the continued improvement in line with your overall Payments Architecture.
  • Provide specialized expertise and applied knowledge on technical aspects of our Discover Payment Services' Digital Payment Technology solution
  • Partner with Product Management and Technical Product Management to develop and refine roadmap for overall Digital Payment Platform
  • Mentor architects responsible for shaping the landscape of Digital Payments for Discover
  • Inspire our Business Technology function to drive a culture of quality, innovation and best practice within Digital Payments
  • Partner with other architects to define and continually evolve the roadmap for Discover's Digital Payments platform.
  • Ensure our solution is properly addressing scalability, security, availability, and maintainability needs
  • Support initiatives for our key customers/partners of Discover's Digital Payment Platform
  • Develop software deployment architectures and corresponding estimates
  • Develop proof of concepts & critical software application components
  • Partner with other technical leaders to promote software quality governance
  • Create and review technical requirements and translate into platform enablers
  • Learn new technologies and champion the adoption of frameworks that deliver customer value
  • Promote a culture & architecture that enables software delivery teams to be cross-functional and autonomous
  • Collaborate with technology partners to select appropriate design solutions and ensure the compatibility of system components.
  • Communicate effectively with both the Discover team and clients to understand specific system requirements.
  • Provides advice on project costs, design concepts, and design changes.
  • Responsible for designing and developing solutions to application, system administration, and network issues. Performs systems management and integration functions.
  • Documents design specifications and installation instructions.
  • Verifies the stability, interoperability, portability, security, and scalability of system architecture.
  • Provides advice on project costs, design concepts, and design changes.


  • Core Java or Object Orientated Programming
  • Spring (Core, Spring Integration, Spring Boot)
  • JSON processing and validation
  • CI with Jenkins or similar; Git/GitHub; Gradle, Nexus, Chef, Ansible
  • Rabbit
  • Data/Cache Technologies: Oracle, Maria, Gemfire
  • Cucumber
  • Cloud/PaaS Architectures (AWS/Pivotal Cloud Foundry/VM)
  • Variety of scripting language
  • Linux
  • Angular, Gulp, Node, JavaScript, Selenium, Protractor, WireMock

At a minimum, here's what we need from you:

  • Bachelor's Degree in Information Technology, Business, or related field
  • 8+ years of experience in Technical, or other related field
  • In lieu of a degree, 10+ years of experience in Technical, or other related field

  • 6+ years of relevant hands-on software development experience in our Tech Stack
  • 4+ years of relevant hands-on solution architecture experience in our Tech Stack
  • 2+ years of relevant hands-on exposure to the mobile payment architectures such as ApplePay or other secure element implementations
  • Passion for learning
  • Strong collaborator
  • Self-motivated
  • Servant leader
  • Experience with framework and API design
  • Studied architectural patterns at scale, including thoughtfully-designed APIs, repeatable delivery pipelines, and efficient computer engineering principles

Valid Through: 2019-9-30